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Q2 2023 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Q2 and H1 FY 2023 Conference Call of PNB Housing Finance Limited. (Operator Instructions)
I now hand the conference over to Ms. Deepika Gupta Padhi, Head, Investor Relations and Treasury.
Thank you, Mike. Good evening, and welcome, everyone. We are here to discuss PNB Housing Finance Q2 and H1 FY '22, '23 results. You must have seen our business and financial numbers in the presentation and press release shared with the Indian Stock Exchanges and is also available on our website.
With me, we have our management team across verticals, led by Mr. Girish Kousgi, our Managing Director and CEO. Mr. Girish joins us as MD and CEO effective 21 October, 2022. He is a seasoned banker with vast experience across a variety of loan products, including housing loans, business loans, LAP, personal loans, among others. Prior to joining to PNB Housing Finance, he was the MD and CEO of Can Fin Homes Limited. We are also joined by Mr. Vinay Gupta,
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