Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 1.86
MBIN's Cash-to-Debt is ranked higher than
58% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. MBIN: 1.86 )
Ranked among companies with meaningful Cash-to-Debt only.
MBIN' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.44  Med: 7.36 Max: 10.01
Current: 1.86
1.44
10.01
Equity-to-Asset 0.10
MBIN's Equity-to-Asset is ranked lower than
60% of the 1386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. MBIN: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
MBIN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.11
Current: 0.1
0.07
0.11
Debt-to-Equity 0.48
MBIN's Debt-to-Equity is ranked higher than
58% of the 1222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.72 vs. MBIN: 0.48 )
Ranked among companies with meaningful Debt-to-Equity only.
MBIN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15  Med: 0.28 Max: 0.53
Current: 0.48
0.15
0.53
Debt-to-EBITDA 1.51
MBIN's Debt-to-EBITDA is ranked higher than
58% of the 1236 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.99 vs. MBIN: 1.51 )
Ranked among companies with meaningful Debt-to-EBITDA only.
MBIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.51
Current: 1.51
0
1.51
Beneish M-Score: -2.46
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Net Margin % 48.99
MBIN's Net Margin % is ranked higher than
94% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 23.34 vs. MBIN: 48.99 )
Ranked among companies with meaningful Net Margin % only.
MBIN' s Net Margin % Range Over the Past 10 Years
Min: 40.17  Med: 41.1 Max: 48.99
Current: 48.99
40.17
48.99
ROE % 18.07
MBIN's ROE % is ranked higher than
90% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.73 vs. MBIN: 18.07 )
Ranked among companies with meaningful ROE % only.
MBIN' s ROE % Range Over the Past 10 Years
Min: 17.56  Med: 17.9 Max: 19.15
Current: 18.07
17.56
19.15
ROA % 1.79
MBIN's ROA % is ranked higher than
85% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. MBIN: 1.79 )
Ranked among companies with meaningful ROA % only.
MBIN' s ROA % Range Over the Past 10 Years
Min: 1.25  Med: 1.33 Max: 1.79
Current: 1.79
1.25
1.79
GuruFocus has detected 2 Warning Signs with Merchants Bancorp MBIN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» MBIN's 30-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

MBIN Guru Trades in

Q4 2017

MBIN Guru Trades in Q4 2017

Pioneer Investments 2,100 sh (New)
» More
Q1 2018

MBIN Guru Trades in Q1 2018

Pioneer Investments Sold Out
» More
Q2 2018

MBIN Guru Trades in Q2 2018

HOTCHKIS & WILEY 127,841 sh (New)
Scott Black 11,881 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with MBIN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
HOTCHKIS & WILEY 2018-06-30 New Buy0.01%$20.21 - $28.85 $ 26.629%127,841
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:BDGE, NYSE:BY, NAS:VBTX, NAS:PEBO, NAS:TSC, NAS:HTBK, NAS:CAC, NAS:QCRH, NAS:PGC, NAS:FLIC, NAS:LION, XPTY:GBGR, NAS:TBBK, NAS:SBT, NAS:LBC, NAS:ORIT, NAS:GSBC, NAS:FFWM, NAS:PUB, OTCPK:FBAK » details
Headquarter Location:USA
Merchants Bancorp is a bank holding company. It operates multi-family housing and healthcare facility financing and servicing, mortgage warehouse financing, retail and correspondent residential mortgage banking, agricultural lending and community banking.

Merchants Bancorp is a US-based bank holding company. It operates multiple lines of business focusing on FHA (Federal Housing Administration) multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, traditional community banking. The business segments of the company are Multi-family Mortgage Banking segment which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing segment which funds agency-eligible residential loans as well as commercial loans to nondepository financial institutions; and Banking segment provides a wide range of financial products and services to consumers and businesses, including commercial and other consumer loan products.

