WTFC (Wintrust Financial) Momentum Rank: 10 (As of Sep. 17, 2026) — 25% Above Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTFC Wintrust Financial Corp WTFC
81 GF Score
Price $148.27
GF Value $137.22
Valuation Fairly Valued
! 7 Warning Signs
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What is Wintrust Financial Momentum Rank?

Wintrust Financial WTFC -2.13% 81 Momentum Rank is 10 as of Sep. 17, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates WTFC with a GF Score™ of 81/100 and a GF Value™ of $137.22 (Fairly Valued). The stock has 7 warning signs investors should review.

Wintrust Financial has the Momentum Rank of 10.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Wintrust Financial Momentum Rank Related Terms

WTFC vs SSB, CFR, ZION: Momentum Rank Comparison

For the Banks - Regional subindustry, Wintrust Financial's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wintrust Financial Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Momentum Rank falls into.


WTFC
81GF Score
Wintrust Financial Corp WTFC
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 10 mean?
Wintrust Financial (WTFC) has a Momentum Rank of 10 as of Sep. 17, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Wintrust Financial and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Wintrust Financial's Momentum Rank has ranged from 2.00 to 10.00.
Is Wintrust Financial's Momentum Rank too high?
Wintrust Financial's current Momentum Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Wintrust Financial has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Momentum Rank compare to SSB and CFR?
Wintrust Financial's Momentum Rank of 10 can be compared against companies in the Banks industry. Historically, Wintrust Financial's own Momentum Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Momentum Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Fairly Valued. The stock's GF Value™ is $137.22, compared to a current price of $148.27 — trading 8.1% above its estimated fair value. The current Momentum Rank is 10, which is 25% above median its 10-year median of 8.00. Wintrust Financial's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current Momentum Rank is 10 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $148.27 is trading 8.1% above its estimated GF Value™ of $137.22. GuruFocus considers Wintrust Financial to be Fairly Valued.

Key valuation signals for WTFC:

  • Momentum Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: $137.22 vs. price of $148.27 (8.1% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
81GF Score

Get the complete analysis for WTFC

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$148.27
Price
$137.22
GF Value