Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.79
Equity-to-Asset	0.07
Debt-to-Equity	0.93
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.46	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.8
	3-Year EPS without NRI Growth Rate	15.9
	3-Year Book Growth Rate	-1.9

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	24.36
	9-Day RSI	29.33
	14-Day RSI	32.85
	6-1 Month Momentum %	2.74
	12-1 Month Momentum %	-25.89

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.85
	Dividend Payout Ratio	0.37
	3-Year Dividend Growth Rate	5.3
	Forward Dividend Yield %	3.85
	5-Year Yield-on-Cost %	4.75
	3-Year Average Share Buyback Ratio	1.2
	Shareholder Yield %	-77.57

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	12.5
	FCF Margin %	16.08
	ROE %	7.58
	ROA %	0.54
	Years of Profitability over Past 10-Year	9

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.45
	PE Ratio without NRI	9.61
	Shiller PE Ratio	11.73
	Price-to-Owner-Earnings	10.65
	PEG Ratio	16.02
	PS Ratio	1.18
	PB Ratio	0.69
	Price-to-Tangible-Book	0.7
	Price-to-Free-Cash-Flow	7.36
	Price-to-Operating-Cash-Flow	6.65
	EV-to-Revenue	1.52
	EV-to-FCF	9.36
	Price-to-Projected-FCF	0.39
	Price-to-DCF (Earnings Based)	0.68
	Price-to-DCF (FCF Based)	0.64
	Price-to-Median-PS-Value	0.51
	Price-to-Graham-Number	0.55
	FCF Yield %	13.56
	Forward Rate of Return (Yacktman) %	13.21

Financials (Next Earnings Date:2024-04-26 Est.)

Annual Quarterly TTM

OPOF's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Old Point Financial Corp Operating Data

Annual Quarterly

OPOF's Complete Operating Data

No operating data available for Old Point Financial Corp.

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with NAS:OPOF

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Old Point Financial Corp Executives

Details

GF Value: $28.98

OPOF

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with OPOF. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	61.852
	EPS (TTM) ($)	1.54
	Beta	-0.66
	Volatility %	45.96
	14-Day RSI	32.85
	14-Day ATR ($)	0.417894
	20-Day SMA ($)	15.389815
	12-1 Month Momentum %	-25.89
	52-Week Range ($)	14 - 23.24
	Shares Outstanding (Mil)	5.04

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Old Point Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Old Point Financial Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Old Point Financial Corp Frequently Asked Questions

What is Old Point Financial Corp(OPOF)'s stock price today?

The current price of OPOF is $14.55. The 52 week high of OPOF is $23.24 and 52 week low is $14.00.

When is next earnings date of Old Point Financial Corp(OPOF)?

The next earnings date of Old Point Financial Corp(OPOF) is 2024-04-26 Est..

Does Old Point Financial Corp(OPOF) pay dividends? If so, how much?

The Dividend Yield % of Old Point Financial Corp(OPOF) is 3.85% (As of Today), Highest Dividend Payout Ratio of Old Point Financial Corp(OPOF) was 1.24. The lowest was 0.26. And the median was 0.39. The Forward Dividend Yield % of Old Point Financial Corp(OPOF) is 3.85%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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