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Q3 2020 Bank of the Philippine Islands Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to BPI's Third Quarter Earnings Call. This is Chinky Lukban. I'm the Head of Corporate Strategy and Investor Relations here at BPI. Some housekeeping reminders before we proceed. All participants are requested to use the log in convention of company name, first name and last name. Keep your lines on mute so as to minimize background noise and use the Raise Hand or Chat functions for queuing during the Q&A session.
We have -- I'm pleased to introduce our speakers for this afternoon. I am pleased to introduce our President and CEO, Mr. Bong Consing; and Executive Vice President and Chief Finance Officer, Tere Marcial. We will start with a few words from Mr. Consing on the third quarter results, and Ms. Marcial will briefly go through the presentation deck that was sent out earlier. Thereafter, we will have a Q&A session and wrap up with some final thoughts by Mr. Consing.
Bong, I turn over to you.
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