Business Description
Orange County Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US68417L1070
Total Employee Number:
235Compare
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Traded in other countries / regions
OBT.USA Index Membership
Russell 2000Russell 3000 IPO Date
1998-12-14Description
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 7.45 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.12 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.48 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.3 | |||||
3-Year EPS without NRI Growth Rate | 14.5 | |||||
3-Year FCF Growth Rate | 8.7 | |||||
3-Year Book Growth Rate | 20.2 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 64.83 | |||||
9-Day RSI | 63 | |||||
14-Day RSI | 61.36 | |||||
3-1 Month Momentum % | 7.25 | |||||
6-1 Month Momentum % | 20.15 | |||||
12-1 Month Momentum % | 34.98 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.81 | |||||
Dividend Payout Ratio | 0.19 | |||||
3-Year Dividend Growth Rate | 11.2 | |||||
Forward Dividend Yield % | 1.81 | |||||
5-Year Yield-on-Cost % | 2.54 | |||||
3-Year Average Share Buyback Ratio | -5.8 | |||||
Shareholder Yield % | 6 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 33.68 | |||||
FCF Margin % | 35.56 | |||||
OCF Margin % | 37.53 | |||||
ROE % | 17 | |||||
ROA % | 1.68 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.86 | |||||
Forward PE Ratio | 10.87 | |||||
PE Ratio without NRI | 11.12 | |||||
Shiller PE Ratio | 19.5 | |||||
Price-to-Owner-Earnings | 10.99 | |||||
PEG Ratio | 1.99 | |||||
PS Ratio | 3.65 | |||||
PB Ratio | 1.7 | |||||
Price-to-Tangible-Book | 1.73 | |||||
Price-to-Free-Cash-Flow | 10.71 | |||||
Price-to-Operating-Cash-Flow | 10.12 | |||||
EV-to-Revenue | 2.07 | |||||
EV-to-FCF | 5.83 | |||||
Price-to-GF-Value | 1.35 | |||||
Price-to-Projected-FCF | 0.88 | |||||
Price-to-DCF (Earnings Based) | 0.46 | |||||
Price-to-DCF (FCF Based) | 0.42 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.46 | |||||
Price-to-Graham-Number | 0.93 | |||||
FCF Yield % | 9.42 | |||||
Forward Rate of Return (Yacktman) % | 15.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Total Annual Return % Â
Orange County Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 131.204 | ||
| EPS (TTM) ($) | 3.4 | ||
| Beta | 1.0808 | ||
| 3-Year Sharpe Ratio | 0.79 | ||
| 3-Year Sortino Ratio | 1.45 | ||
| Volatility % | 19.07 | ||
| 14-Day RSI | 61.36 | ||
| 14-Day ATR ($) | 1.241485 | ||
| 20-Day SMA ($) | 35.528 | ||
| 12-1 Month Momentum % | 34.98 | ||
| 52-Week Range ($) | 22.98 - 40.0999 | ||
| Shares Outstanding (Mil) | 13.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Orange County Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Orange County Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-29 | In 123 days | ||
| Second quarter earnings results for 2026 | 2026-07-30 | In 32 days | ||
| USD 0.180000 Cash Dividend | 2026-06-04 | 33.42 (-2.28%) | ||
| General meeting for 2026 | 2026-05-26 14:00 | 34.05 (-0.35%) | ||
| First quarter earnings results for 2026 | 2026-04-28 | 35.39 (-0.31%) | ||
| Annual report for 2025 | 2026-03-16 | 30.51 (-2.87%) | ||
| USD 0.180000 Cash Dividend | 2026-03-04 | 33.00 (+1.07%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-04 | 32.09 (+0.44%) | ||
| USD 0.180000 Cash Dividend | 2025-12-04 | 27.34 (+0.89%) | ||
| Third quarter earnings results for 2025 | 2025-10-29 | 24.14 (-1.43%) |
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Orange County Bancorp Inc Frequently Asked Questions
What is Orange County Bancorp Inc(OBT)'s stock price today?
The current price of OBT is $36.93. The 52 week high of OBT is $40.10 and 52 week low is $22.98.
When is next earnings date of Orange County Bancorp Inc(OBT)?
The next earnings date of Orange County Bancorp Inc(OBT) is 2026-07-30 Est..
Does Orange County Bancorp Inc(OBT) pay dividends? If so, how much?
The Dividend Yield %  of Orange County Bancorp Inc(OBT) is 1.81% (As of Today), Highest Dividend Payout Ratio of Orange County Bancorp Inc(OBT) was 1.38. The lowest was 0.18. And the median was 0.25. The  Forward Dividend Yield % of Orange County Bancorp Inc(OBT) is 1.81%. For more information regarding to dividend, please check our Dividend Page.
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