The historical rank and industry rank for White Mountains Insurance Group's 5-Year Yield-on-Cost % or its related term are showing as below:
WTM'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.04 Med: 0.09 Max: 0.14
Current: 0.05
During the past 13 years, White Mountains Insurance Group's highest Yield on Cost was 0.14. The lowest was 0.04. And the median was 0.09.
WTM's 5-Year Yield-on-Cost % is ranked worse than 99.29% of 423
companies
in the Insurance industry
Industry Median: 3.92
vs WTM: 0.05
White Mountains Insurance Group (NYSE:WTM) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
White Mountains Insurance Group 5-Year Yield-on-Cost % Related Terms
WTM vs RLI, SIGI, LMND: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
White Mountains Insurance Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, White Mountains Insurance Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where White Mountains Insurance Group's 5-Year Yield-on-Cost % falls into.
White Mountains Insurance Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
White Mountains Insurance Group (WTM) has a 5-Year Yield-on-Cost % of 0.05 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on White Mountains Insurance Group and its competitors. This is 44% below median its historical median of 0.09. Over the past decade, White Mountains Insurance Group's 5-Year Yield-on-Cost % has ranged from 0.04 to 0.14. According to the industry distribution chart, White Mountains Insurance Group ranks #420 out of 423 companies in the Insurance industry, placing it in the top 99.3%.
Is White Mountains Insurance Group's 5-Year Yield-on-Cost % too high?
White Mountains Insurance Group's current 5-Year Yield-on-Cost % of 0.05 is 44% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.14. The Insurance industry median 5-Year Yield-on-Cost % is 3.92. White Mountains Insurance Group's value of 0.05 is 98.7% below this industry median. Based on the distribution chart, White Mountains Insurance Group ranks #420 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, White Mountains Insurance Group has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's 5-Year Yield-on-Cost % compare to RLI and SIGI?
According to the Insurance industry distribution chart, White Mountains Insurance Group ranks #420 out of 423 companies for 5-Year Yield-on-Cost %. This places White Mountains Insurance Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.92. White Mountains Insurance Group's value of 0.05 is 98.7% below this benchmark. Historically, White Mountains Insurance Group's own 5-Year Yield-on-Cost % has ranged from 0.04 to 0.14 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 3.92, White Mountains Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.92, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. White Mountains Insurance Group's current 5-Year Yield-on-Cost % of 0.05 is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on White Mountains Insurance Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. White Mountains Insurance Group's current 5-Year Yield-on-Cost % is 0.05, which is 44% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Fairly Valued. The stock's GF Value™ is $2,361.47, compared to a current price of $2,165.85 — trading 8.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.05, which is 44% below median its 10-year median of 0.09 and 98.7% below the Insurance industry median of 3.92. White Mountains Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current 5-Year Yield-on-Cost % is 0.05 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is White Mountains Insurance Group (WTM) Overvalued in 2026?
Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued.
The current stock price of $2,165.85 is trading 8.3% below its estimated GF Value™ of $2,361.47.
GuruFocus considers White Mountains Insurance Group to be Fairly Valued.
Key valuation signals for WTM:
5-Year Yield-on-Cost %: 0.05 (44% below median its 10-year median of 0.09)
GF Value™: $2,361.47 vs. price of $2,165.85 (8.3% below fair value)
Industry Position: 98.7% below the Insurance median (#420 of 423)
No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
White Mountains Insurance Group Business Description
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
75GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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