Business Description
Sezzle Inc
NAICS : 522220
SIC : 6159
ISIN : US78435P1057
Share Class Description:
SEZL: Chess Depository InterestTotal Employee Number:
201Compare
Compare
Traded in other countries / regions
SEZL.USA0SE0.Germany1SEZL.Italy Index Membership
Russell 2000Russell 3000 IPO Date
2020-05-05Description
Sezzle Inc is a financing institution that offers technology-driven payment platform. The Sezzle Platform offers a payments solution for consumers in the United States and Canada that has the ability to instantly extend credit at the point-of-sale, allowing consumers to purchase and receive merchandise while paying in installments over time. Consumers pay a portion of the purchase price at the point-of-sale as a down payment, and then pay off the remaining amount over time through scheduled payments. It also offer the ability to pay-in-full using the Sezzle Platform. Its operations comprise one reportable segment, the majority of which derives revenue from payment processing platform in North America.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.65 | |||||
Equity-to-Asset | 0.51 | |||||
Debt-to-Equity | 0.52 | |||||
Debt-to-EBITDA | 0.6 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 14.52 | |||||
Beneish M-Score | -3.22 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 48.5 | |||||
3-Year FCF Growth Rate | 193.2 | |||||
3-Year Book Growth Rate | 45.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 29.92 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 24.81 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 46.19 | |||||
9-Day RSI | 42.89 | |||||
14-Day RSI | 42.03 | |||||
3-1 Month Momentum % | 46.51 | |||||
6-1 Month Momentum % | 136.4 | |||||
12-1 Month Momentum % | 108.78 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.02 | |||||
Quick Ratio | 4.02 | |||||
Cash Ratio | 0.78 | |||||
Days Sales Outstanding | 4.32 | |||||
Days Payable | 144.07 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -83.8 | |||||
Shareholder Yield % | 0.88 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 72.36 | |||||
Operating Margin % | 37.78 | |||||
Net Margin % | 30.35 | |||||
EBITDA Margin % | 38.1 | |||||
FCF Margin % | 51.12 | |||||
OCF Margin % | 51.81 | |||||
ROE % | 91.19 | |||||
ROA % | 39.79 | |||||
ROIC % | 67.93 | |||||
3-Year ROIIC % | 71.05 | |||||
ROC (Joel Greenblatt) % | 28737.7 | |||||
ROCE % | 65.16 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 26.43 | |||||
Forward PE Ratio | 18.14 | |||||
PE Ratio without NRI | 27.14 | |||||
Price-to-Owner-Earnings | 34.7 | |||||
PS Ratio | 8.03 | |||||
PB Ratio | 17.41 | |||||
Price-to-Tangible-Book | 17.41 | |||||
Price-to-Free-Cash-Flow | 15.85 | |||||
Price-to-Operating-Cash-Flow | 15.64 | |||||
EV-to-EBIT | 20.41 | |||||
EV-to-EBITDA | 20.24 | |||||
EV-to-Revenue | 7.71 | |||||
EV-to-Forward-Revenue | 5.25 | |||||
EV-to-FCF | 15.08 | |||||
Price-to-GF-Value | 1.35 | |||||
Price-to-Projected-FCF | 5.68 | |||||
Price-to-Graham-Number | 4.58 | |||||
| Price-to-Net-Current-Asset-Value | 21.95 | |||||
Earnings Yield (Greenblatt) % | 4.9 | |||||
FCF Yield % | 6.7 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Sezzle Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 531.887 | ||
| EPS (TTM) ($) | 4.56 | ||
| Beta | 6.4656 | ||
| 3-Year Sharpe Ratio | 1.23 | ||
| 3-Year Sortino Ratio | 2.69 | ||
| Volatility % | 83.73 | ||
| 14-Day RSI | 42.03 | ||
| 14-Day ATR ($) | 8.279378 | ||
| 20-Day SMA ($) | 122.0455 | ||
| 12-1 Month Momentum % | 108.78 | ||
| 52-Week Range ($) | 49.5 - 195.71 | ||
| Shares Outstanding (Mil) | 33.68 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Sezzle Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Sezzle Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 172 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-25 17:00 | In 172 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-25 | In 171 days | ||
| General meeting for 2026 | 2026-11-19 | In 73 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 60 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 59 days | ||
| BTIG Consumer Finance Conference | 2026-09-17 | In 10 days | ||
| Oppenheimer FinTech Leaders Conference | 2026-09-15 | In 8 days | ||
| 8th Annual Needham Virtual FinTech & Digital Transformation Conference | 2026-08-13 | 125.44 (-2.60%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 17:00 | 174.40 (-2.40%) |
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Sezzle Inc Frequently Asked Questions
What is Sezzle Inc(SEZL)'s stock price today?
The current price of SEZL is $120.51. The 52 week high of SEZL is $195.71 and 52 week low is $49.50.
When is next earnings date of Sezzle Inc(SEZL)?
The next earnings date of Sezzle Inc(SEZL) is 2026-11-05 Est..
Does Sezzle Inc(SEZL) pay dividends? If so, how much?
Sezzle Inc(SEZL) does not pay dividend.
Guru Commentaries on NAS:SEZL
Buckley Capital
Bullish
2026 Q1
What the manager wrote
Sezzle is a mispriced buy now pay later (BNPL) business that we believe will earn approximately $5.20/share in earnings this year and $7.00/share next year, vs. our purchase price of $66/share. We believe paying 12.7x this year’s and less than 10x next year’s earnings is highly attractive for a business that can compound earnings at a 20%+ clip with a long growth runway. The BNPL space is growing at 20% per year, and SEZL has the best business model within the industry. This makes Sezzle a much lower-risk business model from a credit standpoint than its stock volatility would imply, and a very high-quality business given how quickly it is able to grow and the growth runway ahead of it.
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