The Travelers Companies Inc

$ 146.51 -1.07 (-0.73%)
Volume: 902,988 Avg Vol (1m): 1,264,780
Market Cap $: 38.15 Bil Enterprise Value $: 40.80 Bil
P/E (TTM): 14.89 P/B: 1.52
Earnings Power Value 1.13
Net Current Asset Value 0
Tangible Book 79.83
Projected FCF 237.84
Median P/S Value 140.12
Graham Number 132.94
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3.8/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.06
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.05, Max: 0.17
Current: 0.06
0.03
0.17
Equity-to-Asset 0.23
Equity-to-Asset range over the past 10 years
Min: 0.13, Med: 0.2, Max: 0.25
Current: 0.23
0.13
0.25
Debt-to-Equity 0.26
Debt-to-Equity range over the past 10 years
Min: 0.11, Med: 0.25, Max: 0.57
Current: 0.26
0.11
0.57
Debt-to-EBITDA 1.52
Debt-to-EBITDA range over the past 10 years
Min: 1, Med: 1.21, Max: 2.6
Current: 1.52
1
2.6
Beneish M-Score -2.53
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 11.52%
WACC 6.1%

Profitability & Growth : 2/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 8.65
Net Margin range over the past 10 years
Min: 5.6, Med: 11.86, Max: 14.68
Current: 8.65
5.6
14.68
ROE % 11.32
ROE range over the past 10 years
Min: 5.66, Med: 12.42, Max: 14.77
Current: 11.32
5.66
14.77
ROA % 2.54
ROA range over the past 10 years
Min: 1.36, Med: 3, Max: 3.57
Current: 2.54
1.36
3.57
3-Year Total Revenue Growth Rate 4.10
3-Year Revenue Growth Rate range over the past 10 years
Min: -16, Med: 6.4, Max: 24.5
Current: 9.5
-16
24.5
3-Year Total EBITDA Growth Rate -11.50
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 59.6
Current: -6.9
0
59.6
3-Year EPS w/o NRI Growth Rate -5.20
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: -1, Max: 69.8
Current: -5.2
0
69.8

Ratios

Current vs industry vs history
PE Ratio (TTM) 14.89
PE Ratio range over the past 10 years
Min: 6.02, Med: 10.64, Max: 20.44
Current: 14.89
6.02
20.44
Forward PE Ratio 13.53
N/A
PE Ratio without NRI 14.89
PE without NRI range over the past 10 years
Min: 6.02, Med: 10.64, Max: 20.44
Current: 14.89
6.02
20.44
Price-to-Owner-Earnings 28.50
Price-to-Owner-Earnings range over the past 10 years
Min: 23.19, Med: 31.85, Max: 38.6
Current: 28.5
23.19
38.6
PB Ratio 1.52
PB Ratio range over the past 10 years
Min: 0.75, Med: 1.29, Max: 1.74
Current: 1.52
0.75
1.74
PS Ratio 1.26
PS Ratio range over the past 10 years
Min: 0.75, Med: 1.2, Max: 1.44
Current: 1.26
0.75
1.44
Price-to-Free-Cash-Flow 8.71
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.8, Med: 8.68, Max: 11.95
Current: 8.71
4.8
11.95
Price-to-Operating-Cash-Flow 8.71
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.8, Med: 8.68, Max: 11.95
Current: 8.71
4.8
11.95
EV-to-EBIT 11.55
EV-to-EBIT range over the past 10 years
Min: 4.1, Med: 7.6, Max: 16
Current: 11.55
4.1
16
EV-to-EBITDA 9.44
EV-to-EBITDA range over the past 10 years
Min: 3.5, Med: 6.3, Max: 10.9
Current: 9.44
3.5
10.9
EV-to-Revenue 1.32
EV-to-Revenue range over the past 10 years
Min: 0.8, Med: 1.2, Max: 1.5
Current: 1.32
0.8
1.5
Shiller PE Ratio 16.24
Shiller PE Ratio range over the past 10 years
Min: 10.2, Med: 15.01, Max: 18.4
Current: 16.24
10.2
18.4

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.14
Trailing Dividend Yield range over the past 10 years
Min: 1.89, Med: 2.3, Max: 3.87
Current: 2.14
1.89
3.87
Dividend Payout Ratio 0.31
Dividend Payout Ratio range over the past 10 years
Min: 0.19, Med: 0.24, Max: 0.47
Current: 0.31
0.19
0.47
3-Year Dividend Growth Rate (Per Share) 8.40
3-Year Dividend Growth Rate range over the past 10 years
Min: -7.8, Med: 7.3, Max: 13.3
Current: 8.4
-7.8
13.3
Forward Dividend Yield % 2.22
N/A
Yield-on-Cost (5-Year) % 3.34
Yield-on-Cost (5y) range over the past 10 years
Min: 2.95, Med: 3.59, Max: 6.04
Current: 3.34
2.95
6.04
3-Year Share Buyback Rate 4.90
3-Year Share Buyback Rate range over the past 10 years
Min: -47.4, Med: 1.2, Max: 12.1
Current: 4.9
-47.4
12.1

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.84
Price-to-Tangible-Book range over the past 10 years
Min: 0.73, Med: 1.51, Max: 2.23
Current: 1.84
0.73
2.23
Price-to-Projected-FCF 0.62
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.31, Med: 0.55, Max: 1.5
Current: 0.62
0.31
1.5
Price-to-Median-PS-Value 1.05
Price-to-Median-PS-Value range over the past 10 years
Min: 0.43, Med: 0.88, Max: 1.37
Current: 1.05
0.43
1.37
Price-to-Graham-Number 1.10
Price-to-Graham-Number range over the past 10 years
Min: 0.58, Med: 0.8, Max: 6.61
Current: 1.1
0.58
6.61
Earnings Yield (Joel Greenblatt) % 8.65
Earnings Yield (Greenblatt) range over the past 10 years
Min: 6.3, Med: 13.2, Max: 24.1
Current: 8.65
6.3
24.1
Forward Rate of Return (Yacktman) % 4.88
Forward Rate of Return range over the past 10 years
Min: 4.4, Med: 20.1, Max: 42.8
Current: 4.88
4.4
42.8

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524126    SIC : 6331
Compare TSE:8766 NYSE:ALL NYSE:PGR HKSE:01339 HKSE:02328 OHEL:SAMPO NAS:CINF NYSE:L NYSE:MKL ASX:IAG TSX:FFH TSX:IFC NYSE:CNA NYSE:WRB ASX:SUN ASX:QBE NYSE:Y NYSE:AFG LSE:ADM NYSE:CB
Traded in other countries TRVV.Argentina TRVC34.Brazil PA9.Germany 0R03.UK
Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance. Policies are distributed via a network of more than 11,000 brokers and independent agents.

More Statistics

Revenue (TTM) (Mil) $ 31,024
EPS (TTM) $ 9.84
Beta 0.81
Volatility % 14.05
52-Week Range $ 111.08 - 155.09
Shares Outstanding (Mil) 260.39

Analyst Estimate

Piotroski F-Score Details