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Q1 2021 Kotak Mahindra Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Kotak Mahindra Bank Q1 FY '21 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Uday Kotak. Thank you, and over to you, sir.
Good evening, friends. When we spoke last in May after our annual results for the year ended March, we were -- we discussed broadly, and that was the time when we were in a -- with a view, all of us, both the analyst community, the investor community, and ourselves that, we are moving to a new normal world. When I speak to you in July, the speed of change in the way the virus is going, the way economy is going is making me modify the statement to say that we are now in a never-normal world, a constantly changing world at great speed requiring elasticity and speed of change on all the players in the economy, including the financial sector.
In May, we had envisaged that COVID would get
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