NAS:SONA (USA)

Southern National Bancorp of Virginia Inc

$ 14.35 -0.2 (-1.37%)
Volume: 53,755 Avg Vol (1m): 44,306
Market Cap $: 346.09 Mil Enterprise Value $: 350.37 Mil
P/E (TTM): 11.03 P/B: 1.00
Earnings Power Value -0.34
Net Current Asset Value 0
Tangible Book 9.97
Projected FCF 20.39
Median P/S Value 15.48
Graham Number 17.08
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.17
Cash-To-Debt ranked lower than
89.30% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
SONA: 0.17
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.39, Max: 10.31
Current: 0.17
0.03
10.31
Equity-to-Asset 0.13
Equity-to-Asset ranked higher than
73.20% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
SONA: 0.13
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.11, Med: 0.15, Max: 0.23
Current: 0.13
0.11
0.23
Debt-to-Equity 0.55
Debt-to-Equity ranked lower than
59.87% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
SONA: 0.55
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.04, Med: 0.36, Max: 2.33
Current: 0.55
0.04
2.33
Debt-to-EBITDA 1.92
Debt-to-EBITDA ranked lower than
56.43% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
SONA: 1.92
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 1.92
Current: 1.92
0
1.92
Beneish M-Score -2.26
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 7.25%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 31.43
Net Margin ranked higher than
74.56% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
SONA: 31.43
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -47.66, Med: 19.22, Max: 33.1
Current: 31.43
-47.66
33.1
ROE % 9.23
ROE ranked higher than
52.93% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
SONA: 9.23
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -5.64, Med: 6.24, Max: 10.04
Current: 9.23
-5.64
10.04
ROA % 1.17
ROA ranked higher than
64.80% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
SONA: 1.17
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.9, Med: 0.9, Max: 1.27
Current: 1.17
-0.9
1.27
3-Year Total Revenue Growth Rate 38.10
3-Year Revenue Growth Rate ranked higher than
74.42% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
SONA: 10.2
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 0.5, Med: 9, Max: 453.3
Current: 10.2
0.5
453.3
3-Year EPS w/o NRI Growth Rate 22.80
3-Year EPS w/o NRI Growth Rate ranked lower than
96.62% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
SONA: 22.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 10.75, Max: 28.3
Current: 22.8
0
28.3

» SONA's 30-Y Financials

Financials (Next Earnings Date: 2019-08-09)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:SONA

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:RRBI NAS:CIVB NAS:WTBA NAS:PCSB NAS:GNTY OTCPK:REVB NAS:MCBC NAS:FMAO NAS:BFST NAS:BWB NYSE:MCB NAS:SMMF NAS:PFIS NAS:BLMT NAS:OSBC NAS:CHFN NAS:CZNC OTCPK:DBIN AMEX:BHB NAS:NBN
Traded in other countries
Address 6830 Old Dominion Drive, McLean, VA, USA, 22101
Southern National Bancorp of Virginia Inc is a bank holding company. It offers a wide range of commercial banking services to small and medium-sized businesses and retail consumers. The company focuses on making loans secured primarily by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in a number of industries, as well as loans to individuals for a variety of purposes. The firm also invests in real estate related securities, including collateralized mortgage obligations and agency mortgage-backed securities.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.03
PE Ratio ranked higher than
54.91% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
SONA: 11.03
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 9.53, Med: 18.8, Max: 213
Current: 11.03
9.53
213
Forward PE Ratio 10.55
Forward P/E ranked lower than
58.93% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
SONA: 10.55
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.03
PE without NRI ranked higher than
55.35% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
SONA: 11.03
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 9.53, Med: 18.8, Max: 213
Current: 11.03
9.53
213
Price-to-Owner-Earnings 10.19
Price-to-Owner-Earnings ranked higher than
53.59% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
SONA: 10.19
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 7.79, Med: 13.32, Max: 109.72
Current: 10.19
7.79
109.72
PB Ratio 1.00
PB Ratio ranked lower than
50.33% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
SONA: 1
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.42, Med: 1.08, Max: 1.75
Current: 1
0.42
1.75
PS Ratio 3.49
PS Ratio ranked lower than
67.92% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
SONA: 3.49
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.17, Med: 3.76, Max: 5.42
Current: 3.49
2.17
5.42
Price-to-Free-Cash-Flow 9.06
Price-to-Free-Cash-Flow ranked higher than
54.88% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
SONA: 9.06
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.46, Med: 12.4, Max: 148.4
Current: 9.06
5.46
148.4
Price-to-Operating-Cash-Flow 8.98
Price-to-Operating-Cash-Flow ranked higher than
53.06% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
SONA: 8.98
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.24, Med: 11.47, Max: 96.36
Current: 8.98
5.24
96.36
EV-to-Revenue 3.51
EV-to-Revenue ranked lower than
66.79% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
SONA: 3.51
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 2.4, Med: 4, Max: 12.2
Current: 3.51
2.4
12.2
Shiller PE Ratio 26.27
Shiller PE Ratio ranked lower than
85.27% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
SONA: 26.27
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 25.11, Med: 37.23, Max: 47.15
Current: 26.27
25.11
47.15

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.38
Trailing Dividend Yield ranked lower than
70.74% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
SONA: 2.38
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.21, Med: 2.13, Max: 2.86
Current: 2.38
0.21
2.86
Dividend Payout Ratio 0.25
Dividend Payout Ratio ranked higher than
70.49% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
SONA: 0.25
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.17, Med: 0.43, Max: 2.46
Current: 0.25
0.17
2.46
Forward Dividend Yield % 2.47
Forward Dividend Yield ranked lower than
71.31% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
SONA: 2.47
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.92
Yield-on-Cost (5y) ranked higher than
67.63% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
SONA: 2.92
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.26, Med: 2.62, Max: 3.51
Current: 2.92
0.26
3.51
3-Year Share Buyback Rate -25.30
3-Year Share Buyback Rate ranked lower than
90.94% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
SONA: -25.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -93.2, Med: -18.45, Max: 0
Current: -25.3
-93.2
0

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.44
Price-to-Tangible-Book ranked lower than
71.54% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
SONA: 1.44
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.71, Med: 1.21, Max: 1.98
Current: 1.44
0.71
1.98
Price-to-Projected-FCF 0.70
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
62.00% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
SONA: 0.7
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.58, Med: 0.8, Max: 1.1
Current: 0.7
0.58
1.1
Price-to-Median-PS-Value 0.93
Price-to-Median-PS-Value ranked higher than
50.33% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
SONA: 0.93
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.61, Med: 1.03, Max: 12.47
Current: 0.93
0.61
12.47
Price-to-Graham-Number 0.84
Price-to-Graham-Number ranked lower than
71.48% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
SONA: 0.84
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.71, Med: 1.06, Max: 4.02
Current: 0.84
0.71
4.02

More Statistics

Revenue (TTM) (Mil) $ 100.06
EPS (TTM) $ 1.3
Beta 1.31
Volatility % 28.26
52-Week Range $ 12.87 - 18.24
Shares Outstanding (Mil) 24.12

Analyst Estimate

Piotroski F-Score Details