NYSE:RF (USA) Also trade in: Germany UK

Regions Financial Corp

$ 14.56 0 (0%)
Volume: 9,834,146 Avg Vol (1m): 12,705,596
Market Cap $: 14.75 Bil Enterprise Value $: 2.55 Bil
P/E (TTM): 10.55 P/B: 1.02
Earnings Power Value 13.1
Net Current Asset Value 0
Tangible Book 9.11
Projected FCF 34.36
Median P/S Value 12.36
Graham Number 16.82
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.26
Cash-To-Debt ranked lower than
81.39% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
RF: 0.26
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.09, Med: 0.45, Max: 10.97
Current: 0.26
0.09
10.97
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
67.06% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
RF: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.07, Med: 0.12, Max: 0.15
Current: 0.12
0.07
0.15
Debt-to-Equity 0.94
Debt-to-Equity ranked lower than
62.89% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
RF: 0.94
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.08, Med: 0.66, Max: 2.64
Current: 0.94
0.08
2.64
Debt-to-EBITDA 2.49
Debt-to-EBITDA ranked lower than
60.81% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
RF: 2.49
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -2.58
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 8.58%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 29.78
Net Margin ranked higher than
65.89% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
RF: 29.78
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -14.54, Med: 20.89, Max: 30.28
Current: 29.78
-14.54
30.28
ROE % 10.87
ROE ranked higher than
60.44% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
RF: 10.87
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -7.27, Med: 6.38, Max: 10.84
Current: 10.87
-7.27
10.84
ROA % 1.39
ROA ranked higher than
72.58% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
RF: 1.39
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.71, Med: 0.91, Max: 1.41
Current: 1.39
-0.71
1.41
3-Year Total Revenue Growth Rate 2.80
3-Year Revenue Growth Rate ranked higher than
72.64% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
RF: 9.5
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -25, Med: 2.1, Max: 23.5
Current: 9.5
-25
23.5
3-Year EPS w/o NRI Growth Rate 21.40
3-Year EPS w/o NRI Growth Rate ranked higher than
59.31% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
RF: 21.4
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 5.3, Max: 86.5
Current: 21.4
0
86.5

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Financials (Next Earnings Date: 2019-07-19)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NYSE:CFG NAS:HBAN NYSE:KEY NYSE:FRC NAS:SIVB NYSE:CMA NAS:FITB NAS:ZION NYSE:MTB NAS:SBNY XPTY:BGFG NAS:PBCT NAS:CBSH NYSE:CFR NAS:BOKF NYSE:SNV NAS:BPOP NYSE:CIT NAS:FCNCA NYSE:PB
Traded in other countries RN7.Germany 0KV3.UK
Address 1900 Fifth Avenue North, 25th Floor, Birmingham, AL, USA, 35203
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, insurance, and trust services.

Ratios

Current vs industry vs history
PE Ratio (TTM) 9.33
PE Ratio ranked higher than
63.26% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
RF: 9.33
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 5.85, Med: 13.14, Max: 190.5
Current: 9.33
5.85
190.5
Forward PE Ratio 9.30
Forward P/E ranked higher than
62.83% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
RF: 9.3
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 10.55
PE without NRI ranked higher than
54.44% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
RF: 10.55
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 5.85, Med: 13.42, Max: 57.33
Current: 10.55
5.85
57.33
Price-to-Owner-Earnings 6.25
Price-to-Owner-Earnings ranked higher than
56.72% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
RF: 6.25
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 1.81, Med: 8.22, Max: 18.39
Current: 6.25
1.81
18.39
PB Ratio 1.02
PB Ratio ranked lower than
53.60% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
RF: 1.02
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.15, Med: 0.74, Max: 1.5
Current: 1.02
0.15
1.5
PS Ratio 2.67
PS Ratio ranked lower than
52.52% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
RF: 2.67
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.29, Med: 2.27, Max: 4.22
Current: 2.67
0.29
4.22
Price-to-Free-Cash-Flow 5.93
Price-to-Free-Cash-Flow ranked lower than
64.40% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
RF: 5.93
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.78, Med: 4.91, Max: 14.43
Current: 5.93
0.78
14.43
Price-to-Operating-Cash-Flow 5.75
Price-to-Operating-Cash-Flow ranked lower than
62.03% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
RF: 5.75
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.71, Med: 4.74, Max: 186.79
Current: 5.75
0.71
186.79
EV-to-Revenue 0.44
EV-to-Revenue ranked higher than
87.17% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
RF: 0.44
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -3.2, Med: 0.5, Max: 4.6
Current: 0.44
-3.2
4.6
Shiller PE Ratio 31.57
Shiller PE Ratio ranked lower than
100.00% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
RF: 31.57
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 1.75, Med: 7.85, Max: 266
Current: 31.57
1.75
266

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.50
Trailing Dividend Yield ranked lower than
50.75% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
RF: 3.5
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.44, Med: 1.8, Max: 33.8
Current: 3.5
0.44
33.8
Dividend Payout Ratio 0.37
Dividend Payout Ratio ranked lower than
51.76% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
RF: 0.37
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.05, Med: 0.3, Max: 0.34
Current: 0.37
0.05
0.34
3-Year Dividend Growth Rate (Per Share) 26.00
3-Year Dividend Growth Rate ranked higher than
80.23% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
RF: 26
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 79.2
Current: 26
0
79.2
Forward Dividend Yield % 3.87
Forward Dividend Yield ranked higher than
58.17% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
RF: 3.87
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 13.45
Yield-on-Cost (5y) ranked higher than
96.02% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
RF: 13.45
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.69, Med: 6.92, Max: 129.9
Current: 13.45
1.69
129.9
3-Year Share Buyback Rate 7.60
3-Year Share Buyback Rate ranked higher than
97.80% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
RF: 7.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -48.7, Med: -7.4, Max: 7.6
Current: 7.6
-48.7
7.6

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.60
Price-to-Tangible-Book ranked lower than
77.95% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
RF: 1.6
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.4, Med: 1.44, Max: 3.33
Current: 1.6
0.4
3.33
Price-to-Projected-FCF 0.42
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
72.55% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
RF: 0.42
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.1, Med: 0.57, Max: 2.3
Current: 0.42
0.1
2.3
Price-to-Median-PS-Value 1.17
Price-to-Median-PS-Value ranked lower than
81.69% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
RF: 1.17
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.18, Med: 1.14, Max: 2.55
Current: 1.17
0.18
2.55
Price-to-Graham-Number 0.86
Price-to-Graham-Number ranked lower than
66.12% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
RF: 0.86
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.37, Med: 0.91, Max: 1.68
Current: 0.86
0.37
1.68

More Statistics

Revenue (TTM) (Mil) $ 5,840
EPS (TTM) $ 1.56
Beta 1.63
Volatility % 32.32
52-Week Range $ 12.39 - 19.99
Shares Outstanding (Mil) 1,027.83

Analyst Estimate

Piotroski F-Score Details