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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 1.13
OZK's Cash-to-Debt is ranked higher than
56% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. OZK: 1.13 )
Ranked among companies with meaningful Cash-to-Debt only.
OZK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.25 Max: No Debt
Current: 1.13
0.08
No Debt
Equity-to-Asset 0.17
OZK's Equity-to-Asset is ranked higher than
88% of the 1386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. OZK: 0.17 )
Ranked among companies with meaningful Equity-to-Asset only.
OZK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.17
Current: 0.17
0.06
0.17
Debt-to-Equity 0.09
OZK's Debt-to-Equity is ranked higher than
92% of the 1222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.72 vs. OZK: 0.09 )
Ranked among companies with meaningful Debt-to-Equity only.
OZK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0  Med: 1.04 Max: 3.13
Current: 0.09
0
3.13
Debt-to-EBITDA 0.35
OZK's Debt-to-EBITDA is ranked higher than
88% of the 1236 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.99 vs. OZK: 0.35 )
Ranked among companies with meaningful Debt-to-EBITDA only.
OZK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.35
Current: 0.35
0
0.35
Beneish M-Score: -1.99
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Net Margin % 45.71
OZK's Net Margin % is ranked higher than
93% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 23.34 vs. OZK: 45.71 )
Ranked among companies with meaningful Net Margin % only.
OZK' s Net Margin % Range Over the Past 10 Years
Min: 25.45  Med: 36.66 Max: 47.97
Current: 45.71
25.45
47.97
ROE % 12.74
OZK's ROE % is ranked higher than
80% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.73 vs. OZK: 12.74 )
Ranked among companies with meaningful ROE % only.
OZK' s ROE % Range Over the Past 10 Years
Min: 12.42  Med: 15.4 Max: 27.2
Current: 12.74
12.42
27.2
ROA % 2.07
OZK's ROA % is ranked higher than
89% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. OZK: 2.07 )
Ranked among companies with meaningful ROA % only.
OZK' s ROA % Range Over the Past 10 Years
Min: 1.15  Med: 2.06 Max: 2.85
Current: 2.07
1.15
2.85
3-Year Revenue Growth Rate 18.60
OZK's 3-Year Revenue Growth Rate is ranked higher than
90% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. OZK: 18.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
OZK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 8  Med: 16.8 Max: 28
Current: 18.6
8
28
3-Year EPS without NRI Growth Rate 30.10
OZK's 3-Year EPS without NRI Growth Rate is ranked higher than
89% of the 1163 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.80 vs. OZK: 30.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
OZK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 1.1  Med: 23.9 Max: 45.8
Current: 30.1
1.1
45.8
» OZK's 30-Y Financials

Financials (Next Earnings Date: 2019-01-17 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

OZK Guru Trades in

OZK Guru Trades in

OZK Guru Trades in

Q2 2018

OZK Guru Trades in Q2 2018

Diamond Hill Capital 2,237,571 sh (New)
Chuck Royce 99,100 sh (New)
Steven Cohen 2,700 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with OZK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NYSE:FHN, NYSE:SNV, NYSE:WAL, NAS:PBCT, NYSE:WBS, NAS:PACW, NAS:BOKF, NYSE:STL, NAS:CBSH, NYSE:CIT, NAS:UMPQ, NAS:FCNCA, NAS:WTFC, NYSE:PB, NAS:SBNY, NAS:PNFP, NAS:TCBI, NAS:BPOP, NYSE:CFR, NYSE:ASB » details
Traded in other countries:BO8.Germany, OZK.Mexico,
Headquarter Location:USA
Bank of the Ozarks Inc operates in the financial domain of the United States. Its main occupation is that of banking operations, through which it renders real estate loans.

Bank of the Ozarks is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices primarily in the southeastern United States, as well as Texas, New York, and California. The bank holding company also owns a number of finance subsidiary business trusts formed in connection with the issuance of debt and preferred securities. Bank of the Ozarks provides a wide range of retail and commercial banking services, but principally concentrates its activities in real estate loans, which account for the great majority of the bank's loans and leases. The bank's real estate lending arm, which finances many metropolitan construction and development projects, extends further than many of its community banking competitors.

Top Ranked Articles about Bank OZK

ACTION ALERT: The Schall Law Firm Announces the Filing of a Class Action Lawsuit Against Bank OZK and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm
Bragar Eagel & Squire, P.C. Reminds Investors That Class Action Lawsuits Have Been Filed Against Bank OZK, Nektar, and Honeywell and Encourages Investors to Contact the Firm
BANK OZK SHAREHOLDER ALERT: CLAIMSFILER REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuit Against Bank OZK - OZK
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Bank OZK - OZK
INVESTOR REMINDER ALERT: The Schall Law Firm Announces the Filing of a Class Action Lawsuit Against Bank OZK and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm
OZK LOSS NOTICE: Rosen Law Firm Announces Filing of Securities Class Action Lawsuit Against Bank OZK; Important Deadline – OZK
Investor Alert: Kaplan Fox Announces Investigation Of Bank OZK
BANK OZK SHAREHOLDER ALERT BY FORMER LOUISIANA ATTORNEY GENERAL: KAHN SWICK & FOTI, LLC REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuit Against Bank OZK - OZK
INVESTOR ACTION REMINDER: The Schall Law Firm Announces the Filing of a Class Action Lawsuit Against Bank OZK and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Bank OZK - OZK

Ratios

vs
industry
vs
history
PE Ratio 7.51
OZK's PE Ratio is ranked higher than
68% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. OZK: 7.51 )
Ranked among companies with meaningful PE Ratio only.
OZK' s PE Ratio Range Over the Past 10 Years
Min: 6.88  Med: 14.82 Max: 27.76
Current: 7.51
6.88
27.76
Forward PE Ratio 8.06
OZK's Forward PE Ratio is ranked higher than
70% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. OZK: 8.06 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 7.51
OZK's PE Ratio without NRI is ranked higher than
68% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. OZK: 7.51 )
Ranked among companies with meaningful PE Ratio without NRI only.
OZK' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.88  Med: 14.82 Max: 27.76
Current: 7.51
6.88
27.76
Price-to-Owner-Earnings 8.80
OZK's Price-to-Owner-Earnings is ranked higher than
58% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.15 vs. OZK: 8.80 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
OZK' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.25  Med: 20.24 Max: 76.77
Current: 8.8
5.25
76.77
PB Ratio 0.94
OZK's PB Ratio is ranked lower than
62% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. OZK: 0.94 )
Ranked among companies with meaningful PB Ratio only.
OZK' s PB Ratio Range Over the Past 10 Years
Min: 0.89  Med: 2.23 Max: 3.86
Current: 0.94
0.89
3.86
PS Ratio 3.43
OZK's PS Ratio is ranked lower than
81% of the 1373 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. OZK: 3.43 )
Ranked among companies with meaningful PS Ratio only.
OZK' s PS Ratio Range Over the Past 10 Years
Min: 2.2  Med: 5.51 Max: 10.18
Current: 3.43
2.2
10.18
Price-to-Free-Cash-Flow 8.57
OZK's Price-to-Free-Cash-Flow is ranked lower than
60% of the 754 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. OZK: 8.57 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
OZK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 8.31  Med: 21.01 Max: 267.8
Current: 8.57
8.31
267.8
Price-to-Operating-Cash-Flow 7.45
OZK's Price-to-Operating-Cash-Flow is ranked lower than
59% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.07 vs. OZK: 7.45 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
OZK' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.48  Med: 18.03 Max: 66.04
Current: 7.45
5.48
66.04
EV-to-Revenue 3.38
OZK's EV-to-Revenue is ranked lower than
57% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.50 vs. OZK: 3.38 )
Ranked among companies with meaningful EV-to-Revenue only.
OZK' s EV-to-Revenue Range Over the Past 10 Years
Min: 2.6  Med: 6.6 Max: 10.6
Current: 3.38
2.6
10.6
Shiller PE Ratio 14.20
OZK's Shiller PE Ratio is ranked lower than
58% of the 573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.24 vs. OZK: 14.20 )
Ranked among companies with meaningful Shiller PE Ratio only.
OZK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.35  Med: 24.71 Max: 51.29
Current: 14.2
11.35
51.29

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.03
OZK's Dividend Yield % is ranked lower than
69% of the 2530 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. OZK: 3.03 )
Ranked among companies with meaningful Dividend Yield % only.
OZK' s Dividend Yield % Range Over the Past 10 Years
Min: 0.98  Med: 1.42 Max: 3.09
Current: 3.03
0.98
3.09
Dividend Payout Ratio 0.22
OZK's Dividend Payout Ratio is ranked higher than
77% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. OZK: 0.22 )
Ranked among companies with meaningful Dividend Payout Ratio only.
OZK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.24 Max: 0.31
Current: 0.22
0.13
0.31
3-Year Dividend Growth Rate 14.70
OZK's 3-Year Dividend Growth Rate is ranked higher than
73% of the 790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. OZK: 14.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
OZK' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 19.9 Max: 65.1
Current: 14.7
0
65.1
Forward Dividend Yield % 3.02
OZK's Forward Dividend Yield % is ranked lower than
73% of the 2459 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. OZK: 3.02 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 8.26
OZK's 5-Year Yield-on-Cost % is ranked higher than
70% of the 2507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. OZK: 8.26 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
OZK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.68  Med: 3.89 Max: 8.45
Current: 8.26
2.68
8.45
3-Year Average Share Buyback Ratio -17.10
OZK's 3-Year Average Share Buyback Ratio is ranked lower than
85% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.40 vs. OZK: -17.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
OZK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.1  Med: -1.4 Max: 0
Current: -17.1
-18.1
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.14
OZK's Price-to-Tangible-Book is ranked lower than
69% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. OZK: 1.14 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
OZK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.02  Med: 2.51 Max: 4.89
Current: 1.14
1.02
4.89
Price-to-Intrinsic-Value-Projected-FCF 0.58
OZK's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
64% of the 867 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. OZK: 0.58 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
OZK' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.57  Med: 1.93 Max: 3.7
Current: 0.58
0.57
3.7
Price-to-Median-PS-Value 0.62
OZK's Price-to-Median-PS-Value is ranked higher than
68% of the 1305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. OZK: 0.62 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
OZK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.27  Med: 0.92 Max: 1.7
Current: 0.62
0.27
1.7
Price-to-Graham-Number 0.62
OZK's Price-to-Graham-Number is ranked higher than
54% of the 1212 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. OZK: 0.62 )
Ranked among companies with meaningful Price-to-Graham-Number only.
OZK' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.57  Med: 1.29 Max: 2.18
Current: 0.62
0.57
2.18

More Statistics

Revenue (TTM) (Mil) $980.57
EPS (TTM) $ 3.49
Beta1.84
Volatility28.85%
52-Week Range $24.15 - 53.70
Shares Outstanding (Mil)128.61

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 987 986 1,070
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 3.18 3.27 3.55
EPS without NRI ($) 3.18 3.27 3.55
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.80 0.91 1.03

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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