Renasant Corp (NYSE:RNST)

Q1 2026 Renasant Corp Earnings Call Transcript

Apr 29, 2026 / 02:00 PM GMT

Release Date Price: $39.82 (-0.25%)

Transcript 10-Q8-K

Key Points

Positve

Renasant Corp (RNST) reported a 41% year-over-year increase in adjusted earnings per share, reaching $0.93.
The company achieved significant improvements in key financial metrics, including an increase in adjusted return on assets from 95 basis points to 133 basis points.
Renasant Corp (RNST) successfully completed its largest merger, conversion, and integration, maintaining a customer-centric approach.
Deposits increased by $626.4 million from the previous quarter, representing an 11.8% annualized growth.
The company is actively hiring talented bankers, with 18 revenue producers hired in Q1, indicating a focus on growth and market expansion.

Negative

Loans decreased by $71.8 million on a linked-quarter basis, or 1.5% annualized, indicating a contraction in loan growth.
Net interest income decreased by $3.8 million quarter over quarter, reflecting challenges in maintaining interest income levels.
Non-interest income saw a decline of $0.9 million, primarily due to the absence of a one-time gain recognized in the previous quarter.
The adjusted loan yields decreased by 7 basis points to 6.04%, indicating pressure on loan profitability.
The net interest margin decreased by two basis points to 3.87%, highlighting challenges in maintaining margin levels.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

RNST.N - Renasant Corp
Q1 2026 Renasant Corp Earnings Call
Apr 29, 2026 / 02:00PM GMT

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Presentation
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Unidentified_1 [1]
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Good morning and welcome to the Renaissance Corporation 2026 First Quarter Earnings Conference Call and Webcast. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing star then zero on your telephone keypad. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your telephone keypad. To withdraw your question, please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Kelly Hutchison, Executive Vice. President and Chief Accounting Officer with Renasant Corporation. Please go ahead.

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