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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt No Debt
MRLN's Cash-to-Debt is ranked higher than
99% of the 1613 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.09 vs. MRLN: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
MRLN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.16 Max: No Debt
Current: No Debt
Equity-to-Asset 0.17
MRLN's Equity-to-Asset is ranked higher than
90% of the 1580 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. MRLN: 0.17 )
Ranked among companies with meaningful Equity-to-Asset only.
MRLN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15  Med: 0.19 Max: 0.35
Current: 0.17
0.15
0.35
Interest Coverage 2.66
MRLN's Interest Coverage is ranked higher than
65% of the 1539 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.74 vs. MRLN: 2.66 )
Ranked among companies with meaningful Interest Coverage only.
MRLN' s Interest Coverage Range Over the Past 10 Years
Min: 0.05  Med: 2.74 Max: 6.3
Current: 2.66
0.05
6.3
WACC vs ROIC
11.74%
19.71%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 24.33
MRLN's Operating Margin % is ranked lower than
66% of the 1618 Companies
in the Global Specialty Finance industry.

( Industry Median: 31.66 vs. MRLN: 24.33 )
Ranked among companies with meaningful Operating Margin % only.
MRLN' s Operating Margin % Range Over the Past 10 Years
Min: -13.39  Med: 29.73 Max: 37.32
Current: 24.33
-13.39
37.32
Net Margin % 15.20
MRLN's Net Margin % is ranked lower than
73% of the 1619 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.82 vs. MRLN: 15.20 )
Ranked among companies with meaningful Net Margin % only.
MRLN' s Net Margin % Range Over the Past 10 Years
Min: -8.34  Med: 18.5 Max: 23.09
Current: 15.2
-8.34
23.09
ROE % 9.22
MRLN's ROE % is ranked higher than
56% of the 1619 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.56 vs. MRLN: 9.22 )
Ranked among companies with meaningful ROE % only.
MRLN' s ROE % Range Over the Past 10 Years
Min: -3.52  Med: 7.95 Max: 12.86
Current: 9.22
-3.52
12.86
ROA % 1.68
MRLN's ROA % is ranked higher than
82% of the 1624 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.91 vs. MRLN: 1.68 )
Ranked among companies with meaningful ROA % only.
MRLN' s ROA % Range Over the Past 10 Years
Min: -0.6  Med: 2.08 Max: 2.65
Current: 1.68
-0.6
2.65
3-Year Revenue Growth Rate 6.20
MRLN's 3-Year Revenue Growth Rate is ranked higher than
61% of the 1364 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.20 vs. MRLN: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
MRLN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -14.4  Med: 9.1 Max: 243.7
Current: 6.2
-14.4
243.7
3-Year EBITDA Growth Rate 3.60
MRLN's 3-Year EBITDA Growth Rate is ranked lower than
57% of the 1281 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.90 vs. MRLN: 3.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
MRLN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -33.8  Med: 3.6 Max: 88.8
Current: 3.6
-33.8
88.8
3-Year EPS without NRI Growth Rate 3.40
MRLN's 3-Year EPS without NRI Growth Rate is ranked lower than
60% of the 1241 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.60 vs. MRLN: 3.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
MRLN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -62.6  Med: 34.15 Max: 124.9
Current: 3.4
-62.6
124.9
GuruFocus has detected 4 Warning Signs with Marlin Business Services Corp $MRLN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» MRLN's 30-Y Financials

Financials (Next Earnings Date: 2017-10-27 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

MRLN Guru Trades in Q3 2016

Jim Simons 143,800 sh (+32.90%)
» More
Q4 2016

MRLN Guru Trades in Q4 2016

Jim Simons 182,900 sh (+27.19%)
» More
Q1 2017

MRLN Guru Trades in Q1 2017

Jim Simons 180,200 sh (-1.48%)
» More
Q2 2017

MRLN Guru Trades in Q2 2017

Jim Simons 198,200 sh (+9.99%)
» More
» Details

Insider Trades

Latest Guru Trades with MRLN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Specialty Finance    NAICS: 522220    SIC: 6153
Compare:NYSE:AI, NAS:ATAX, NYSE:OCN, NYSE:PFSI, NAS:MRCC, AMEX:IMH, NYSE:EFC, OTCPK:FCBK, NAS:MMAC, NYSE:WAC, LSE:AMP, OTCPK:GFNL, NYSE:PHH, NYSE:GSBD, NYSE:HTGC, NYSE:KREF, NYSE:TRTX, NYSE:WD, NYSE:NSM, OTCPK:FMCC » details
Traded in other countries:MBM.Germany,
Headquarter Location:USA
Marlin Business Services Corp is an equipment financing solutions provider to small and mid-sized businesses including copiers, computers and software, security systems, telecommunications equipment and certain commercial and industrial equipment.

Marlin Business Services Corp is an equipment financing solutions provider to small and mid-sized businesses including copiers, computers and software, security systems, telecommunications equipment and certain commercial and industrial equipment. It also provides working capital loans. Marlin derives its revenue from interest and fees from leases and loans and, to a lesser extent, income from its property insurance program and other fee income.

