NAS:WABC (USA) Also trade in: Germany

Westamerica Bancorp

$ 61.61 0 (0%)
Volume: 120,476 Avg Vol (1m): 85,907
Market Cap $: 1.66 Bil Enterprise Value $: -1,464,880,000.00
P/E (TTM): 22.49 P/B: 2.52
Earnings Power Value 115.97
Net Current Asset Value 0
Tangible Book 19.82
Projected FCF 47.62
Median P/S Value 50.21
Graham Number 34.96
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt No Debt
Cash-To-Debt ranked higher than
98.89% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
WABC: No Debt
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.17, Med: 3.37, Max: 10000
Current: 10000
0.17
10000
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
57.84% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
WABC: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.05, Med: 0.09, Max: 0.12
Current: 0.12
0.05
0.12
WACC vs ROIC %
ROIC 0%
WACC 8.91%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 36.40
Net Margin ranked higher than
82.43% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
WABC: 36.4
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 26, Med: 33.42, Max: 43.9
Current: 36.4
26
43.9
ROE % 12.15
ROE ranked higher than
69.11% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
WABC: 12.15
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 8.69, Med: 12.03, Max: 26.54
Current: 12.15
8.69
26.54
ROA % 1.33
ROA ranked higher than
66.08% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
WABC: 1.33
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.92, Med: 1.33, Max: 2.78
Current: 1.33
0.92
2.78
3-Year Total Revenue Growth Rate 2.80
3-Year Revenue Growth Rate ranked lower than
74.09% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
WABC: 1.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -11.9, Med: 1.3, Max: 16.1
Current: 1.3
-11.9
16.1
3-Year EPS w/o NRI Growth Rate 5.10
3-Year EPS w/o NRI Growth Rate ranked lower than
80.43% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
WABC: 5.1
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -14.1, Med: 6.7, Max: 25.2
Current: 5.1
-14.1
25.2

» WABC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-19)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NAS:NBTB AMEX:PRK NAS:FRME NAS:HOPE NAS:ABCB NYSE:FCB NAS:HTLF NAS:SFBS NAS:BANF NYSE:BHLB NAS:CLBK NAS:PPBI NAS:LTXB NAS:BANR NYSE:GWB NAS:VBTX NYSE:HTH NAS:BUSE NAS:TOWN NAS:EGBN
Traded in other countries WB1.Germany
Address 1108 Fifth Avenue, San Rafael, CA, USA, 94901
Westamerica Bancorporation is based in San Rafael, California. Westamerica Bancorporation runs a regional community bank and has close to $5 billion in assets. The banks' net revenue is generated by net interest income. Deposit service charges make up the noninterest income sources. The bank focuses mostly on commercial clients, such as smaller businesses. Its footprint encompasses central and northern California, extending north of San Francisco to Mendocino and Lake counties, south to Kern County in central California, and all the way east to Nevada County.

Ratios

Current vs industry vs history
PE Ratio (TTM) 22.49
PE Ratio ranked lower than
87.03% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
WABC: 22.49
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 11.73, Med: 19.45, Max: 32.91
Current: 22.49
11.73
32.91
PE Ratio without NRI 22.49
PE without NRI ranked lower than
86.95% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
WABC: 22.49
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 11.73, Med: 19.45, Max: 32.91
Current: 22.49
11.73
32.91
Price-to-Owner-Earnings 18.46
Price-to-Owner-Earnings ranked lower than
68.35% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
WABC: 18.46
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 8.47, Med: 16.37, Max: 48.42
Current: 18.46
8.47
48.42
PB Ratio 2.52
PB Ratio ranked lower than
94.73% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
WABC: 2.52
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1.92, Med: 2.5, Max: 4.44
Current: 2.52
1.92
4.44
PS Ratio 8.16
PS Ratio ranked lower than
94.42% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
WABC: 8.16
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 4.09, Med: 6.65, Max: 9.36
Current: 8.16
4.09
9.36
Price-to-Free-Cash-Flow 18.06
Price-to-Free-Cash-Flow ranked lower than
81.52% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
WABC: 18.06
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 7.86, Med: 15.99, Max: 22.52
Current: 18.06
7.86
22.52
Price-to-Operating-Cash-Flow 17.66
Price-to-Operating-Cash-Flow ranked lower than
83.97% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
WABC: 17.66
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 7.79, Med: 15.25, Max: 21.97
Current: 17.66
7.79
21.97
EV-to-Revenue -7.23
EV-to-Revenue ranked lower than
74.64% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
WABC: -7.23
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -8.2, Med: -0.5, Max: 11.3
Current: -7.23
-8.2
11.3
Shiller PE Ratio 21.37
Shiller PE Ratio ranked lower than
64.29% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
WABC: 21.37
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 10.76, Med: 15.46, Max: 22.51
Current: 21.37
10.76
22.51

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.61
Trailing Dividend Yield ranked lower than
60.11% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
WABC: 2.61
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 2.25, Med: 2.93, Max: 4.1
Current: 2.61
2.25
4.1
Dividend Payout Ratio 0.58
Dividend Payout Ratio ranked lower than
83.10% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
WABC: 0.58
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.34, Med: 0.6, Max: 0.83
Current: 0.58
0.34
0.83
3-Year Dividend Growth Rate (Per Share) 1.50
3-Year Dividend Growth Rate ranked lower than
70.80% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
WABC: 1.5
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 1.1, Med: 8.6, Max: 30.5
Current: 1.5
1.1
30.5
Forward Dividend Yield % 2.66
Forward Dividend Yield ranked lower than
63.65% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
WABC: 2.66
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.79
Yield-on-Cost (5y) ranked lower than
64.58% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
WABC: 2.79
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.41, Med: 3.14, Max: 4.4
Current: 2.79
2.41
4.4
3-Year Share Buyback Rate -1.50
3-Year Share Buyback Rate ranked higher than
58.31% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
WABC: -1.5
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -20.9, Med: 1.5, Max: 5.4
Current: -1.5
-20.9
5.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 3.11
Price-to-Tangible-Book ranked lower than
95.21% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
WABC: 3.11
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.05, Med: 3.3, Max: 17.51
Current: 3.11
1.05
17.51
Price-to-Projected-FCF 1.30
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
85.80% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
WABC: 1.3
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.71, Med: 1.15, Max: 2.07
Current: 1.3
0.71
2.07
Price-to-Median-PS-Value 1.23
Price-to-Median-PS-Value ranked lower than
76.12% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
WABC: 1.23
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.16, Med: 0.9, Max: 1.35
Current: 1.23
0.16
1.35
Price-to-Graham-Number 1.76
Price-to-Graham-Number ranked lower than
95.46% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
WABC: 1.76
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.59, Med: 1.67, Max: 4.64
Current: 1.76
0.59
4.64

More Statistics

Revenue (TTM) (Mil) $ 202.48
EPS (TTM) $ 2.74
Beta 1.1
Volatility % 24.39
52-Week Range $ 52.05 - 65.39
Shares Outstanding (Mil) 26.93

Analyst Estimate

Piotroski F-Score Details