Business Description
Merchants Bancorp
NAICS : 522110
SIC : 6022
Share Class Description:
MBINO.PFD: Depositary Shares, each representing a 1/40th interest in a share of Ser B Pref StDescription
Merchants Bancorp is a United States based bank holding company. It operates multiple lines of business focusing on FHA (Federal Housing Administration) multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, traditional community banking. The business segments of the company are: Multi-family Mortgage Banking which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing segment which funds agency-eligible residential loans as well as commercial loans to nondepository financial institutions; and Banking segment that provides a wide range of financial products and services to consumers and businesses, including commercial and other consumer loan products.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.61 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.57 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -1.76 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 17.6 | |||||
| 3-Year EPS without NRI Growth Rate | 13.6 | |||||
| 3-Year FCF Growth Rate | 25.6 | |||||
| 3-Year Book Growth Rate | 26.1 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 43.75 | |||||
| 9-Day RSI | 48.09 | |||||
| 14-Day RSI | 49.31 | |||||
| 6-1 Month Momentum % | 20.25 | |||||
| 12-1 Month Momentum % | 23.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.13 | |||||
| 3-Year Dividend Growth Rate | 14.5 | |||||
| Forward Dividend Yield % | 6.13 | |||||
| 5-Year Yield-on-Cost % | 12.17 | |||||
| 3-Year Average Share Buyback Ratio | -0.1 | |||||
| Shareholder Yield % | -14.29 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 49.92 | |||||
| ROE % | 17.76 | |||||
| ROA % | 1.83 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.92 | |||||
| PE Ratio without NRI | 6.92 | |||||
| Price-to-Owner-Earnings | 6.14 | |||||
| PEG Ratio | 0.26 | |||||
| PS Ratio | 3.03 | |||||
| PB Ratio | 1.41 | |||||
| EV-to-Revenue | 4.6 | |||||
| EV-to-FCF | -7.07 | |||||
| FCF Yield % | -21.5 | |||||
| Forward Rate of Return (Yacktman) % | 2.86 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers