Q2 2026 Shriram Finance Ltd Earnings Call Transcript
Key Points
- Shriram Finance Ltd (BOM:511218) reported a strong GDP growth of 7.8% in the Indian economy, driven by the services sector.
- The company's disbursements grew by 10.24% year on year, reaching INR 49,019.17 crore.
- Assets under management increased by 15.74% over the previous year.
- Net interest income saw a growth of 11.77% year on year.
- Profit after tax grew by 11.39% compared to the same quarter last year.
- Net interest margin decreased to 8.19% from 8.74% in the previous year.
- The construction equipment segment faced challenges due to slow government infrastructure spending.
- There was a net decrease of 353 employees in the company.
- Stage 3 slippages increased quarter on quarter, indicating some asset quality concerns.
- The leverage ratio decreased from 4.15 to 3.88, reflecting a reduction in overall liabilities.
Ladies and gentlemen, good day and welcome to the Shriram Finance Limited Q2 FY26 earnings conference call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Umesh G. Rahankar, executive Vice Chairman, Shriram Finance Limited. Thank you and over to you, sir.
Thank you.
Good evening friends from India and Asia, and warm welcome to all of you. Greetings also to those who joined the call from the western part of the world.
To present our Q2 526 earning call today, I have with me our managing director and CEO Mr. Chakroy, managing director and CFO Mr. Barak Sharma.
Yes Sundar, joint managing director, and Sanjay Kumar Mundra, our IR head.
It has been a good second quarter of the year for finance under the current circumstances.
Let us look at the broad economic indicators that have a direct impact on our business.
GDP, the Indian economy recorded a strong start in the first
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
Trustpilot
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
