Central Bank of India (NSE:CENTRALBK)

Q4 2026 Central Bank of India Ltd Earnings Call Transcript

Apr 30, 2026 / 01:30PM GMT

Release Date Price: ₹36.42 (+0.50%)

Transcript

Key Points

Positve

Total business of Central Bank of India grew by 15.60%, reaching INR8,12,439 crore.
Gross advances increased by 18.76% to INR3,44,516 crore.
Net NPA improved by 6 basis points to 0.49%, indicating better asset quality.
Operating profit for the financial year increased by 4.37% to INR8,479 crores.
The bank declared a final dividend at the rate of 12% to INR120 per equity share.

Negative

Net profit decreased due to a one-time tax impact of INR632 crore.
Return on Assets (ROA) decreased to 0.56% from 0.91% year-on-year.
Return on Equity (ROE) fell to 8.43% from 13.40% for Q4 of the previous financial year.
Slippages increased in Q4, particularly in MSME and agriculture sectors.
Treasury income significantly decreased, impacting overall profitability.

Operator

Ladies and gentlemen, good day and welcome to the Central Bank of India, Q4 FY26 conference call, hosted by Systematix Shares and Stock Limited. This conference call may contain forward-looking statements about the company, which are based on the beliefs, opinions, and expectations of the company as on the date of this call. These statements are not the guarantees of future performance and involve risks and uncertainties that are difficult to predict. (Operator Instructions)

I now hand the conference to Mr. Siddharth Rajburohit from Systematix. Thank you, and over to you sir.

Siddharth Rajpurohit

Systematix Shares and Stock Limited - Lead Analyst

Thank you, Ikra. Good evening, everyone, and welcome to Central Bank of India's Q4 FY26 conference call. From the management today, we have Shri Kalyan Kumar, MD and CEO; Shri Mahendra Dohare, ED; Shri E. Ratan Kumar, ED; and Shri Mukul Dandige, CFO. We are very grateful to the management for giving us this opportunity to host their post-resert conference call.

I now hand over the call to the

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