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Q3 2022 Lexinfintech Holdings Ltd Earnings Call Transcript
Good day, and thank you for standing by. Welcome to the LexinFintech Third Quarter 2022 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded.
And now I'd like to hand the conference over to Ms. Echo Yan, IR Director of LexinFintech. Thank you. Please go ahead.
Thank you, operator. Hello, everyone. Welcome to LexinFintech's third quarter 2022 earnings conference call. With us on the line today are CEO, Jay Xiao; President, Jared Wu; and CFO, Sunny Sun.
Before we get started, I'd like to remind you that the call and presentation contains business outlook and forward-looking statements, which are based on a assumptions as of today. The actual results may differ materially and we undertake no obligation to update forward-looking statements. Jay will first provide an update on our performance. Sunny will cover the financial results in more detail. And lastly, Jared-san will discuss risk management.
I will now turn the call over to Jay. His remarks will
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