OZK (Bank OZK) Dividend Payout Ratio: 0.32 (As of Mar. 2026) — 23% Above Median


OZK Bank OZK OZK
80 GF Score
Price $49.84
GF Value $49.40
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank OZK Dividend Payout Ratio?

Bank OZK OZK -5.70% 80 Dividend Payout Ratio is 0.32 as of Mar. 2026, which is 23% above its 10-year median of 0.26. GuruFocus rates OZK with a GF Score™ of 80/100 and a GF Value™ of $49.40 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,170 Banks companies, Bank OZK ranks better than 57.44% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank OZK's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.32.

The historical rank and industry rank for Bank OZK's Dividend Payout Ratio or its related term are showing as below:

OZK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.26   Max: 0.48
Current: 0.29

During the past 13 years, the highest Dividend Payout Ratio of Bank OZK was 0.48. The lowest was 0.21. And the median was 0.26.

OZK's Dividend Payout Ratio is ranked better than
57.44% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs OZK: 0.29

As of today (2026-07-02), the Dividend Yield % of Bank OZK is 3.67%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank OZK was 6.30%. The lowest was 1.12%. And the median was 3.02%.

Bank OZK's Dividends per Share for the months ended in Mar. 2026 was $0.46.

During the past 12 months, Bank OZK's average Dividends Per Share Growth Rate was 9.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 12.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank OZK was 65.10% per year. The lowest was 6.90% per year. And the median was 14.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank OZK (NAS:OZK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank OZK Dividend Payout Ratio Related Terms

Bank OZK Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank OZK's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank OZK Dividend Payout Ratio Chart

Bank OZK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.28 0.25 0.26 0.28

Bank OZK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.27 0.28 0.29 0.32

OZK vs HOMB, AX, ASB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank OZK's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank OZK Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank OZK's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank OZK's Dividend Payout Ratio falls into.


OZK
80GF Score
Bank OZK OZK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank OZK Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank OZK's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.74/ 6.152
=0.28

Bank OZK's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.46/ 1.434
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.32 mean?
Bank OZK (OZK) has a Dividend Payout Ratio of 0.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank OZK and its competitors. This is 23% above median its historical median of 0.26. Over the past decade, Bank OZK's Dividend Payout Ratio has ranged from 0.21 to 0.48. According to the industry distribution chart, Bank OZK ranks #498 out of 1170 companies in the Banks industry, placing it in the top 42.6%.
Is Bank OZK's Dividend Payout Ratio too high?
Bank OZK's current Dividend Payout Ratio of 0.32 is 23% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Bank OZK's value of 0.32 is 0% at this industry median. Based on the distribution chart, Bank OZK ranks #498 out of 1170 companies in the Banks industry, which is above the industry midpoint. Overall, Bank OZK has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank OZK's Dividend Payout Ratio compare to HOMB and AX?
According to the Banks industry distribution chart, Bank OZK ranks #498 out of 1170 companies for Dividend Payout Ratio. This puts Bank OZK in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank OZK's value of 0.32 is 0% at this benchmark. Historically, Bank OZK's own Dividend Payout Ratio has ranged from 0.21 to 0.48 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Bank OZK has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank OZK's current Dividend Payout Ratio of 0.32 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank OZK and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank OZK's current Dividend Payout Ratio is 0.32, which is 23% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank OZK stock overvalued right now?
Based on GuruFocus' analysis, Bank OZK (OZK) is currently considered Fairly Valued. The stock's GF Value™ is $49.40, compared to a current price of $49.84 — trading 0.9% above its estimated fair value. The current Dividend Payout Ratio is 0.32, which is 23% above median its 10-year median of 0.26 and 0% at the Banks industry median of 0.32. Bank OZK's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank OZK (OZK), the current Dividend Payout Ratio is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank OZK (OZK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank OZK stock appears to be overvalued. The current stock price of $49.84 is trading 0.9% above its estimated GF Value™ of $49.40. GuruFocus considers Bank OZK to be Fairly Valued.

Key valuation signals for OZK:

  • Dividend Payout Ratio: 0.32 (23% above median its 10-year median of 0.26)
  • GF Value™: $49.40 vs. price of $49.84 (0.9% above fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 0% at the Banks median (#498 of 1170)

No single metric tells the full story. See the OZK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank OZK Business Description

Address 18000 Cantrell Road, Little Rock, AR, USA, 72223
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
80GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.84
Price
$49.40
GF Value