Ratios

vs
industry
vs
history
PE Ratio 22.67
MRLN's PE Ratio is ranked lower than
76% of the 1505 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.59 vs. MRLN: 22.67 )
Ranked among companies with meaningful PE Ratio only.
MRLN' s PE Ratio Range Over the Past 10 Years
Min: 3.24  Med: 16.86 Max: 144.29
Current: 22.67
3.24
144.29
PE Ratio without NRI 22.67
MRLN's PE Ratio without NRI is ranked lower than
76% of the 1504 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.62 vs. MRLN: 22.67 )
Ranked among companies with meaningful PE Ratio without NRI only.
MRLN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.24  Med: 16.86 Max: 144.29
Current: 22.67
3.24
144.29
PB Ratio 2.11
MRLN's PB Ratio is ranked lower than
84% of the 1581 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.20 vs. MRLN: 2.11 )
Ranked among companies with meaningful PB Ratio only.
MRLN' s PB Ratio Range Over the Past 10 Years
Min: 0.11  Med: 1.24 Max: 2.25
Current: 2.11
0.11
2.25
PS Ratio 3.34
MRLN's PS Ratio is ranked higher than
54% of the 1567 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.43 vs. MRLN: 3.34 )
Ranked among companies with meaningful PS Ratio only.
MRLN' s PS Ratio Range Over the Past 10 Years
Min: 0.21  Med: 2.84 Max: 558.84
Current: 3.34
0.21
558.84
Price-to-Operating-Cash-Flow 7.22
MRLN's Price-to-Operating-Cash-Flow is ranked higher than
68% of the 931 Companies
in the Global Specialty Finance industry.

( Industry Median: 10.46 vs. MRLN: 7.22 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
MRLN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 6.86 Max: 15.02
Current: 7.22
0.44
15.02
EV-to-EBIT 10.57
MRLN's EV-to-EBIT is ranked higher than
62% of the 1241 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.20 vs. MRLN: 10.57 )
Ranked among companies with meaningful EV-to-EBIT only.
MRLN' s EV-to-EBIT Range Over the Past 10 Years
Min: -244.5  Med: 9 Max: 288.5
Current: 10.57
-244.5
288.5
EV-to-EBITDA 9.66
MRLN's EV-to-EBITDA is ranked higher than
61% of the 1244 Companies
in the Global Specialty Finance industry.

( Industry Median: 10.98 vs. MRLN: 9.66 )
Ranked among companies with meaningful EV-to-EBITDA only.
MRLN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -765.2  Med: 8.2 Max: 99.1
Current: 9.66
-765.2
99.1
EV-to-Revenue 2.59
MRLN's EV-to-Revenue is ranked higher than
70% of the 1284 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.86 vs. MRLN: 2.59 )
Ranked among companies with meaningful EV-to-Revenue only.
MRLN' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.7  Med: 3.6 Max: 1673.5
Current: 2.59
0.7
1673.5
PEG Ratio 1.44
MRLN's PEG Ratio is ranked higher than
53% of the 821 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.45 vs. MRLN: 1.44 )
Ranked among companies with meaningful PEG Ratio only.
MRLN' s PEG Ratio Range Over the Past 10 Years
Min: 0.25  Med: 0.46 Max: 3.64
Current: 1.44
0.25
3.64
Shiller PE Ratio 32.95
MRLN's Shiller PE Ratio is ranked lower than
75% of the 501 Companies
in the Global Specialty Finance industry.

( Industry Median: 20.54 vs. MRLN: 32.95 )
Ranked among companies with meaningful Shiller PE Ratio only.
MRLN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.72  Med: 21.48 Max: 33.07
Current: 32.95
14.72
33.07

