Business Description
Independent Bank Corp (Ionia MI)
NAICS : 522110
SIC : 6022
ISIN : US4538386099
Description
Financial Strength
4/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 1.31 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 0.32 | |||||
Debt-to-EBITDA | N/A | |||||
Interest Coverage | N/A | |||||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -3.2 | |||||
WACC vs ROIC |
Growth Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.1 | |||||
3-Year EPS without NRI Growth Rate | 3.3 | |||||
3-Year FCF Growth Rate | 10.4 | |||||
3-Year Book Growth Rate | 2.9 |
Momentum Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 76.62 | |||||
9-Day RSI | 66.59 | |||||
14-Day RSI | 60.35 | |||||
6-1 Month Momentum % | 31.77 | |||||
12-1 Month Momentum % | 45.68 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
---|
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 3.72 | |||||
Dividend Payout Ratio | 0.33 | |||||
3-Year Dividend Growth Rate | 4.8 | |||||
Forward Dividend Yield % | 3.83 | |||||
5-Year Yield-on-Cost % | 5.54 | |||||
3-Year Average Share Buyback Ratio | 1.6 | |||||
Shareholder Yield % | 6.96 |
Profitability Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 29.46 | |||||
FCF Margin % | 34.7 | |||||
ROE % | 15.79 | |||||
ROA % | 1.15 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 8.96 | |||||
Forward PE Ratio | 9.11 | |||||
PE Ratio without NRI | 8.96 | |||||
Shiller PE Ratio | 11.73 | |||||
Price-to-Owner-Earnings | 11.58 | |||||
PEG Ratio | 1.76 | |||||
PS Ratio | 2.68 | |||||
PB Ratio | 1.29 | |||||
Price-to-Tangible-Book | 1.57 | |||||
Price-to-Free-Cash-Flow | 7.64 | |||||
Price-to-Operating-Cash-Flow | 7.02 | |||||
EV-to-Revenue | 2.4 | |||||
EV-to-Forward-Revenue | 2.68 | |||||
EV-to-FCF | 6.98 | |||||
Price-to-Projected-FCF | 0.48 | |||||
Price-to-DCF (Earnings Based) | 0.56 | |||||
Price-to-DCF (FCF Based) | 0.26 | |||||
Price-to-Median-PS-Value | 0.93 | |||||
Price-to-Graham-Number | 0.79 | |||||
FCF Yield % | 13.32 | |||||
Forward Rate of Return (Yacktman) % | 16.98 |