Q4 2024 Sezzle Inc Earnings Call Transcript

Feb 25, 2025 / 10:00 PM GMT

Release Date Price: $48.57 (+2.54%)

Transcript 10-K8-K

Key Points

Positve

Sezzle Inc (SEZL) reported a 100% year-over-year revenue growth in Q4 2024, driven by a strong holiday season and the launch of new products.
The company achieved a significant increase in net income, more than tenfold compared to 2023, showcasing strong financial performance.
Sezzle Inc (SEZL) introduced a new product, OnDemand, which has shown promising early results with a 130% year-on-year increase in monthly on-demand and subscriber users (mods).
The partnership with Webbank allowed Sezzle Inc (SEZL) to unify its fee structure across the United States, leading to increased revenue and trust margin.
Sezzle Inc (SEZL) anticipates double-digit revenue growth in 2025, with pre-tax net income expected to rise by at least 55% compared to 2024.

Negative

Sezzle Inc (SEZL) faces challenges with higher loss rates among newer user groups, which could impact profitability.
The company expects a principal loss rate of 2.5% to 3% in 2025, indicating potential risks in credit losses.
There is a possibility of a decline in subscriber count due to the interplay between OnDemand and subscription products.
Sezzle Inc (SEZL) is still in the early stages of rolling out new products like couponing, which may take time to show full benefits.
The company faces competition from larger peers with more significant financial resources, which could impact market share growth.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

SEZL.OQ - Sezzle Inc
Q4 2024 Sezzle Inc Earnings Call
Feb 25, 2025 / 10:00PM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Good day and welcome to the Celto Inc. 4th quarter financial results conference call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by 0. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star, then 1 on a touchstone phone. To withdraw your question, please press star, then 2. Please note this event is being recorded. I would now like to turn the conference over to Charlie you can. Please go ahead.

--------------------------------------------------------------------------------
Unidentified_2 [2]
--------------------------------------------------------------------------------

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.