Q3 2022 Cholamandalam Investment and Finance Company Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to Cholamandalam Investment and Finance Company Limited's Q3 FY '22 Earnings Conference Call hosted by Kotak Securities Limited. (Operator Instructions) Please note this conference is being recorded.
I would now like to hand the conference over to Mr. Nischint Chawathe from Kotak Securities Limited. Thank you, and over you, sir.
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Good morning, everyone. Welcome to the earnings conference call of Cholamandalam Investment and Finance Company Limited.
To discuss the 3Q FY '22 performance of Chola and share industry and business updates, we have with us today Mr. Vellayan Subbiah, Chairman and Nonexecutive Director; Mr. Ravindra Kundu, Executive Director; Mr. Shaji Varghese, President, Housing Finance; Mr. Suresh Kumar S., Senior Vice President and Business Head, LAP and SME; and Mr. Arul Selvan, President and CFO.
I would now like to hand over
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