Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.26
ISTR's Cash-to-Debt is ranked lower than
84% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.05 vs. ISTR: 0.26 )
Ranked among companies with meaningful Cash-to-Debt only.
ISTR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15  Med: 0.3 Max: 0.81
Current: 0.26
0.15
0.81
Equity-to-Asset 0.10
ISTR's Equity-to-Asset is ranked higher than
62% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ISTR: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
ISTR' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.11 Max: 0.13
Current: 0.1
0.08
0.13
Debt-to-Equity 1.21
ISTR's Debt-to-Equity is ranked lower than
62% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. ISTR: 1.21 )
Ranked among companies with meaningful Debt-to-Equity only.
ISTR' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.37  Med: 0.78 Max: 1.33
Current: 1.21
0.37
1.33
Debt-to-EBITDA 14.12
ISTR's Debt-to-EBITDA is ranked lower than
74% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.03 vs. ISTR: 14.12 )
Ranked among companies with meaningful Debt-to-EBITDA only.
ISTR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.61  Med: 6.82 Max: 16.45
Current: 14.12
6.61
16.45
Interest Coverage 1.14
ISTR's Interest Coverage is ranked lower than
61% of the 1562 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. ISTR: 1.14 )
Ranked among companies with meaningful Interest Coverage only.
ISTR' s Interest Coverage Range Over the Past 10 Years
Min: 0.58  Med: 1.34 Max: 1.8
Current: 1.14
0.58
1.8
Beneish M-Score: -2.37
WACC vs ROIC
4.67%
3.55%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 26.93
ISTR's Operating Margin % is ranked lower than
60% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 32.07 vs. ISTR: 26.93 )
Ranked among companies with meaningful Operating Margin % only.
ISTR' s Operating Margin % Range Over the Past 10 Years
Min: 13.96  Med: 20.71 Max: 28.57
Current: 26.93
13.96
28.57
Net Margin % 18.39
ISTR's Net Margin % is ranked lower than
63% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.99 vs. ISTR: 18.39 )
Ranked among companies with meaningful Net Margin % only.
ISTR' s Net Margin % Range Over the Past 10 Years
Min: 9.29  Med: 15.83 Max: 19.6
Current: 18.39
9.29
19.6
ROE % 5.72
ISTR's ROE % is ranked lower than
70% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. ISTR: 5.72 )
Ranked among companies with meaningful ROE % only.
ISTR' s ROE % Range Over the Past 10 Years
Min: 5.72  Med: 6.79 Max: 10.84
Current: 5.72
5.72
10.84
ROA % 0.63
ISTR's ROA % is ranked lower than
67% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. ISTR: 0.63 )
Ranked among companies with meaningful ROA % only.
ISTR' s ROA % Range Over the Past 10 Years
Min: 0.63  Med: 0.72 Max: 1.26
Current: 0.63
0.63
1.26
3-Year Revenue Growth Rate -3.30
ISTR's 3-Year Revenue Growth Rate is ranked lower than
81% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. ISTR: -3.30 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ISTR' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -3.3  Med: 3.6 Max: 5
Current: -3.3
-3.3
5
3-Year EBITDA Growth Rate 11.00
ISTR's 3-Year EBITDA Growth Rate is ranked higher than
62% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. ISTR: 11.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ISTR' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 11  Med: 11.7 Max: 14.1
Current: 11
11
14.1
3-Year EPS without NRI Growth Rate 10.70
ISTR's 3-Year EPS without NRI Growth Rate is ranked higher than
62% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. ISTR: 10.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ISTR' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 10.7  Med: 11 Max: 25.5
Current: 10.7
10.7
25.5
GuruFocus has detected 5 Warning Signs with Investar Holding Corp ISTR.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» ISTR's 30-Y Financials

Financials (Next Earnings Date: 2018-01-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

ISTR Guru Trades in Q4 2016

Michael Price 175,000 sh (unchged)
» More
Q1 2017

ISTR Guru Trades in Q1 2017

Jim Simons 31,227 sh (New)
Paul Tudor Jones 24,908 sh (New)
Michael Price 175,000 sh (unchged)
» More
Q2 2017

ISTR Guru Trades in Q2 2017

Jim Simons 77,735 sh (+148.94%)
Michael Price 175,000 sh (unchged)
Paul Tudor Jones Sold Out
» More
Q3 2017

ISTR Guru Trades in Q3 2017

Michael Price 175,000 sh (unchged)
Jim Simons 64,500 sh (-17.03%)
» More
» Details

Insider Trades

Latest Guru Trades with ISTR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6029
Compare:NAS:MVBF, NAS:ORRF, NAS:UNTY, NAS:SHBI, NAS:ACNB, NAS:NBN, NAS:PFBI, NAS:NWFL, NAS:LCNB, NAS:HBMD, NAS:PMBC, NAS:CFFI, NAS:BCBP, NAS:PWOD, NYSE:MSL, NAS:FSBW, NAS:ENFC, OTCBB:CZFS, AMEX:EVBN, NAS:FGBI » details
Headquarter Location:USA
Investar Holding Corp is a financial holding company. The Company is engaged in offering commercial and retail lending products throughout market areas, including business loans to small to medium-sized businesses as well as loans to individuals.

Investar Holding Corp is a US-based financial holding company. Through its subsidiaries it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The company also offers cashiers' checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation and debit cards.

