Q3 2020 Cullen/Frost Bankers Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to Cullen/Frost's Q3 Earnings Results. (Operator Instructions)
I would now like to hand the conference over to your speaker for today, the Cullen/Frost Director, Investor Relations, Mr. A.B. Mendez. Please go ahead, sir.
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Thanks, Jerome. This afternoon's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO.
Before I turn the call over to Phil and Jerry, I need to take a moment to address the safe harbor provisions. Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995, as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, as amended. Please see the last page of text in this morning's earnings release for additional information
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