NAS:HALL (USA)

Hallmark Financial Services Inc

$ 14.57 0.17 (1.18%)
Volume: 201,163 Avg Vol (1m): 60,804
Market Cap $: 264.05 Mil Enterprise Value $: -238,600,000.00
P/E (TTM): 10.72 P/B: 0.99
Earnings Power Value 26.13
Net Current Asset Value 0
Tangible Book 12.2
Projected FCF 23.95
Median P/S Value 11.69
Graham Number 19.32
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.76
Cash-To-Debt ranked lower than
65.91% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 10000, Med: 2.82, Min: 0.01
HALL: 0.76
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.06, Med: 1.06, Max: 10000
Current: 0.76
0.06
10000
Equity-to-Asset 0.21
Equity-to-Asset ranked lower than
68.18% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 0.95, Med: 0.25, Min: 0.03
HALL: 0.21
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.1, Med: 0.26, Max: 0.99
Current: 0.21
0.1
0.99
Debt-to-Equity 0.31
Debt-to-Equity ranked lower than
72.29% of 83 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.91, Med: 9999, Min: 0.01
HALL: 0.31
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.02, Med: 0.31, Max: 2.5
Current: 0.31
0.02
2.5
Debt-to-EBITDA 2.10
Debt-to-EBITDA ranked lower than
100.00% of 78 companies
in the Insurance - Property & Casualty industry.
Industry Max: 36.7, Med: 1.62, Min: 0.03
HALL: 2.1
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: -15.76, Med: 2.55, Max: 5.15
Current: 2.1
-15.76
5.15
WACC vs ROIC %
ROIC 35.79%
WACC 2.92%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 6.16
Net Margin ranked lower than
87.22% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 94.29, Med: 6.25, Min: -370.67
HALL: 6.16
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -3.37, Med: 2.27, Max: 8.56
Current: 6.16
-3.37
8.56
ROE % 9.48
ROE ranked lower than
87.22% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 55.81, Med: 8.75, Min: -77.05
HALL: 9.48
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -4.83, Med: 3.4, Max: 12.11
Current: 9.48
-4.83
12.11
ROA % 1.94
ROA ranked lower than
87.22% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.69, Med: 2.09, Min: -17.18
HALL: 1.94
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -1.47, Med: 0.9, Max: 4.21
Current: 1.94
-1.47
4.21
3-Year Total Revenue Growth Rate 0.60
3-Year Revenue Growth Rate ranked lower than
80.16% of 126 companies
in the Insurance - Property & Casualty industry.
Industry Max: 456.8, Med: 6.3, Min: -30.7
HALL: 2.8
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -31.2, Med: 6.5, Max: 295.7
Current: 2.8
-31.2
295.7
3-Year Total EBITDA Growth Rate -17.00
3-Year EBITDA Growth Rate ranked lower than
61.61% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 210.7, Med: 1.7, Min: -149.7
HALL: -15.2
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
N/A
3-Year EPS w/o NRI Growth Rate -20.40
3-Year EPS w/o NRI Growth Rate ranked lower than
63.21% of 106 companies
in the Insurance - Property & Casualty industry.
Industry Max: 431.5, Med: 1.5, Min: -100
HALL: -20.4
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
N/A

» HALL's 30-Y Financials

Financials (Next Earnings Date: 2019-08-07)

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524128    SIC : 6399
Compare XTAE:ZUR BKK:SMK XKRX:000540 NAS:FNHC LSE:PGH NAS:PTVCB XKLS:5237 ISX:ABDA BKK:MTI-F KAR:IGIHL XKRX:000400 TPE:2852 SAU:8020 OSL:INSR KAR:EFUG SGX:U13 TSX:EFH HSTC:VNR STC:BMI SAU:8160
Traded in other countries
Address 777 Main Street, Suite 1000, Fort Worth, TX, USA, 76102
Hallmark Financial Services Inc is an insurance holding company, which is engaged in the sale of property/casualty insurance products to businesses and individuals. Its business involves marketing, distributing, underwriting and servicing insurance products, as well as providing other insurance related services. The company operates in segments such as Standard Commercial Segment, Specialty Commercial Segment, and Personal Segment. Geographically, it operates through the region of United States and derives a majority of its revenue from Specialty Commercial Segment, which markets, underwrites, finances, and services commercial lines of insurance products. Its products consist of commercial automobile, general liability, commercial property and commercial excess liability.