Ratios

vs
industry
vs
history
PE Ratio 25.15
ISTR's PE Ratio is ranked lower than
82% of the 1528 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. ISTR: 25.15 )
Ranked among companies with meaningful PE Ratio only.
ISTR' s PE Ratio Range Over the Past 10 Years
Min: 14.1  Med: 18.23 Max: 61.22
Current: 25.15
14.1
61.22
PE Ratio without NRI 25.15
ISTR's PE Ratio without NRI is ranked lower than
82% of the 1531 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.75 vs. ISTR: 25.15 )
Ranked among companies with meaningful PE Ratio without NRI only.
ISTR' s PE Ratio without NRI Range Over the Past 10 Years
Min: 14.1  Med: 18.23 Max: 61.22
Current: 25.15
14.1
61.22
PB Ratio 1.40
ISTR's PB Ratio is ranked lower than
62% of the 1636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. ISTR: 1.40 )
Ranked among companies with meaningful PB Ratio only.
ISTR' s PB Ratio Range Over the Past 10 Years
Min: 0.92  Med: 1.06 Max: 1.45
Current: 1.4
0.92
1.45
PS Ratio 4.67
ISTR's PS Ratio is ranked lower than
69% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.44 vs. ISTR: 4.67 )
Ranked among companies with meaningful PS Ratio only.
ISTR' s PS Ratio Range Over the Past 10 Years
Min: 2.56  Med: 3.08 Max: 4.82
Current: 4.67
2.56
4.82
Price-to-Free-Cash-Flow 16.80
ISTR's Price-to-Free-Cash-Flow is ranked lower than
86% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.78 vs. ISTR: 16.80 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ISTR' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.03  Med: 9.83 Max: 41.28
Current: 16.8
3.03
41.28
Price-to-Operating-Cash-Flow 14.91
ISTR's Price-to-Operating-Cash-Flow is ranked lower than
79% of the 957 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.35 vs. ISTR: 14.91 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ISTR' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.71  Med: 7.73 Max: 16.87
Current: 14.91
2.71
16.87
EV-to-EBIT 30.86
ISTR's EV-to-EBIT is ranked lower than
84% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. ISTR: 30.86 )
Ranked among companies with meaningful EV-to-EBIT only.
ISTR' s EV-to-EBIT Range Over the Past 10 Years
Min: 14.1  Med: 18.6 Max: 33.4
Current: 30.86
14.1
33.4
EV-to-EBITDA 26.84
ISTR's EV-to-EBITDA is ranked lower than
83% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.38 vs. ISTR: 26.84 )
Ranked among companies with meaningful EV-to-EBITDA only.
ISTR' s EV-to-EBITDA Range Over the Past 10 Years
Min: 12.4  Med: 16.3 Max: 27.8
Current: 26.84
12.4
27.8
EV-to-Revenue 8.31
ISTR's EV-to-Revenue is ranked lower than
81% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.22 vs. ISTR: 8.31 )
Ranked among companies with meaningful EV-to-Revenue only.
ISTR' s EV-to-Revenue Range Over the Past 10 Years
Min: 3.6  Med: 4.9 Max: 8.4
Current: 8.31
3.6
8.4
PEG Ratio 1.87
ISTR's PEG Ratio is ranked lower than
55% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.52 vs. ISTR: 1.87 )
Ranked among companies with meaningful PEG Ratio only.
ISTR' s PEG Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.87
Current: 1.87
0
1.87

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.42
ISTR's Dividend Yield % is ranked lower than
98% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. ISTR: 0.42 )
Ranked among companies with meaningful Dividend Yield % only.
ISTR' s Dividend Yield % Range Over the Past 10 Years
Min: 0.1  Med: 0.23 Max: 0.42
Current: 0.42
0.1
0.42
Dividend Payout Ratio 0.09
ISTR's Dividend Payout Ratio is ranked higher than
97% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. ISTR: 0.09 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ISTR' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02  Med: 0.03 Max: 0.09
Current: 0.09
0.02
0.09
Forward Dividend Yield % 0.49
ISTR's Forward Dividend Yield % is ranked lower than
97% of the 2240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. ISTR: 0.49 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.42
ISTR's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 2723 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.29 vs. ISTR: 0.42 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ISTR' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.1  Med: 0.23 Max: 0.42
Current: 0.42
0.1
0.42
3-Year Average Share Buyback Ratio -21.90
ISTR's 3-Year Average Share Buyback Ratio is ranked lower than
90% of the 1129 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.20 vs. ISTR: -21.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ISTR' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -50.7  Med: -30 Max: -21.9
Current: -21.9
-50.7
-21.9

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.54
ISTR's Price-to-Tangible-Book is ranked lower than
57% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. ISTR: 1.54 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
ISTR' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.97  Med: 1.07 Max: 1.59
Current: 1.54
0.97
1.59
Price-to-Median-PS-Value 1.51
ISTR's Price-to-Median-PS-Value is ranked lower than
77% of the 1469 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. ISTR: 1.51 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ISTR' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.86  Med: 0.99 Max: 1.57
Current: 1.51
0.86
1.57
Price-to-Graham-Number 1.31
ISTR's Price-to-Graham-Number is ranked lower than
68% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. ISTR: 1.31 )
Ranked among companies with meaningful Price-to-Graham-Number only.
ISTR' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.81  Med: 0.98 Max: 1.58
Current: 1.31
0.81
1.58
Earnings Yield (Greenblatt) % 3.26
ISTR's Earnings Yield (Greenblatt) % is ranked lower than
63% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.51 vs. ISTR: 3.26 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ISTR' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3  Med: 5.4 Max: 7.1
Current: 3.26
3
7.1

More Statistics

Revenue (TTM) (Mil) $42.23
EPS (TTM) $ 0.98
Beta0.31
Short Percentage of Float2.70%
52-Week Range $18.31 - 25.55
Shares Outstanding (Mil)8.72

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}