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Q2 2022 Kotak Mahindra Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Kotak Mahindra Bank's Q2 FY '22 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Uday Kotak. Thank you, and over to you, sir.
Thank you very much, and good evening to all my analysts and investor friends and colleagues. As we come to a crucial 18 months in the post COVID era, it is -- at this stage, it clearly looks like we are moving from a pandemic to an endemic, something which all of us as human beings are beginning to deal with and accept more and more as a part of our regular lives. We are also seeing that there's a very significant change across many of us. And just as an example, we are doing this in the conference room here with my team here in a physical meeting after quite some time. So we are adjusting to what I would call as new next normal or never normal, whichever way we want to define our present and future
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