NYSE:CPF (USA) Also trade in: Germany

Central Pacific Financial Corp

$ 28.69 0.16 (0.56%)
Volume: 133,189 Avg Vol (1m): 112,546
Market Cap $: 821.38 Mil Enterprise Value $: -315,700,000.00
P/E (TTM): 13.74 P/B: 1.65
Earnings Power Value 38.24
Net Current Asset Value 0
Tangible Book 16.82
Projected FCF 44.23
Median P/S Value 27.78
Graham Number 28.12
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.35
Cash-To-Debt ranked lower than
76.50% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
CPF: 0.35
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.06, Med: 0.5, Max: 112.57
Current: 0.35
0.06
112.57
Equity-to-Asset 0.09
Equity-to-Asset ranked lower than
61.03% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
CPF: 0.09
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.02, Med: 0.09, Max: 0.14
Current: 0.09
0.02
0.14
Debt-to-Equity 0.56
Debt-to-Equity ranked higher than
66.33% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
CPF: 0.56
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.8, Max: 10.17
Current: 0.56
0.01
10.17
Debt-to-EBITDA 1.30
Debt-to-EBITDA ranked higher than
54.38% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
CPF: 1.3
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 1.3
Current: 1.3
0
1.3
Beneish M-Score -2.71
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 7.93%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 28.29
Net Margin ranked higher than
59.73% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
CPF: 28.29
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -149.8, Med: 22.97, Max: 91.89
Current: 28.29
-149.8
91.89
ROE % 12.56
ROE ranked higher than
69.96% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
CPF: 12.56
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -129.04, Med: 9.02, Max: 46.11
Current: 12.56
-129.04
46.11
ROA % 1.07
ROA ranked higher than
52.77% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
CPF: 1.07
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -6.09, Med: 0.9, Max: 3.78
Current: 1.07
-6.09
3.78
3-Year Total Revenue Growth Rate 4.80
3-Year Revenue Growth Rate ranked higher than
76.67% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
CPF: 8.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -66.7, Med: 8.3, Max: 71.1
Current: 8.3
-66.7
71.1
3-Year EPS w/o NRI Growth Rate 12.80
3-Year EPS w/o NRI Growth Rate ranked higher than
57.84% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
CPF: 12.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 5.9, Max: 71.6
Current: 12.8
0
71.6

» CPF's 30-Y Financials

Financials (Next Earnings Date: 2019-07-25)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:STBZ NAS:NCOM NAS:LBAI NAS:GSBC NAS:TBK NAS:LION NAS:SYBT NAS:OBNK NAS:CARO OTCPK:FBAK NAS:CNOB NAS:WASH NAS:BMTC NAS:NFBK NAS:OPB NAS:ABTX NAS:BPFH NAS:TRST NAS:AMTBB NAS:ORIT
Traded in other countries XCP1.Germany
Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It acts as the holding company for Central Pacific Bank, through which it provides a range of banking products and services. It caters to businesses, professionals, and individuals through an array of loan products, including residential mortgage loans, commercial and consumer loans and lines of credit, commercial real estate loans and construction loans. Apart from its predominant banking segment, it also functions through a Treasury segment, which is responsible for managing the Company's investment securities portfolio and wholesale funding activities.

Ratios

Current vs industry vs history
PE Ratio (TTM) 13.74
PE Ratio ranked lower than
68.02% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
CPF: 13.74
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 3.21, Med: 16.28, Max: 23.9
Current: 13.74
3.21
23.9
Forward PE Ratio 13.09
Forward P/E ranked lower than
76.39% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
CPF: 13.09
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 13.74
PE without NRI ranked lower than
67.43% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
CPF: 13.74
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 3.21, Med: 16.28, Max: 23.9
Current: 13.74
3.21
23.9
Price-to-Owner-Earnings 10.64
Price-to-Owner-Earnings ranked higher than
53.99% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
CPF: 10.64
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.24, Med: 12.75, Max: 57.61
Current: 10.64
4.24
57.61
PB Ratio 1.65
PB Ratio ranked lower than
83.95% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
CPF: 1.65
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.08, Med: 1.29, Max: 2.45
Current: 1.65
0.08
2.45
PS Ratio 3.89
PS Ratio ranked lower than
74.23% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
CPF: 3.89
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.1, Med: 3.77, Max: 5.11
Current: 3.89
0.1
5.11
Price-to-Free-Cash-Flow 8.75
Price-to-Free-Cash-Flow ranked higher than
55.33% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
CPF: 8.75
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.12, Med: 10.06, Max: 28.45
Current: 8.75
0.12
28.45
Price-to-Operating-Cash-Flow 8.45
Price-to-Operating-Cash-Flow ranked higher than
51.69% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
CPF: 8.45
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.12, Med: 9.42, Max: 26.14
Current: 8.45
0.12
26.14
EV-to-Revenue -1.46
EV-to-Revenue ranked lower than
100.00% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
CPF: -1.46
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -6, Med: -1.5, Max: 6.7
Current: -1.46
-6
6.7

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.98
Trailing Dividend Yield ranked lower than
54.58% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
CPF: 2.98
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.4, Med: 2.28, Max: 17.63
Current: 2.98
0.4
17.63
Dividend Payout Ratio 0.40
Dividend Payout Ratio ranked lower than
63.52% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
CPF: 0.4
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.04, Med: 0.38, Max: 0.52
Current: 0.4
0.04
0.52
3-Year Dividend Growth Rate (Per Share) 17.90
3-Year Dividend Growth Rate ranked higher than
83.52% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
CPF: 17.9
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 7.6, Max: 55.4
Current: 17.9
0
55.4
Forward Dividend Yield % 3.22
Forward Dividend Yield ranked lower than
58.17% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
CPF: 3.22
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 13.07
Yield-on-Cost (5y) ranked lower than
63.30% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
CPF: 13.07
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.75, Med: 10, Max: 77.31
Current: 13.07
1.75
77.31
3-Year Share Buyback Rate 2.60
3-Year Share Buyback Rate ranked higher than
97.36% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
CPF: 2.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -176.3, Med: -0.2, Max: 41
Current: 2.6
-176.3
41

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.71
Price-to-Tangible-Book ranked lower than
76.99% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
CPF: 1.71
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.37, Med: 1.54, Max: 6.12
Current: 1.71
0.37
6.12
Price-to-Projected-FCF 0.65
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
55.64% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
CPF: 0.65
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.02, Med: 0.72, Max: 3.32
Current: 0.65
0.02
3.32
Price-to-Median-PS-Value 1.03
Price-to-Median-PS-Value ranked lower than
63.19% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
CPF: 1.03
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.04, Med: 1, Max: 2.45
Current: 1.03
0.04
2.45
Price-to-Graham-Number 1.02
Price-to-Graham-Number ranked lower than
79.07% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
CPF: 1.02
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.43, Med: 1.16, Max: 4.19
Current: 1.02
0.43
4.19

More Statistics

Revenue (TTM) (Mil) $ 216.46
EPS (TTM) $ 2.09
Beta 1.01
Volatility % 26.74
52-Week Range $ 23.23 - 30.82
Shares Outstanding (Mil) 28.63

Analyst Estimate

Piotroski F-Score Details