Q2 2026 Renasant Corp Earnings Call Transcript

Jul 29, 2026 / 02:00 PM GMT

Release Date Price: $43.83 (-0.14%)

Transcript 8-K

Key Points

Positve

Adjusted earnings per share increased by 36% year-over-year to $0.94.
Adjusted return on average tangible common equity improved to 16.25% from 13.5% a year ago.
Efficiency ratio improved significantly from 67.6% to 57.9%.
Loan growth was strong, with an increase of $220.9 million on a link quarter basis.
Renasant Corp (RNST) opened over 10,000 new accounts in Q2, equating to approximately $380 million in new deposits.

Negative

Deposits decreased by $398.4 million from the first quarter, primarily due to seasonal outflows of public fund deposits.
Net interest margin decreased by 4 basis points to 3.83%.
Non-interest expense increased by $6.2 million, driven by deferred compensation accruals and higher health insurance claims.
Credit loss provision on loans was recorded at $3.8 million.
Loan payoffs, particularly in commercial real estate, continue to be a headwind.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

RNST.N - Renasant Corp
Q2 2026 Renasant Corp Earnings Call
Jul 29, 2026 / 02:00PM GMT

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Presentation
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Unidentified_1 [1]
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Good day and welcome to Renaissance Corporation's 2026 second quarter earnings conference call and webcast.

All participants will be in a listen-only mode for the duration of the call, and should you need any assistance today, please signal a conference specialist by pressing the star key, followed by 0.

After today's presentation, there will be an opportunity to ask questions.

To ask a question, you may press star, then 1 on your telephone keypad.

If you have to withdraw a question, please press star, then 2.

Also, please be aware that today's call is being recorded.

I would now like to turn the call to Kelly Hutchison, Executive Vice President and Chief Accounting Officer.

Please

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