Business Description
National Australia Bank Ltd
ISIN : AU000000NAB4
Share Class Description:
HAM:NAL: Ordinary SharesTotal Employee Number:
42,471Compare
Compare
Traded in other countries / regions
NAB.AustraliaNABZY.USANAL.Germany IPO Date
2016-08-08Description
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.4 | |||||
Equity-to-Asset | 0.05 | |||||
Debt-to-Equity | 3.5 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.49 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8 | |||||
3-Year EPS without NRI Growth Rate | 2.3 | |||||
3-Year FCF Growth Rate | -33.8 | |||||
3-Year Book Growth Rate | 3.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 4.15 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 3.55 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 49.28 | |||||
9-Day RSI | 50.47 | |||||
14-Day RSI | 48.6 | |||||
3-1 Month Momentum % | -7.96 | |||||
6-1 Month Momentum % | -3.79 | |||||
12-1 Month Momentum % | 4.94 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.41 | |||||
Dividend Payout Ratio | 0.88 | |||||
3-Year Dividend Growth Rate | 6.7 | |||||
Forward Dividend Yield % | 4.58 | |||||
5-Year Yield-on-Cost % | 7.91 | |||||
3-Year Average Share Buyback Ratio | 1 | |||||
Shareholder Yield % | 1.18 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.4 | |||||
FCF Margin % | -7.11 | |||||
OCF Margin % | -0.75 | |||||
ROE % | 9.86 | |||||
ROA % | 0.55 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.8 | |||||
Forward PE Ratio | 14.93 | |||||
PE Ratio without NRI | 19.32 | |||||
Shiller PE Ratio | 19.19 | |||||
Price-to-Owner-Earnings | 16.65 | |||||
PEG Ratio | 8.05 | |||||
PS Ratio | 5.35 | |||||
PB Ratio | 1.9 | |||||
Price-to-Tangible-Book | 2.05 | |||||
Price-to-Operating-Cash-Flow | 165.24 | |||||
EV-to-Revenue | 11.31 | |||||
EV-to-Forward-Revenue | 9.94 | |||||
EV-to-FCF | -320.34 | |||||
Price-to-GF-Value | 0.89 | |||||
Price-to-Projected-FCF | 1.8 | |||||
Price-to-Median-PS-Value | 1.18 | |||||
Price-to-Graham-Number | 1.33 | |||||
FCF Yield % | -0.66 | |||||
Forward Rate of Return (Yacktman) % | 2.58 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
National Australia Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 12,564.35 | ||
| EPS (TTM) (€) | 1.161 | ||
| Beta | 0.7334 | ||
| 3-Year Sharpe Ratio | 0.54 | ||
| 3-Year Sortino Ratio | 0.8 | ||
| Volatility % | 29.42 | ||
| 14-Day RSI | 48.6 | ||
| 14-Day ATR (€) | 0.278198 | ||
| 20-Day SMA (€) | 22.59275 | ||
| 12-1 Month Momentum % | 4.94 | ||
| 52-Week Range (€) | 20.605 - 29.64 | ||
| Shares Outstanding (Mil) | 3,061.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
National Australia Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
National Australia Bank Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-12-10 | In 163 days | ||
| Annual report for 2026 | 2026-11-06 | In 129 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-11-05 | In 128 days | ||
| Fourth quarter earnings results for 2026 | 2026-11-05 | In 128 days | ||
| AUD 0.850000 Cash Dividend | 2026-05-07 | 24.72 (+0.24%) | ||
| Second quarter earnings conference call for 2026 | 2026-05-04 | 24.41 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-05-04 | 24.41 (+0.00%) | ||
| General meeting for 2025 | 2025-12-12 09:30 | 23.45 (+0.21%) | ||
| AUD 0.850000 Cash Dividend | 2025-11-11 | 24.33 (-0.06%) | ||
| Annual report for 2025 | 2025-11-06 | 25.03 (+0.48%) |
Show
Entries
National Australia Bank Ltd Frequently Asked Questions
What is National Australia Bank Ltd(HAM:NAL)'s stock price today?
The current price of HAM:NAL is €22.79. The 52 week high of HAM:NAL is €29.64 and 52 week low is €20.61.
When is next earnings date of National Australia Bank Ltd(HAM:NAL)?
The next earnings date of National Australia Bank Ltd(HAM:NAL) is 2026-11-05.
Does National Australia Bank Ltd(HAM:NAL) pay dividends? If so, how much?
The Dividend Yield %  of National Australia Bank Ltd(HAM:NAL) is 4.41% (As of Today), Highest Dividend Payout Ratio of National Australia Bank Ltd(HAM:NAL) was 0.9. The lowest was 0.48. And the median was 0.77. The  Forward Dividend Yield % of National Australia Bank Ltd(HAM:NAL) is 4.58%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on National Australia Bank Ltd
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers