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Q2 2019 Lexinfintech Holdings Ltd Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the LexinFintech Second Quarter 2019 Earnings Conference Call. (Operator Instructions) I must advise you that this conference is being recorded today.
I would like to hand the conference over to your first speaker today, Mr. Tony Hung, Senior Director of Capital Markets. Thank you. And please go ahead.
Thank you, operator. Hello, everyone, and welcome to Lexin's Second Quarter 2019 Earnings Conference Call. The company's results were issued earlier today and are posted online.
Joining me today on the call are Mr. Jay Xiao, our Founder, Chairman and Chief Executive Officer; Mr. Craig Zeng, our Chief Financial Officer; Mr. Ryan Liu, our Chief Risk Officer, [Mr. Stanley Zhou], our Senior Financial Director; and other members of our team.
For today's agenda, Mr. Xiao will provide an overview of our recent performance and highlights. Mr. Zeng will discuss our financial results, and Mr. Liu will discuss our credit
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