NYSE:WTM (USA) Also trade in: Germany

White Mountains Insurance Group Ltd

$ 968.14 -0.86 (-0.09%)
Volume: 3,595 Avg Vol (1m): 11,607
Market Cap $: 3.04 Bil Enterprise Value $: 2.69 Bil
P/E (TTM): 14.80 P/B: 0.96
Earnings Power Value 63.13
Net Current Asset Value 0
Tangible Book 831.78
Projected FCF 700.36
Median P/S Value 328.23
Graham Number 1106.92
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.68
Cash-To-Debt ranked higher than
53.03% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 10000, Med: 2.82, Min: 0.01
WTM: 0.68
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0, Med: 0.34, Max: 6.32
Current: 0.68
0
6.32
Equity-to-Asset 0.86
Equity-to-Asset ranked higher than
99.24% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 0.95, Med: 0.25, Min: 0.03
WTM: 0.86
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.04, Med: 0.3, Max: 0.96
Current: 0.86
0.04
0.96
Debt-to-Equity 0.06
Debt-to-Equity ranked higher than
98.80% of 83 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.91, Med: 9999, Min: 0.01
WTM: 0.06
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0, Med: 0.27, Max: 6.32
Current: 0.06
0
6.32
Debt-to-EBITDA 0.92
Debt-to-EBITDA ranked higher than
87.18% of 78 companies
in the Insurance - Property & Casualty industry.
Industry Max: 36.7, Med: 1.62, Min: 0.03
WTM: 0.92
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: -1.35, Med: 2.3, Max: 17.07
Current: 0.92
-1.35
17.07
Beneish M-Score -2.38
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 6.85%
WACC 5.96%

Profitability & Growth : 2/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 33.06
Net Margin ranked higher than
99.25% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 94.29, Med: 6.25, Min: -370.67
WTM: 33.06
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -38.26, Med: 22.87, Max: 254.79
Current: 33.06
-38.26
254.79
ROE % 6.12
ROE ranked higher than
89.47% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 55.81, Med: 8.75, Min: -77.05
WTM: 6.12
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -4.46, Med: 8.12, Max: 19.81
Current: 6.12
-4.46
19.81
ROA % 5.50
ROA ranked higher than
97.74% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.69, Med: 2.09, Min: -17.18
WTM: 5.5
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -4.02, Med: 2.81, Max: 12.32
Current: 5.5
-4.02
12.32
3-Year Total Revenue Growth Rate -5.70
3-Year Revenue Growth Rate ranked lower than
99.21% of 126 companies
in the Insurance - Property & Casualty industry.
Industry Max: 456.8, Med: 6.3, Min: -30.7
WTM: 13.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -47.7, Med: 4.1, Max: 106.5
Current: 13.4
-47.7
106.5

» WTM's 30-Y Financials

Financials (Next Earnings Date: 2019-08-07)

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524126    SIC : 6331
Compare NAS:ANAT NYSE:MCY NAS:NGHC NYSE:ARGO NYSE:RLI HKSE:01339 TSX:ELF XKRX:000060 XKRX:005830 LSE:BEZ NAS:NAVG NYSE:PRA NAS:NMIH NAS:SIGI XMAD:GCO LSE:HSTG OCSE:ALMB NAS:SG XPAR:COFA NAS:KNSL
Traded in other countries WNI.Germany
Address 80 South Main Street, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is a US-based financial service holding company with primary business interests in property and casualty insurance and reinsurance. Business activity of the firm is operated through OneBeacon, HG Global/BAM, and Other Operations. The OneBeacon segment consists of specialty property and casualty insurance writer that offer insurance products through independent agencies, regional and national brokers, and managing general agencies. The HG Global/BAM segment offers insurance on municipal bonds issued to finance public purposes. The Other Operations segment provides investment management services of assets under management.

