Q3 2022 Bank of the Philippine Islands Earnings Call Transcript
Good afternoon, ladies and gentlemen. Welcome to BPI's Third Quarter 2022 Earnings Call.
This is Chinky Lukban from the Strategy Office. I'm your moderator for this session. I am pleased to introduce to you our speakers and panelists this afternoon. We have TG Limcaoco, our President and CEO; Eric Luchangco, our CFO and Chief Sustainability Officer; Juan Syquia, Head of Corporate Banking; Theresa Marcial, Head of Wealth Management; Jojo Ocampo, Head of our Mass Retail Products; Ginbee Go, Head of Consumer Banking. We also acknowledge the presence of the rest of the BPI leadership team joining this call.
This afternoon's agenda will begin with opening remarks from our President, TG Limcaoco, followed by our CFO, Eric Luchangco, who will walk through this quarter's macroeconomic updates, performance highlights and digital updates. Just some housekeeping reminders before we proceed. Please identify yourself by your name and your company, so we can address you accordingly. Keep your line on mute to
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