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.05
MRLN's Dividend Yield % is ranked lower than
59% of the 2354 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.88 vs. MRLN: 2.05 )
Ranked among companies with meaningful Dividend Yield % only.
MRLN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.38  Med: 2.23 Max: 3.9
Current: 2.05
0.38
3.9
Dividend Payout Ratio 0.46
MRLN's Dividend Payout Ratio is ranked lower than
55% of the 1340 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.32 vs. MRLN: 0.46 )
Ranked among companies with meaningful Dividend Payout Ratio only.
MRLN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.33 Max: 0.46
Current: 0.46
0.13
0.46
3-Year Dividend Growth Rate 10.10
MRLN's 3-Year Dividend Growth Rate is ranked higher than
63% of the 794 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.70 vs. MRLN: 10.10 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
MRLN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 98.6
Current: 10.1
0
98.6
Forward Dividend Yield % 2.07
MRLN's Forward Dividend Yield % is ranked lower than
59% of the 2231 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.85 vs. MRLN: 2.07 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 13.51
MRLN's 5-Year Yield-on-Cost % is ranked higher than
95% of the 2778 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.98 vs. MRLN: 13.51 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
MRLN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.5  Med: 14.69 Max: 25.7
Current: 13.51
2.5
25.7
3-Year Average Share Buyback Ratio 1.10
MRLN's 3-Year Average Share Buyback Ratio is ranked higher than
88% of the 1065 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.80 vs. MRLN: 1.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
MRLN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -29.4  Med: -1.6 Max: 1.1
Current: 1.1
-29.4
1.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.13
MRLN's Price-to-Tangible-Book is ranked lower than
77% of the 1573 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.29 vs. MRLN: 2.13 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MRLN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.22  Med: 1.47 Max: 2.64
Current: 2.13
0.22
2.64
Price-to-Median-PS-Value 1.18
MRLN's Price-to-Median-PS-Value is ranked higher than
52% of the 1527 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.13 vs. MRLN: 1.18 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
MRLN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.18  Med: 1.05 Max: 200.25
Current: 1.18
0.18
200.25
Price-to-Peter-Lynch-Fair-Value 3.68
MRLN's Price-to-Peter-Lynch-Fair-Value is ranked lower than
77% of the 451 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.15 vs. MRLN: 3.68 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
MRLN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.3  Med: 0.81 Max: 3.7
Current: 3.68
0.3
3.7
Price-to-Graham-Number 1.46
MRLN's Price-to-Graham-Number is ranked lower than
78% of the 1414 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.95 vs. MRLN: 1.46 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MRLN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.42  Med: 1.18 Max: 3.47
Current: 1.46
0.42
3.47
Earnings Yield (Greenblatt) % 9.44
MRLN's Earnings Yield (Greenblatt) % is ranked higher than
71% of the 1625 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.91 vs. MRLN: 9.44 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
MRLN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -3.2  Med: 6.35 Max: 47.6
Current: 9.44
-3.2
47.6
Forward Rate of Return (Yacktman) % -108.08
MRLN's Forward Rate of Return (Yacktman) % is ranked lower than
99% of the 934 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.21 vs. MRLN: -108.08 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
MRLN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1857.2  Med: -125.1 Max: -35.6
Current: -108.08
-1857.2
-35.6

More Statistics

Revenue (TTM) (Mil) $100.37
EPS (TTM) $ 1.21
Beta1.59
Short Percentage of Float0.99%
52-Week Range $17.05 - 27.58
Shares Outstanding (Mil)12.53
» More Articles for MRLN

Headlines

Articles On GuruFocus.com
Marlin Names Aswin Rajappa as Senior Vice President and Chief Marketing Officer Sep 05 2017 
Marlin Business Services Corp. to Participate in the Midwest IDEAS Investor Conference Aug 16 2017 
Marlin Business Services Corp. Announces Second Quarter 2017 Earnings Call and Webcast Jul 13 2017 
Marlin Names Laura C. Anger as Senior Vice President and Chief Human Resources Officer Jul 11 2017 
Marlin Business Services Corp. to Participate in the JMP Securities Financial Services and Real Esta Jun 08 2017 
Marlin Business Services Corp. Board of Directors Authorizes $10 Million Stock Repurchase Program May 30 2017 
Aptean and Marlin Business Services Corp. Launch New Financing Program May 15 2017 
Marlin Names Daniel Castellini Senior Vice President May 08 2017 
Marlin Business Services Corp. Announces First Quarter 2017 Earnings Call and Webcast Apr 21 2017 
Marlin Launches New Financing Program With NewTek, Inc. Apr 19 2017 

More From Other Websites
Marlin Business Services Corp. : MRLN-US: Dividend Analysis : August 07th, 2017 (record date) : By... Sep 08 2017
Marlin Names Aswin Rajappa as Senior Vice President and Chief Marketing Officer Sep 05 2017
Marlin Business Services Corp. to Participate in the Midwest IDEAS Investor Conference Aug 16 2017
Edited Transcript of MRLN earnings conference call or presentation 28-Jul-17 1:00pm GMT Aug 13 2017
Marlin Business Services Corp. breached its 50 day moving average in a Bearish Manner : MRLN-US :... Aug 11 2017
Marlin Business Services Corp. :MRLN-US: Earnings Analysis: Q2, 2017 By the Numbers : August 9, 2017 Aug 09 2017
Marlin posts 2Q profit Jul 27 2017
Marlin Business Services Corp. Reports Second Quarter 2017 Earnings and Declares a Cash Dividend of... Jul 27 2017
Marlin Business Services Corp. breached its 50 day moving average in a Bullish Manner : MRLN-US :... Jul 27 2017
Marlin Business Services Corp. Announces Second Quarter 2017 Earnings Call and Webcast Jul 13 2017
Marlin Names Laura C. Anger as Senior Vice President and Chief Human Resources Officer Jul 11 2017
Marlin Business Services Corp. breached its 50 day moving average in a Bearish Manner : MRLN-US :... Jun 21 2017
New Strong Sell Stocks for May 18th May 18 2017
Marlin Business Services Corp. :MRLN-US: Earnings Analysis: Q1, 2017 By the Numbers : May 17, 2017 May 17 2017
Marlin Business Services Corp. breached its 50 day moving average in a Bullish Manner : MRLN-US :... May 16 2017
Edited Transcript of MRLN earnings conference call or presentation 28-Apr-17 1:00pm GMT May 11 2017

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