NAS:WTFC (USA) Also trade in: Germany

Wintrust Financial Corp

$ 72 0 (0%)
Volume: 211,219 Avg Vol (1m): 334,275
Market Cap $: 4.08 Bil Enterprise Value $: 3.67 Bil
P/E (TTM): 12.06 P/B: 1.27
Earnings Power Value 4.95
Net Current Asset Value 0
Tangible Book 45.9
Projected FCF 88.91
Median P/S Value 62.25
Graham Number 78.52
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.40
Cash-To-Debt ranked lower than
52.32% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
WTFC: 1.4
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.15, Med: 0.77, Max: 13.12
Current: 1.4
0.15
13.12
Equity-to-Asset 0.10
Equity-to-Asset ranked higher than
57.65% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
WTFC: 0.1
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.05, Med: 0.08, Max: 0.11
Current: 0.1
0.05
0.11
Debt-to-Equity 0.40
Debt-to-Equity ranked higher than
64.32% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
WTFC: 0.4
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.1, Med: 0.95, Max: 1.61
Current: 0.4
0.1
1.61
Debt-to-EBITDA 0.99
Debt-to-EBITDA ranked higher than
69.56% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
WTFC: 0.99
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -2.11
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 10.69%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 25.95
Net Margin ranked higher than
52.78% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
WTFC: 25.95
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 11.31, Med: 17.57, Max: 26.06
Current: 25.95
11.31
26.06
ROE % 10.72
ROE ranked higher than
59.10% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
WTFC: 10.72
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 2.51, Med: 6.78, Max: 10.73
Current: 10.72
2.51
10.73
ROA % 1.15
ROA ranked higher than
60.06% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
WTFC: 1.15
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.48, Med: 0.75, Max: 1.16
Current: 1.15
0.48
1.16
3-Year Total Revenue Growth Rate 13.20
3-Year Revenue Growth Rate ranked higher than
69.13% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
WTFC: 9.6
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -5.3, Med: 9.3, Max: 51
Current: 9.6
-5.3
51
3-Year EPS w/o NRI Growth Rate 26.00
3-Year EPS w/o NRI Growth Rate ranked higher than
70.93% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
WTFC: 26
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 19.8, Max: 45.5
Current: 26
0
45.5

» WTFC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-18)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:OZK NAS:FFIN NAS:IBKC NAS:PNFP NAS:UBSI NYSE:FNB NYSE:STL NYSE:WBS NAS:UMPQ NYSE:FHN NAS:MBFI XPTY:EGIN NAS:PACW NAS:FHB NYSE:WAL NYSE:ASB NAS:GBCI NAS:HWC NAS:VLY NYSE:BKU
Traded in other countries WF2.Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company operating in the Chicago metropolitan area and southern Wisconsin through its wholly-owned banking subsidiaries. Wintrust conducts its business through three segments: community banking, specialty finance, and wealth management. Among other services, the company provides community-oriented, personal, and commercial banking, as well as the origination and purchase of residential mortgages for sale into the secondary market. A majority of its banks are banks chartered by the state of Illinois with scores of locations. The company has historically grown through both de novo organization and acquisitions. A majority of its loan portfolio is commercial, mostly in real estate. A majority of Wintrust's net revenue is net interest income.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.06
PE Ratio ranked lower than
53.44% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
WTFC: 12.06
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 10.71, Med: 16.79, Max: 53.07
Current: 12.06
10.71
53.07
Forward PE Ratio 10.98
Forward P/E ranked lower than
53.59% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
WTFC: 10.98
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 12.06
PE without NRI ranked lower than
52.74% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
WTFC: 12.06
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 10.71, Med: 16.79, Max: 53.07
Current: 12.06
10.71
53.07
Price-to-Owner-Earnings 23.51
Price-to-Owner-Earnings ranked higher than
57.94% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
WTFC: 23.51
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 3.48, Med: 14.77, Max: 175.08
Current: 23.51
3.48
175.08
PB Ratio 1.27
PB Ratio ranked lower than
66.75% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
WTFC: 1.27
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.31, Med: 1.03, Max: 1.83
Current: 1.27
0.31
1.83
PS Ratio 3.05
PS Ratio ranked lower than
55.97% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
WTFC: 3.05
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.67, Med: 2.64, Max: 4.48
Current: 3.05
0.67
4.48
Price-to-Free-Cash-Flow 11.08
Price-to-Free-Cash-Flow ranked higher than
53.85% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
WTFC: 11.08
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 2.15, Med: 9, Max: 134.67
Current: 11.08
2.15
134.67
Price-to-Operating-Cash-Flow 9.31
Price-to-Operating-Cash-Flow ranked higher than
57.17% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
WTFC: 9.31
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 1.75, Med: 8.11, Max: 359.15
Current: 9.31
1.75
359.15
EV-to-Revenue 2.71
EV-to-Revenue ranked higher than
54.57% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
WTFC: 2.71
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.3, Med: 3.3, Max: 5.3
Current: 2.71
1.3
5.3
Shiller PE Ratio 21.58
Shiller PE Ratio ranked lower than
74.70% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
WTFC: 21.58
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 5.32, Med: 19.02, Max: 34.47
Current: 21.58
5.32
34.47

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.22
Trailing Dividend Yield ranked lower than
88.33% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
WTFC: 1.22
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.38, Med: 0.68, Max: 3.58
Current: 1.22
0.38
3.58
Dividend Payout Ratio 0.14
Dividend Payout Ratio ranked higher than
88.94% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
WTFC: 0.14
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.07, Med: 0.13, Max: 0.18
Current: 0.14
0.07
0.18
3-Year Dividend Growth Rate (Per Share) 20.00
3-Year Dividend Growth Rate ranked higher than
68.75% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
WTFC: 20
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 11.9, Max: 38.7
Current: 20
0
38.7
Forward Dividend Yield % 1.39
Forward Dividend Yield ranked lower than
86.50% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
WTFC: 1.39
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 4.00
Yield-on-Cost (5y) ranked higher than
53.10% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
WTFC: 4
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.25, Med: 2.23, Max: 11.73
Current: 4
1.25
11.73
3-Year Share Buyback Rate -5.30
3-Year Share Buyback Rate ranked lower than
65.17% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
WTFC: -5.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -15.8, Med: -9.3, Max: 1.7
Current: -5.3
-15.8
1.7

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.57
Price-to-Tangible-Book ranked lower than
72.20% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
WTFC: 1.57
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.6, Med: 1.82, Max: 3.61
Current: 1.57
0.6
3.61
Price-to-Projected-FCF 0.81
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
57.83% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
WTFC: 0.81
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.22, Med: 1.42, Max: 13.84
Current: 0.81
0.22
13.84
Price-to-Median-PS-Value 1.15
Price-to-Median-PS-Value ranked lower than
75.46% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
WTFC: 1.15
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.31, Med: 1.14, Max: 5.97
Current: 1.15
0.31
5.97
Price-to-Graham-Number 0.92
Price-to-Graham-Number ranked lower than
60.91% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
WTFC: 0.92
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.8, Med: 1.21, Max: 2.67
Current: 0.92
0.8
2.67

More Statistics

Revenue (TTM) (Mil) $ 1,350.21
EPS (TTM) $ 5.97
Beta 1.37
Volatility % 28.22
52-Week Range $ 61.53 - 95.34
Shares Outstanding (Mil) 55.97

Analyst Estimate

Piotroski F-Score Details