Q3 2023 Powszechny Zaklad Ubezpieczen SA Earnings Call Transcript
Ladies and gentlemen, it's a pleasure to welcome you here. I'm happy to share my presentation, which will sum up the results of PZU in Q3 2023. Let me give a warm welcome to those who have come here personally. I'm very happy to see you. I hope that the audience will only get bigger in the future.
And now let's get to the point of my speech. I have divided this presentation into four sections, which is the main achievements, business development, financial results, the updated strategy and where we are. And to conclude, a few questions from the audience, if you have any.
Now, the main achievements. We can say that Q3 witnessed a high dynamics of sales, solid results, return on equity exceeds strategic ambitions. And this is a good opening and conclusion for Q3. But I'd also explain to you why and what's behind these extraordinary results. Well, what has influenced it? In this Q, there has been a very high insurance services results, over PLN 1 billion. With good property insurance profitability and also a
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