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Q4 2019 Cholamandalam Investment and Finance Company Ltd Earnings Call Transcript
Good morning, ladies and gentlemen. Welcome to the Cholamandalam, Q4 FY '19 Earnings Conference Call hosted by Kotak Securities. (Operator Instructions) Please note that this conference is being recorded.
And now hand the conference over to Mr. Nischint Chawathe from Kotak Securities. Thank you, and over to you, sir.
Thanks, [Gagan]. Hello, everyone, and welcome to the 4Q FY '19 Earnings Conference Call for Cholamandalam Investment and Finance Company Limited. To discuss the financial performance of Cholamandalam and to address your queries, we have with us today Mr. Arun Alagappan, Executive Director; Mr. Arul Selvan, Executive Vice President and CFO; Mr. Ravindra Kundu, President and Business Head, Vehicle Finance; Mr. Rohit Phadke, President and Business Head, Housing Finance; and Mr. Rupinder Singh, Senior Vice President and Business Head, Home Equity.
I would now like to hand over the call to Arun Alagappan for his opening comments.
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