Business Description
Provident Financial Holdings Inc
NAICS : 522180
SIC : 6035
ISIN : US7438681014
Total Employee Number:
163Description
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.21 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 2.17 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -3.22 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.8 | |||||
3-Year EPS without NRI Growth Rate | -8.7 | |||||
3-Year FCF Growth Rate | -8.2 | |||||
3-Year Book Growth Rate | 3.4 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 5.42 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 71.35 | |||||
9-Day RSI | 63.44 | |||||
14-Day RSI | 59.74 | |||||
3-1 Month Momentum % | -0.41 | |||||
6-1 Month Momentum % | 5.82 | |||||
12-1 Month Momentum % | 7.3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.24 | |||||
Dividend Payout Ratio | 0.61 | |||||
Forward Dividend Yield % | 3.24 | |||||
5-Year Yield-on-Cost % | 3.24 | |||||
3-Year Average Share Buyback Ratio | 3.3 | |||||
Shareholder Yield % | 16.4 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15.55 | |||||
FCF Margin % | 18.86 | |||||
OCF Margin % | 20.61 | |||||
ROE % | 4.76 | |||||
ROA % | 0.49 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.76 | |||||
Forward PE Ratio | 14.68 | |||||
PE Ratio without NRI | 18.76 | |||||
Shiller PE Ratio | 16.39 | |||||
Price-to-Owner-Earnings | 14.94 | |||||
PEG Ratio | 5.36 | |||||
PS Ratio | 2.89 | |||||
PB Ratio | 0.86 | |||||
Price-to-Tangible-Book | 0.86 | |||||
Price-to-Free-Cash-Flow | 15.34 | |||||
Price-to-Operating-Cash-Flow | 14.03 | |||||
EV-to-Revenue | 8.28 | |||||
EV-to-FCF | 43.92 | |||||
Price-to-GF-Value | 1.08 | |||||
Price-to-Projected-FCF | 0.56 | |||||
Price-to-Median-PS-Value | 1.12 | |||||
Price-to-Graham-Number | 0.85 | |||||
FCF Yield % | 6.85 | |||||
Forward Rate of Return (Yacktman) % | 11.27 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Provident Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 39.222 | ||
| EPS (TTM) ($) | 0.92 | ||
| Beta | 0.3974 | ||
| 3-Year Sharpe Ratio | 0.38 | ||
| 3-Year Sortino Ratio | 0.72 | ||
| Volatility % | 7.61 | ||
| 14-Day RSI | 59.74 | ||
| 14-Day ATR ($) | 0.189795 | ||
| 20-Day SMA ($) | 17.114 | ||
| 12-1 Month Momentum % | 7.3 | ||
| 52-Week Range ($) | 14.95 - 17.42 | ||
| Shares Outstanding (Mil) | 6.25 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Provident Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Provident Financial Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-11-20 11:00 | In 132 days | ||
| First quarter earnings conference call for 2027 | 2026-10-29 09:00 | In 110 days | ||
| First quarter earnings results for 2027 | 2026-10-29 | In 109 days | ||
| Annual report for 2026 | 2026-08-28 | In 47 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-07-29 09:00 | In 18 days | ||
| Fourth quarter earnings results for 2026 | 2026-07-28 | In 16 days | ||
| USD 0.140000 Cash Dividend | 2026-05-14 | 17.00 (-0.35%) | ||
| Third quarter earnings conference call for 2026 | 2026-04-29 09:00 | 17.14 (-1.61%) | ||
| Third quarter earnings results for 2026 | 2026-04-28 | 17.01 (-1.39%) | ||
| USD 0.140000 Cash Dividend | 2026-02-12 | 16.29 (+0.62%) |
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Provident Financial Holdings Inc Frequently Asked Questions
What is Provident Financial Holdings Inc(PROV)'s stock price today?
The current price of PROV is $17.26. The 52 week high of PROV is $17.42 and 52 week low is $14.95.
When is next earnings date of Provident Financial Holdings Inc(PROV)?
The next earnings date of Provident Financial Holdings Inc(PROV) is 2026-07-28 Est..
Does Provident Financial Holdings Inc(PROV) pay dividends? If so, how much?
The Dividend Yield %  of Provident Financial Holdings Inc(PROV) is 3.24% (As of Today), Highest Dividend Payout Ratio of Provident Financial Holdings Inc(PROV) was 1.94. The lowest was 0.46. And the median was 0.56. The  Forward Dividend Yield % of Provident Financial Holdings Inc(PROV) is 3.24%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:PROV
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Provident Financial Holdings Inc
No articles.
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