Q3 2023 Cullen/Frost Bankers Inc Earnings Call Transcript

Oct 26, 2023 / 06:00PM GMT

Release Date Price: €79

Transcript 10-Q8-K

Operator

Greetings. Welcome to Cullen/Frost Bankers Incorporated Third Quarter Earnings Conference Call. (Operator Instructions) Please note, this conference is being recorded.

I will now turn the conference over to A.B. Mendez, Senior Vice President, Director of Investor Relations. Thank you. You may begin.

A. B. Mendez;Frost Bankers

Cullen;Inc. - Director of IR

/ -

Thanks, Sherry. This afternoon's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO. Before I turn the call over to Phil and Jerry, I need to take a moment to address the safe harbor provisions.

Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended. Please see the last page of text in this morning's earnings release for

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