Ratios

vs
industry
vs
history
PE Ratio 15.67
MBIN's PE Ratio is ranked lower than
51% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. MBIN: 15.67 )
Ranked among companies with meaningful PE Ratio only.
MBIN' s PE Ratio Range Over the Past 10 Years
Min: 10.04  Med: 13.37 Max: 16.89
Current: 15.67
10.04
16.89
PE Ratio without NRI 15.67
MBIN's PE Ratio without NRI is ranked lower than
51% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. MBIN: 15.67 )
Ranked among companies with meaningful PE Ratio without NRI only.
MBIN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 10.05  Med: 13.38 Max: 16.89
Current: 15.67
10.05
16.89
PB Ratio 2.17
MBIN's PB Ratio is ranked lower than
86% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. MBIN: 2.17 )
Ranked among companies with meaningful PB Ratio only.
MBIN' s PB Ratio Range Over the Past 10 Years
Min: 1.65  Med: 1.92 Max: 2.34
Current: 2.17
1.65
2.34
PS Ratio 6.00
MBIN's PS Ratio is ranked lower than
85% of the 1373 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. MBIN: 6.00 )
Ranked among companies with meaningful PS Ratio only.
MBIN' s PS Ratio Range Over the Past 10 Years
Min: 4.51  Med: 5.15 Max: 6.48
Current: 6
4.51
6.48
Price-to-Free-Cash-Flow 8.16
MBIN's Price-to-Free-Cash-Flow is ranked lower than
99.99% of the 754 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. MBIN: 8.16 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
MBIN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.85  Med: 8.29 Max: 8.8
Current: 8.16
7.85
8.8
Price-to-Operating-Cash-Flow 7.78
MBIN's Price-to-Operating-Cash-Flow is ranked lower than
99.99% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.07 vs. MBIN: 7.78 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
MBIN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 7.49  Med: 7.91 Max: 8.4
Current: 7.78
7.49
8.4
EV-to-Revenue 5.11
MBIN's EV-to-Revenue is ranked lower than
61% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.50 vs. MBIN: 5.11 )
Ranked among companies with meaningful EV-to-Revenue only.
MBIN' s EV-to-Revenue Range Over the Past 10 Years
Min: 2.4  Med: 4.9 Max: 5.7
Current: 5.11
2.4
5.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.86
MBIN's Dividend Yield % is ranked lower than
94% of the 2530 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. MBIN: 0.86 )
Ranked among companies with meaningful Dividend Yield % only.
MBIN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.23  Med: 0.51 Max: 0.88
Current: 0.86
0.23
0.88
Dividend Payout Ratio 0.08
MBIN's Dividend Payout Ratio is ranked higher than
97% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. MBIN: 0.08 )
Ranked among companies with meaningful Dividend Payout Ratio only.
MBIN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02  Med: 0.02 Max: 0.08
Current: 0.08
0.02
0.08
Forward Dividend Yield % 0.90
MBIN's Forward Dividend Yield % is ranked lower than
92% of the 2459 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. MBIN: 0.90 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.86
MBIN's 5-Year Yield-on-Cost % is ranked lower than
94% of the 2507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. MBIN: 0.86 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
MBIN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.23  Med: 0.51 Max: 0.88
Current: 0.86
0.23
0.88

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.79
MBIN's Price-to-Tangible-Book is ranked lower than
90% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. MBIN: 2.79 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MBIN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 2.22  Med: 2.34 Max: 2.99
Current: 2.79
2.22
2.99
Price-to-Median-PS-Value 1.17
MBIN's Price-to-Median-PS-Value is ranked lower than
54% of the 1305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. MBIN: 1.17 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
MBIN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.93  Med: 0.94 Max: 1.26
Current: 1.17
0.93
1.26
Price-to-Graham-Number 1.39
MBIN's Price-to-Graham-Number is ranked lower than
68% of the 1212 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. MBIN: 1.39 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MBIN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 1.05  Med: 1.12 Max: 1.49
Current: 1.39
1.05
1.49

More Statistics

Revenue (TTM) (Mil) $125.56
EPS (TTM) $ 1.70
52-Week Range $16.27 - 29.15
Shares Outstanding (Mil)28.69

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}