Business Description
Powszechny Zaklad Ubezpieczen SA
ISIN : PLPZU0000011
Total Employee Number:
38,655Compare
Compare
Traded in other countries / regions
PZU.Poland7PZ.GermanyPZAKY.USA0MYY.UK IPO Date
2015-01-27Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.42 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.99 | |||||
Debt-to-EBITDA | 1.42 | |||||
Interest Coverage | 3.46 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 15.8 | |||||
3-Year EBITDA Growth Rate | 23.4 | |||||
3-Year EPS without NRI Growth Rate | 19.5 | |||||
3-Year FCF Growth Rate | -24.2 | |||||
3-Year Book Growth Rate | 10.7 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.67 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Payout Ratio | 0.03 | |||||
3-Year Dividend Growth Rate | 32.1 | |||||
Shareholder Yield % | -1.37 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 9.56 | |||||
EBITDA Margin % | 38.89 | |||||
FCF Margin % | 8.38 | |||||
OCF Margin % | 10.77 | |||||
ROE % | 18.28 | |||||
ROA % | 1.2 | |||||
ROIC % | 3.66 | |||||
3-Year ROIIC % | 10.13 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 0.48 | |||||
Forward PE Ratio | 5.87 | |||||
PE Ratio without NRI | 0.48 | |||||
Shiller PE Ratio | 3.43 | |||||
Price-to-Owner-Earnings | 12.25 | |||||
PEG Ratio | 0.01 | |||||
PS Ratio | 0.89 | |||||
PB Ratio | 1.6 | |||||
Price-to-Tangible-Book | 1.95 | |||||
Price-to-Free-Cash-Flow | 10.67 | |||||
Price-to-Operating-Cash-Flow | 8.3 | |||||
EV-to-EBIT | 4.88 | |||||
EV-to-EBITDA | 4.59 | |||||
EV-to-Revenue | 1.79 | |||||
EV-to-FCF | 21.32 | |||||
Price-to-GF-Value | 1.12 | |||||
Price-to-Projected-FCF | 0.19 | |||||
Price-to-DCF (Earnings Based) | 0.02 | |||||
Price-to-DCF (FCF Based) | 0.61 | |||||
Price-to-Median-PS-Value | 1.12 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.02 | |||||
Price-to-Graham-Number | 0.2 | |||||
Earnings Yield (Greenblatt) % | 20.49 | |||||
FCF Yield % | 9.37 | |||||
Forward Rate of Return (Yacktman) % | 49.61 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Powszechny Zaklad Ubezpieczen SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil zł) | 65,927 | ||
| EPS (TTM) (zł) | 143.6 | ||
| Beta | -0.0626 | ||
| 3-Year Sharpe Ratio | -54.52 | ||
| 3-Year Sortino Ratio | -3.46 | ||
| Volatility % | 10.62 | ||
| 14-Day RSI | - | ||
| 14-Day ATR (zł) | 0.000174 | ||
| 20-Day SMA (zł) | 42.09 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (zł) | 42.09 - 71.6224 | ||
| Shares Outstanding (Mil) | 863.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Powszechny Zaklad Ubezpieczen SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Powszechny Zaklad Ubezpieczen SA Stock Events
| Event | Date | Price (zł) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-19 | In 136 days | ||
| Third quarter earnings results for 2026 | 2026-11-19 | In 136 days | ||
| PLN 4.800000 Cash Dividend | 2026-09-16 | In 72 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-20 | In 45 days | ||
| Second quarter earnings results for 2026 | 2026-08-20 | In 45 days | ||
| General meeting for 2025 | 2026-06-18 11:00 | 42.09 (+0.00%) | ||
| BM PEKAO, Capital Markets Conference | 2026-06-15 | 42.09 (+0.00%) | ||
| Guidance call for 2026 | 2026-05-27 | 42.09 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-05-14 13:00 | 42.09 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-05-14 06:00 | 42.09 (+0.00%) |
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Powszechny Zaklad Ubezpieczen SA Frequently Asked Questions
What is Powszechny Zaklad Ubezpieczen SA(LTS:0MYY)'s stock price today?
The current price of LTS:0MYY is zł42.09. The 52 week high of LTS:0MYY is zł71.62 and 52 week low is zł42.09.
When is next earnings date of Powszechny Zaklad Ubezpieczen SA(LTS:0MYY)?
The next earnings date of Powszechny Zaklad Ubezpieczen SA(LTS:0MYY) is 2026-08-20.
Does Powszechny Zaklad Ubezpieczen SA(LTS:0MYY) pay dividends? If so, how much?
Powszechny Zaklad Ubezpieczen SA(LTS:0MYY) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Powszechny Zaklad Ubezpieczen SA
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