Regions FinancialRF +0.68%75 EV-to-FCF is 10.54 as of Jun. 24, 2026, which is 30% above its 10-year median of 8.09. GuruFocus rates RF with a GF Score™ of 75/100 and a GF Value™ of $24.92 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,191 Banks companies, Regions Financial ranks worse than 64.48% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Regions Financial's Enterprise Value is $20,594 Mil.
Regions Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1,953 Mil. Therefore, Regions Financial's EV-to-FCF for today is 10.54.
The historical rank and industry rank for Regions Financial's EV-to-FCF or its related term are showing as below:
RF'
s EV-to-FCF Range Over the Past 10 Years
Min: -2.25 Med: 8.09 Max: 21.01
Current: 10.54
During the past 13 years, the highest EV-to-FCF of Regions Financial was 21.01. The lowest was -2.25. And the median was 8.09.
RF's EV-to-FCF is ranked worse than 64.48% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs RF: 10.54
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Regions Financial's PE Ratio (TTM) for today is calculated as:
Regions Financial's share price for today is $29.49.
Regions Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.400.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Regions Financial EV-to-FCF Related Terms
Regions Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Regions Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Regions Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Regions Financial's EV-to-FCF falls into.
Regions Financial's current Enterprise Value is $20,594 Mil.
Regions Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,953 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regions Financial (RF) has a EV-to-FCF of 10.54 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Regions Financial and its competitors. This is 30% above median its historical median of 8.09. According to the industry distribution chart, Regions Financial ranks #768 out of 1191 companies in the Banks industry, placing it in the top 64.5%.
Is Regions Financial's EV-to-FCF too high?
Regions Financial's current EV-to-FCF of 10.54 is 30% above median its 10-year median of 8.09. The Banks industry median EV-to-FCF is 6.56. Regions Financial's value of 10.54 is 60.7% above this industry median. Based on the distribution chart, Regions Financial ranks #768 out of 1191 companies in the Banks industry, which is below the industry midpoint. Overall, Regions Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's EV-to-FCF compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #768 out of 1191 companies for EV-to-FCF. This places Regions Financial in the lower half of its industry. The industry median EV-to-FCF is 6.56. Regions Financial's value of 10.54 is 60.7% above this benchmark. While the company's 10-year median is 8.09 vs. the industry median of 6.56, Regions Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regions Financial's current EV-to-FCF of 10.54 is 60.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Regions Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current EV-to-FCF is 10.54, which is 30% above median its own 10-year median of 8.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (RF) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.92, compared to a current price of $29.49 — trading 18.3% above its estimated fair value. The current EV-to-FCF is 10.54, which is 30% above median its 10-year median of 8.09 and 60.7% above the Banks industry median of 6.56. Regions Financial's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Regions Financial (RF), the current EV-to-FCF is 10.54 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of $29.49 is trading 18.3% above its estimated GF Value™ of $24.92.
GuruFocus considers Regions Financial to be Modestly Overvalued.
Key valuation signals for RF:
EV-to-FCF: 10.54 (30% above median its 10-year median of 8.09)
GF Value™: $24.92 vs. price of $29.49 (18.3% above fair value)
Industry Position: 60.7% above the Banks median (#768 of 1191)
No single metric tells the full story. See the RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
75GF Score
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