Business Description
Credit Agricole SA
SIC : 6029
ISIN : FR0000045072
Share Class Description:
FRA:XCA: Ordinary SharesTotal Employee Number:
83,045Compare
Compare
Traded in other countries / regions
ACA.France0HAI.UKCRARY.USAXCA.Germany1ACA.ItalyACAFN.MexicoACA.AustriaXCA.Bulgaria Description
Credit Agricole S.A. is the listed entity at the center of Credit Agricole Group, a mutually owned French banking group whose regional banks own the majority of the company. It acts as the group's central body, providing liquidity, funding and oversight to the regional banks, and consolidates most of the group's non-core-retail businesses. These include corporate and investment banking, asset management through its majority stake in Amundi, insurance, consumer finance, leasing and factoring, private banking, and international retail operations, notably in Italy and through LCL, a separately branded French retail bank. Customers range from large corporates and institutions to small businesses and individuals. Revenue comes mainly from net interest income, fees and commissions on banking, insurance and asset management services, and trading and capital markets activity, with operations concentrated in France and Europe alongside selected international markets.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.75 | |||||
Equity-to-Asset | 0.03 | |||||
Debt-to-Equity | 4.1 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.9 | |||||
3-Year EPS without NRI Growth Rate | 8 | |||||
3-Year FCF Growth Rate | 247.4 | |||||
3-Year Book Growth Rate | 5.3 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 7.26 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -7.13 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 50.99 | |||||
9-Day RSI | 46.03 | |||||
14-Day RSI | 45.97 | |||||
3-1 Month Momentum % | 14.59 | |||||
6-1 Month Momentum % | 19.11 | |||||
12-1 Month Momentum % | 23.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 6.2 | |||||
Dividend Payout Ratio | 0.55 | |||||
3-Year Dividend Growth Rate | 1.6 | |||||
Forward Dividend Yield % | 9.33 | |||||
5-Year Yield-on-Cost % | 6.2 | |||||
Shareholder Yield % | 3.54 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 26.12 | |||||
FCF Margin % | 85.14 | |||||
OCF Margin % | 86.22 | |||||
ROE % | 8.49 | |||||
ROA % | 0.28 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.2 | |||||
Forward PE Ratio | 7.28 | |||||
PE Ratio without NRI | 8.86 | |||||
Shiller PE Ratio | 10.45 | |||||
PEG Ratio | 2.95 | |||||
PS Ratio | 2.19 | |||||
PB Ratio | 0.7 | |||||
Price-to-Tangible-Book | 0.94 | |||||
Price-to-Free-Cash-Flow | 3.08 | |||||
Price-to-Operating-Cash-Flow | 2.9 | |||||
EV-to-Forward-EBIT | 14.15 | |||||
EV-to-Revenue | -6.98 | |||||
EV-to-Forward-Revenue | 6.65 | |||||
EV-to-FCF | -9.77 | |||||
Price-to-GF-Value | 1.1 | |||||
Price-to-Projected-FCF | 0.48 | |||||
Price-to-DCF (Earnings Based) | 0.51 | |||||
Price-to-DCF (FCF Based) | 0.09 | |||||
Price-to-Median-PS-Value | 1.23 | |||||
Price-to-Graham-Number | 0.61 | |||||
FCF Yield % | 32.43 | |||||
Forward Rate of Return (Yacktman) % | 12.85 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Credit Agricole SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 60,090 | ||
| EPS (TTM) (€) | 2.085 | ||
| Beta | 0.9673 | ||
| 3-Year Sharpe Ratio | 0.67 | ||
| 3-Year Sortino Ratio | 0.99 | ||
| Volatility % | 25.28 | ||
| 14-Day RSI | 45.97 | ||
| 14-Day ATR (€) | 0.232417 | ||
| 20-Day SMA (€) | 18.54175 | ||
| 12-1 Month Momentum % | 23.05 | ||
| 52-Week Range (€) | 15.44 - 20.3 | ||
| Shares Outstanding (Mil) | 3,033.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Credit Agricole SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Credit Agricole SA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-02-04 | In 135 days | ||
| Third quarter earnings results for 2026 | 2026-10-30 | In 38 days | ||
| EUR 0.570000 Cash Dividend | 2026-10-13 | In 21 days | ||
| Second quarter earnings results for 2026 | 2026-07-31 | 18.55 (+0.00%) | ||
| EUR 1.130000 Cash Dividend | 2026-05-26 | 17.45 (+0.95%) | ||
| General meeting for 2026 | 2026-05-20 10:00 | 16.99 (+1.52%) | ||
| First quarter earnings results for 2026 | 2026-04-30 | 17.32 (+0.00%) | ||
| Annual report for 2025 | 2026-03-27 | 16.02 (-2.17%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-04 | 18.60 (+0.70%) | ||
| Third quarter earnings results for 2025 | 2025-10-30 | 16.26 (+0.00%) |
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Credit Agricole SA Frequently Asked Questions
What is Credit Agricole SA(FRA:XCA)'s stock price today?
The current price of FRA:XCA is €18.44. The 52 week high of FRA:XCA is €20.30 and 52 week low is €15.44.
When is next earnings date of Credit Agricole SA(FRA:XCA)?
The next earnings date of Credit Agricole SA(FRA:XCA) is 2026-10-30.
Does Credit Agricole SA(FRA:XCA) pay dividends? If so, how much?
The Dividend Yield %  of Credit Agricole SA(FRA:XCA) is 6.2% (As of Today), Highest Dividend Payout Ratio of Credit Agricole SA(FRA:XCA) was 0.73. The lowest was 0.4. And the median was 0.55. The  Forward Dividend Yield % of Credit Agricole SA(FRA:XCA) is 9.33%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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