Q1 2026 Central Bank of India Ltd Earnings Call Transcript
Key Points
- Return on Assets (ROA) improved to 1.02% from 0.82% in the previous year.
- Return on Equity increased to 14.17% from 12.60% in the previous year.
- Gross Non-Performing Assets (NPA) reduced to 3.13% and Net NPA to 0.49%.
- Operating profit increased by 15.60% to INR 2,304 crore.
- Provision coverage ratio improved to 97.02%.
- Credit growth was lower than expected, with a decline of 5% compared to March.
- Interest expenses on deposits increased by 8.73%.
- Operating expenses rose by 5.33% to INR 2,865 crore.
- Concerns about the restructured book, which stands at INR 4,948 crore.
- The bank's decision to not lend at lower rates affected corporate credit growth.
Ladies and gentlemen, good day, and welcome to Q1 FY26 Central Bank of India earnings conference call, hosted by Antique Stock Broking Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. (inaudible) from Antique Stock Broking Limited. Thank you. Over to you, sir.
Thank you. Good afternoon, everyone, and thank you for joining most recent conference call of Central Bank of India. Today, from the senior management side, we have with us Shri M V Rao, MD and CEO; Shri Vivek Wahi, Executive Director; Shri M V Murali Krishna, Executive Director; Shri Mahendra Dohare, Executive Director; and Mr. Mukul, Chief Financial Officer.
Now, without any further (inaudible), I hand over the call to MD, sir, for his opening remarks. Post which, we'll have a Q&A session. Thank you. Over to you, sir.
Thank you and a
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