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Business Description
Provident Financial Holdings Inc
NAICS : 522120
SIC : 6035
ISIN : US7438681014
Description
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. Through the bank, it is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services, and originating and purchasing single-family, multi-family, commercial real estate, construction, and other mortgage loans and, to a lesser extent, commercial business and consumer loans held for investment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.12 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 2.97 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.49 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.1 | |||||
| 3-Year EPS without NRI Growth Rate | 2 | |||||
| 3-Year FCF Growth Rate | -26.9 | |||||
| 3-Year Book Growth Rate | 4 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 24.33 | |||||
| 9-Day RSI | 24.43 | |||||
| 14-Day RSI | 26.15 | |||||
| 3-1 Month Momentum % | -2.78 | |||||
| 6-1 Month Momentum % | 11.39 | |||||
| 12-1 Month Momentum % | 15.22 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.04 | |||||
| Dividend Payout Ratio | 0.62 | |||||
| Forward Dividend Yield % | 4.04 | |||||
| 5-Year Yield-on-Cost % | 4.04 | |||||
| 3-Year Average Share Buyback Ratio | 3.2 | |||||
| Shareholder Yield % | -3.49 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 16.18 | |||||
| FCF Margin % | 11.53 | |||||
| ROE % | 4.8 | |||||
| ROA % | 0.49 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 15.26 | |||||
| Forward PE Ratio | 9.66 | |||||
| PE Ratio without NRI | 15.26 | |||||
| Shiller PE Ratio | 13.36 | |||||
| Price-to-Owner-Earnings | 19.87 | |||||
| PEG Ratio | 4.49 | |||||
| PS Ratio | 2.49 | |||||
| PB Ratio | 0.72 | |||||
| Price-to-Tangible-Book | 0.72 | |||||
| Price-to-Free-Cash-Flow | 21.61 | |||||
| Price-to-Operating-Cash-Flow | 18.73 | |||||
| EV-to-Revenue | 11.17 | |||||
| EV-to-FCF | 96.27 | |||||
| Price-to-GF-Value | 0.94 | |||||
| Price-to-Projected-FCF | 0.3 | |||||
| Price-to-Median-PS-Value | 1.03 | |||||
| Price-to-Graham-Number | 0.7 | |||||
| FCF Yield % | 4.77 | |||||
| Forward Rate of Return (Yacktman) % | 13.66 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Provident Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 38.444 | ||
| EPS (TTM) ($) | 0.91 | ||
| Beta | 0.34 | ||
| 3-Year Sharpe Ratio | -0.17 | ||
| 3-Year Sortino Ratio | -0.26 | ||
| Volatility % | 17.02 | ||
| 14-Day RSI | 26.15 | ||
| 14-Day ATR ($) | 0.378439 | ||
| 20-Day SMA ($) | 14.5015 | ||
| 12-1 Month Momentum % | 15.22 | ||
| 52-Week Range ($) | 12.01 - 16.7 | ||
| Shares Outstanding (Mil) | 6.69 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Provident Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Provident Financial Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Provident Financial Holdings Inc Frequently Asked Questions
What is Provident Financial Holdings Inc(PROV)'s stock price today?
The current price of PROV is $13.89. The 52 week high of PROV is $16.70 and 52 week low is $12.01.
When is next earnings date of Provident Financial Holdings Inc(PROV)?
The next earnings date of Provident Financial Holdings Inc(PROV) is 2025-04-29 Est..
Does Provident Financial Holdings Inc(PROV) pay dividends? If so, how much?
The Dividend Yield % of Provident Financial Holdings Inc(PROV) is 4.04% (As of Today), Highest Dividend Payout Ratio of Provident Financial Holdings Inc(PROV) was 1.94. The lowest was 0.43. And the median was 0.55. The Forward Dividend Yield % of Provident Financial Holdings Inc(PROV) is 4.04%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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