Ratios

Current vs industry vs history
PE Ratio (TTM) 10.72
PE Ratio ranked lower than
100.00% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.27, Min: 2.89
HALL: 10.72
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 5.68, Med: 14.74, Max: 200.5
Current: 10.72
5.68
200.5
Forward PE Ratio 9.93
Forward P/E ranked lower than
55.56% of 45 companies
in the Insurance - Property & Casualty industry.
Industry Max: 123.46, Med: 14.79, Min: 7.05
HALL: 9.93
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 10.72
PE without NRI ranked lower than
100.00% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.6, Min: 2.89
HALL: 10.72
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 5.68, Med: 14.74, Max: 200.5
Current: 10.72
5.68
200.5
PB Ratio 0.99
PB Ratio ranked higher than
91.73% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.38, Med: 1.43, Min: 0.08
HALL: 0.99
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.58, Med: 0.75, Max: 1.09
Current: 0.99
0.58
1.09
PS Ratio 0.68
PS Ratio ranked higher than
87.22% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 38.05, Med: 1.22, Min: 0.09
HALL: 0.68
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.39, Med: 0.53, Max: 0.82
Current: 0.68
0.39
0.82
EV-to-EBIT -6.68
EV-to-EBIT ranked lower than
100.00% of 113 companies
in the Insurance - Property & Casualty industry.
Industry Max: 322.99, Med: 12.73, Min: 0.38
HALL: -6.68
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -100.4, Med: 5.7, Max: 76.1
Current: -6.68
-100.4
76.1
EV-to-EBITDA -5.83
EV-to-EBITDA ranked lower than
98.28% of 116 companies
in the Insurance - Property & Casualty industry.
Industry Max: 182.88, Med: 11.2, Min: 0.33
HALL: -5.83
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -199.3, Med: 5.2, Max: 90.5
Current: -5.83
-199.3
90.5
EV-to-Revenue -0.57
EV-to-Revenue ranked higher than
81.25% of 128 companies
in the Insurance - Property & Casualty industry.
Industry Max: 27.81, Med: 1.19, Min: 0.01
HALL: -0.57
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -1, Med: 0.5, Max: 0.7
Current: -0.57
-1
0.7
Shiller PE Ratio 31.05
Shiller PE Ratio ranked higher than
57.97% of 69 companies
in the Insurance - Property & Casualty industry.
Industry Max: 433.84, Med: 20.4, Min: 7.01
HALL: 31.05
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 7.52, Med: 15.16, Max: 31.05
Current: 31.05
7.52
31.05

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate 1.80
3-Year Share Buyback Rate ranked higher than
78.16% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 21.9, Med: -0.4, Min: -49.5
HALL: 1.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -98.9, Med: 0, Max: 2.5
Current: 1.8
-98.9
2.5

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.19
Price-to-Tangible-Book ranked higher than
83.72% of 129 companies
in the Insurance - Property & Casualty industry.
Industry Max: 32.5, Med: 1.7, Min: 0.08
HALL: 1.19
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.59, Med: 1.17, Max: 7.81
Current: 1.19
0.59
7.81
Price-to-Projected-FCF 0.61
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
91.30% of 92 companies
in the Insurance - Property & Casualty industry.
Industry Max: 12.4, Med: 0.84, Min: 0.06
HALL: 0.61
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.12, Med: 0.33, Max: 1.2
Current: 0.61
0.12
1.2
Price-to-Median-PS-Value 1.25
Price-to-Median-PS-Value ranked higher than
78.99% of 119 companies
in the Insurance - Property & Casualty industry.
Industry Max: 7.15, Med: 1.18, Min: 0.35
HALL: 1.25
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.26, Med: 1.02, Max: 230.69
Current: 1.25
0.26
230.69
Price-to-Graham-Number 0.75
Price-to-Graham-Number ranked lower than
100.00% of 100 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.78, Med: 1.17, Min: 0.41
HALL: 0.75
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.37, Med: 0.83, Max: 4.04
Current: 0.75
0.37
4.04
Earnings Yield (Joel Greenblatt) % -14.97
Earnings Yield (Greenblatt) ranked lower than
88.64% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 263.16, Med: 6.78, Min: -238.1
HALL: -14.97
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -14.97, Med: 11.55, Max: 71.1
Current: -14.97
-14.97
71.1
Forward Rate of Return (Yacktman) % 13.30
Forward Rate of Return ranked higher than
71.26% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 333.79, Med: 12.52, Min: -44.7
HALL: 13.3
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 13.3, Med: 31.6, Max: 57.8
Current: 13.3
13.3
57.8

More Statistics

Revenue (TTM) (Mil) $ 401.15
EPS (TTM) $ 1.36
Beta 0.15
Volatility % 19.65
52-Week Range $ 9.48 - 14.5
Shares Outstanding (Mil) 18.12

Analyst Estimate

Piotroski F-Score Details