Ratios

Current vs industry vs history
PE Ratio (TTM) 16.09
PE Ratio ranked higher than
96.43% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.27, Min: 2.89
WTM: 16.09
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 4.21, Med: 12.89, Max: 139.26
Current: 16.09
4.21
139.26
PE Ratio without NRI 14.80
PE without NRI ranked lower than
86.61% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.6, Min: 2.89
WTM: 14.8
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 5.94, Med: 16.07, Max: 642.15
Current: 14.8
5.94
642.15
Price-to-Owner-Earnings 12.74
Price-to-Owner-Earnings ranked higher than
95.24% of 84 companies
in the Insurance - Property & Casualty industry.
Industry Max: 3633.33, Med: 11.52, Min: 2.34
WTM: 12.74
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.44, Med: 10.83, Max: 92.29
Current: 12.74
4.44
92.29
PB Ratio 0.96
PB Ratio ranked higher than
78.95% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.38, Med: 1.43, Min: 0.08
WTM: 0.96
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.51, Med: 0.94, Max: 1.31
Current: 0.96
0.51
1.31
PS Ratio 5.34
PS Ratio ranked lower than
92.48% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 38.05, Med: 1.22, Min: 0.09
WTM: 5.34
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.54, Med: 1.81, Max: 42.63
Current: 5.34
0.54
42.63
EV-to-EBIT 14.74
EV-to-EBIT ranked lower than
92.04% of 113 companies
in the Insurance - Property & Casualty industry.
Industry Max: 322.99, Med: 12.73, Min: 0.38
WTM: 14.74
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -119.1, Med: 11.2, Max: 286.5
Current: 14.74
-119.1
286.5
EV-to-EBITDA 12.72
EV-to-EBITDA ranked lower than
90.52% of 116 companies
in the Insurance - Property & Casualty industry.
Industry Max: 182.88, Med: 11.2, Min: 0.33
WTM: 12.72
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -76.9, Med: 11.5, Max: 1025.8
Current: 12.72
-76.9
1025.8
EV-to-Revenue 4.64
EV-to-Revenue ranked lower than
91.41% of 128 companies
in the Insurance - Property & Casualty industry.
Industry Max: 27.81, Med: 1.19, Min: 0.01
WTM: 4.64
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.3, Med: 1.7, Max: 31.3
Current: 4.64
0.3
31.3
Shiller PE Ratio 14.58
Shiller PE Ratio ranked higher than
75.36% of 69 companies
in the Insurance - Property & Casualty industry.
Industry Max: 433.84, Med: 20.4, Min: 7.01
WTM: 14.58
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 7.05, Med: 15.65, Max: 21.95
Current: 14.58
7.05
21.95

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.10
Trailing Dividend Yield ranked lower than
100.00% of 194 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.15, Med: 2.98, Min: 0.09
WTM: 0.1
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.1, Med: 0.17, Max: 2.83
Current: 0.1
0.1
2.83
Dividend Payout Ratio 0.02
Dividend Payout Ratio ranked higher than
91.04% of 134 companies
in the Insurance - Property & Casualty industry.
Industry Max: 4.8, Med: 0.32, Min: 0.02
WTM: 0.02
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.01, Med: 0.04, Max: 0.12
Current: 0.02
0.01
0.12
Forward Dividend Yield % 0.10
Forward Dividend Yield ranked lower than
100.00% of 192 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.42, Med: 3.17, Min: 0.09
WTM: 0.1
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 0.10
Yield-on-Cost (5y) ranked lower than
100.00% of 193 companies
in the Insurance - Property & Casualty industry.
Industry Max: 112.5, Med: 4.91, Min: 0.09
WTM: 0.1
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.1, Med: 0.17, Max: 2.83
Current: 0.1
0.1
2.83
3-Year Share Buyback Rate 17.40
3-Year Share Buyback Rate ranked higher than
97.70% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 21.9, Med: -0.4, Min: -49.5
WTM: 17.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -15.3, Med: 8.1, Max: 34.7
Current: 17.4
-15.3
34.7

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.16
Price-to-Tangible-Book ranked higher than
81.40% of 129 companies
in the Insurance - Property & Casualty industry.
Industry Max: 32.5, Med: 1.7, Min: 0.08
WTM: 1.16
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.53, Med: 1.02, Max: 1.99
Current: 1.16
0.53
1.99
Price-to-Projected-FCF 1.38
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
63.04% of 92 companies
in the Insurance - Property & Casualty industry.
Industry Max: 12.4, Med: 0.84, Min: 0.06
WTM: 1.38
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.18, Med: 1.14, Max: 30.39
Current: 1.38
0.18
30.39
Price-to-Median-PS-Value 2.95
Price-to-Median-PS-Value ranked lower than
99.16% of 119 companies
in the Insurance - Property & Casualty industry.
Industry Max: 7.15, Med: 1.18, Min: 0.35
WTM: 2.95
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.24, Med: 0.94, Max: 23.46
Current: 2.95
0.24
23.46
Price-to-Graham-Number 0.87
Price-to-Graham-Number ranked lower than
74.00% of 100 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.78, Med: 1.17, Min: 0.41
WTM: 0.87
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.47, Med: 0.88, Max: 5.05
Current: 0.87
0.47
5.05
Earnings Yield (Joel Greenblatt) % 6.79
Earnings Yield (Greenblatt) ranked lower than
78.79% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 263.16, Med: 6.78, Min: -238.1
WTM: 6.79
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -108, Med: 3.8, Max: 40.5
Current: 6.79
-108
40.5
Forward Rate of Return (Yacktman) % -10.30
Forward Rate of Return ranked lower than
93.10% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 333.79, Med: 12.52, Min: -44.7
WTM: -10.3
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -24.5, Med: -0.8, Max: 21.3
Current: -10.3
-24.5
21.3

More Statistics

Revenue (TTM) (Mil) $ 578.4
EPS (TTM) $ 60.25
Beta 0.55
Volatility % 13.69
52-Week Range $ 832.88 - 993.7
Shares Outstanding (Mil) 3.14

Analyst Estimate

Piotroski F-Score Details