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Q3 2023 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q3 and 9 Months FY '22/'23 Earnings Conference Call. And there will be an opportunity for you to ask questions after the presentation concludes. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Ms. Deepika Gupta Padhi, Head of Investor Relations and Treasury. Thank you, and over to you.
Thank you, Sri. Good evening, and welcome, everyone. We're here to discuss PNB Housing Finance Q3 and 9 months FY '22/'23 results. You must have seen our business and financial numbers in the presentation and the press release shared with the stock exchanges and also available on our website.
With me, we have our entire management team across verticals, led by Mr. Girish Kousgi, Managing Director and CEO of PNB Housing Finance. We will begin this call with the performance update by the MD and CEO, followed by an interactive Q&A session.
Please note, this
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