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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 6.35
MBIN's Cash-to-Debt is ranked higher than
65% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. MBIN: 6.35 )
Ranked among companies with meaningful Cash-to-Debt only.
MBIN' s Cash-to-Debt Range Over the Past 10 Years
Min: 6.35  Med: 7.8 Max: 10.01
Current: 6.35
6.35
10.01
Equity-to-Asset 0.11
MBIN's Equity-to-Asset is ranked higher than
50% of the 1597 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. MBIN: 0.11 )
Ranked among companies with meaningful Equity-to-Asset only.
MBIN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.11
Current: 0.11
0.07
0.11
Debt-to-Equity 0.23
MBIN's Debt-to-Equity is ranked higher than
75% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. MBIN: 0.23 )
Ranked among companies with meaningful Debt-to-Equity only.
MBIN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23  Med: 0.26 Max: 0.39
Current: 0.23
0.23
0.39
Debt-to-EBITDA 0.73
MBIN's Debt-to-EBITDA is ranked higher than
88% of the 1222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.34 vs. MBIN: 0.73 )
Ranked among companies with meaningful Debt-to-EBITDA only.
MBIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.73  Med: 1.12 Max: 1.21
Current: 0.73
0.73
1.21
Interest Coverage 2.78
MBIN's Interest Coverage is ranked higher than
65% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. MBIN: 2.78 )
Ranked among companies with meaningful Interest Coverage only.
MBIN' s Interest Coverage Range Over the Past 10 Years
Min: 2.78  Med: 3.1 Max: 3.3
Current: 2.78
2.78
3.3
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 67.52
MBIN's Operating Margin % is ranked higher than
95% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 32.45 vs. MBIN: 67.52 )
Ranked among companies with meaningful Operating Margin % only.
MBIN' s Operating Margin % Range Over the Past 10 Years
Min: 66.44  Med: 67.38 Max: 68.32
Current: 67.52
66.44
68.32
Net Margin % 47.85
MBIN's Net Margin % is ranked higher than
92% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.18 vs. MBIN: 47.85 )
Ranked among companies with meaningful Net Margin % only.
MBIN' s Net Margin % Range Over the Past 10 Years
Min: 40.17  Med: 40.64 Max: 47.85
Current: 47.85
40.17
47.85
ROE % 25.40
MBIN's ROE % is ranked higher than
95% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.44 vs. MBIN: 25.40 )
Ranked among companies with meaningful ROE % only.
MBIN' s ROE % Range Over the Past 10 Years
Min: 18.69  Med: 18.92 Max: 25.4
Current: 25.4
18.69
25.4
ROA % 2.20
MBIN's ROA % is ranked higher than
89% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. MBIN: 2.20 )
Ranked among companies with meaningful ROA % only.
MBIN' s ROA % Range Over the Past 10 Years
Min: 1.25  Med: 1.29 Max: 2.2
Current: 2.2
1.25
2.2
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» MBIN's 30-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

MBIN Guru Trades in

MBIN Guru Trades in

MBIN Guru Trades in

Q4 2017

MBIN Guru Trades in Q4 2017

Pioneer Investments 2,100 sh (New)
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» Details

Insider Trades

Latest Guru Trades with MBIN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:PUB, NAS:ANCX, NAS:THFF, NAS:TBBK, OTCPK:FMCB, NAS:MBWM, NAS:LION, NAS:HTBK, NAS:BHBK, NAS:NCBS, NAS:NCOM, NAS:QCRH, NAS:PEBO, NAS:EQBK, OTCPK:HBIA, NAS:MSBI, NAS:ABTX, NAS:FISI, NAS:PCBK, NAS:PGC » details
Headquarter Location:USA
Merchants Bancorp is a bank holding company. It operates FHA multi-family housing & healthcare facility financing & servicing, mortgage warehouse financing, retail & correspondent residential mortgage banking, agricultural lending & community banking.

Merchants Bancorp is a US-based bank holding company. It operates multiple lines of business focusing on FHA (Federal Housing Administration) multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, traditional community banking. The business segments of the company are Multi-family Mortgage Banking segment which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing segment which funds agency-eligible residential loans as well as commercial loans to nondepository financial institutions; and Banking segment provides a wide range of financial products and services to consumers and businesses, including commercial and other consumer loan products.

Ratios

vs
industry
vs
history
PE Ratio 13.08
MBIN's PE Ratio is ranked higher than
63% of the 1487 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.21 vs. MBIN: 13.08 )
Ranked among companies with meaningful PE Ratio only.
MBIN' s PE Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 25.58
Current: 13.08
0
25.58
PE Ratio without NRI 13.08
MBIN's PE Ratio without NRI is ranked higher than
63% of the 1489 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.35 vs. MBIN: 13.08 )
Ranked among companies with meaningful PE Ratio without NRI only.
MBIN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0  Med: 0 Max: 25.58
Current: 13.08
0
25.58
PB Ratio 1.82
MBIN's PB Ratio is ranked lower than
79% of the 1594 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. MBIN: 1.82 )
Ranked among companies with meaningful PB Ratio only.
MBIN' s PB Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 3.18
Current: 1.82
0
3.18
EV-to-EBIT 1.65
MBIN's EV-to-EBIT is ranked higher than
96% of the 1223 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.91 vs. MBIN: 1.65 )
Ranked among companies with meaningful EV-to-EBIT only.
MBIN' s EV-to-EBIT Range Over the Past 10 Years
Min: -0.38  Med: 0 Max: 4.05
Current: 1.65
-0.38
4.05
EV-to-EBITDA 1.64
MBIN's EV-to-EBITDA is ranked higher than
96% of the 1230 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. MBIN: 1.64 )
Ranked among companies with meaningful EV-to-EBITDA only.
MBIN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.23  Med: 0 Max: 4.03
Current: 1.64
-0.23
4.03
EV-to-Revenue 1.10
MBIN's EV-to-Revenue is ranked higher than
90% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.15 vs. MBIN: 1.10 )
Ranked among companies with meaningful EV-to-Revenue only.
MBIN' s EV-to-Revenue Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0
Current: 1.1

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.24
MBIN's Dividend Yield % is ranked lower than
98% of the 2424 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.55 vs. MBIN: 0.24 )
Ranked among companies with meaningful Dividend Yield % only.
MBIN' s Dividend Yield % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.26
Current: 0.24
0
0.26
Forward Dividend Yield % 0.97
MBIN's Forward Dividend Yield % is ranked lower than
90% of the 2371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.77 vs. MBIN: 0.97 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.24
MBIN's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 2780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. MBIN: 0.24 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
MBIN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.26
Current: 0.24
0
0.26

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.37
MBIN's Price-to-Tangible-Book is ranked lower than
84% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.31 vs. MBIN: 2.37 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MBIN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0  Med: 0 Max: 2.38
Current: 2.37
0
2.38
Price-to-Graham-Number 1.17
MBIN's Price-to-Graham-Number is ranked lower than
99.99% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. MBIN: 1.17 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MBIN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.18
Current: 1.17
0
1.18
Earnings Yield (Greenblatt) % 60.31
MBIN's Earnings Yield (Greenblatt) % is ranked higher than
97% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.69 vs. MBIN: 60.31 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
MBIN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -438.64  Med: 0 Max: 73.58
Current: 60.31
-438.64
73.58

More Statistics

Revenue (TTM) (Mil) $114.28
EPS (TTM) $ 1.59
Short Percentage of Float0.65%
52-Week Range $16.27 - 22.00
Shares Outstanding (Mil)28.69

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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