Q1 2027 Shriram Finance Ltd Earnings Call Transcript
Key Points
- Shriram Finance Ltd (BOM:511218) reported a strong disbursement growth of 19.51% year-over-year, reaching INR49,974.49 crore in Q1 FY27.
- The company's asset under management grew by 15.6% over the previous year, indicating robust business expansion.
- Net interest income saw a significant increase of 33.67% year-over-year, reflecting improved profitability.
- Profit after tax surged by 59.79% to INR3,444.56 crore, showcasing strong financial performance.
- The company's liquidity coverage ratio was well-maintained at 262.54%, ensuring financial stability and readiness for future liabilities.
- India's economic growth forecast for FY27 has been lowered to 6.6% due to concerns about global conflicts, energy prices, and weather conditions.
- Retail inflation in India increased to 4.38% in June, driven by higher fuel and food prices, which could impact consumer spending.
- The rural economy faces challenges from geopolitical tensions and uneven rainfall, potentially affecting agricultural output and rural income.
- Gross Stage 3 assets increased slightly to 4.64%, indicating some pressure on asset quality.
- The company's cost of liability remains relatively high at 8.56%, which could impact future profitability if not managed effectively.
Ladies and gentlemen, good day, and welcome to the Shriram Finance Limited Q1 FY27 earnings conference call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Umesh Revankar, Executive Vice Chairman, Shriram Finance Limited. Thank you, and over to you, sir.
Thank you. Good evening, friends from India and Asia, and a warm welcome to everyone joining us from western part of the world. I'm excited to share our Q1 FY27 earnings call with you today. I'm joined by our Managing Director and CEO, Parag Sharma. Joint Managing Director and CFO, Sunder; and Mr. Sanjay Kumar Mundra, our Executive Director and Investor Relations Head.
Looking back, the first quarter of the year has been positive one for Shriram Finance, especially given the current situation. Let us start by examining some broad economic indicators that affect our business directly or indirectly.
India's economy wrapped up FY25, '26 on a
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
Trustpilot
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
