Business Description
First Merchants Corp
NAICS : 522110
SIC : 6021
ISIN : US3208171096
Share Class Description:
STU:FM5: Ordinary SharesTotal Employee Number:
2,086Description
First Merchants Corp, through its subsidiaries, provides its customers with financial services delivered locally by bankers. It offers personal banking, business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance. The company reports in only one segment, which is community banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.41 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.56 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.9 | |||||
3-Year EPS without NRI Growth Rate | -2.5 | |||||
3-Year FCF Growth Rate | 0.1 | |||||
3-Year Book Growth Rate | 8.1 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 28.96 | |||||
9-Day RSI | 32.59 | |||||
14-Day RSI | 36.64 | |||||
3-1 Month Momentum % | 10.06 | |||||
6-1 Month Momentum % | 13.41 | |||||
12-1 Month Momentum % | 5.68 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.54 | |||||
Dividend Payout Ratio | 0.39 | |||||
3-Year Dividend Growth Rate | 4.6 | |||||
Forward Dividend Yield % | 3.63 | |||||
5-Year Yield-on-Cost % | 4.84 | |||||
3-Year Average Share Buyback Ratio | 1.3 | |||||
Shareholder Yield % | -1.79 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 26.89 | |||||
FCF Margin % | 45.5 | |||||
OCF Margin % | 45.5 | |||||
ROE % | 7.38 | |||||
ROA % | 0.94 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.12 | |||||
Forward PE Ratio | 10.45 | |||||
PE Ratio without NRI | 10.94 | |||||
Shiller PE Ratio | 10.71 | |||||
PEG Ratio | 2.6 | |||||
PS Ratio | 3.53 | |||||
PB Ratio | 0.95 | |||||
Price-to-Tangible-Book | 1.38 | |||||
Price-to-Free-Cash-Flow | 7.73 | |||||
Price-to-Operating-Cash-Flow | 7.73 | |||||
EV-to-Revenue | 5.03 | |||||
EV-to-FCF | 11.05 | |||||
Price-to-GF-Value | 0.99 | |||||
Price-to-Projected-FCF | 0.55 | |||||
Price-to-DCF (Earnings Based) | 0.73 | |||||
Price-to-DCF (FCF Based) | 0.49 | |||||
Price-to-Median-PS-Value | 0.86 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.01 | |||||
Price-to-Graham-Number | 0.82 | |||||
FCF Yield % | 12.25 | |||||
Forward Rate of Return (Yacktman) % | 16.66 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
First Merchants Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 594.717 | ||
| EPS (TTM) (€) | 2.677 | ||
| Beta | 1.0658 | ||
| 3-Year Sharpe Ratio | 0.35 | ||
| 3-Year Sortino Ratio | 0.66 | ||
| Volatility % | 17.96 | ||
| 14-Day RSI | 36.64 | ||
| 14-Day ATR (€) | 0.666913 | ||
| 20-Day SMA (€) | 36.45 | ||
| 12-1 Month Momentum % | 5.68 | ||
| 52-Week Range (€) | 29.8 - 39.4 | ||
| Shares Outstanding (Mil) | 62.8 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Merchants Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Merchants Corp Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-25 | In 176 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-01-27 09:00 | In 148 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-26 | In 146 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 09:00 | In 52 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 50 days | ||
| USD 0.370000 Cash Dividend | 2026-09-04 | In 2 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 09:00 | 38.20 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 38.60 (+0.00%) | ||
| USD 0.370000 Cash Dividend | 2026-06-05 | 34.40 (+3.61%) | ||
| General meeting for 2025 | 2026-05-19 09:00 | 33.80 (+1.81%) |
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First Merchants Corp Frequently Asked Questions
What is First Merchants Corp(STU:FM5)'s stock price today?
The current price of STU:FM5 is €35.20. The 52 week high of STU:FM5 is €39.40 and 52 week low is €29.80.
When is next earnings date of First Merchants Corp(STU:FM5)?
The next earnings date of First Merchants Corp(STU:FM5) is 2026-10-22 Est..
Does First Merchants Corp(STU:FM5) pay dividends? If so, how much?
The Dividend Yield %  of First Merchants Corp(STU:FM5) is 3.54% (As of Today), Highest Dividend Payout Ratio of First Merchants Corp(STU:FM5) was 10.4. The lowest was 0.26. And the median was 0.32. The  Forward Dividend Yield % of First Merchants Corp(STU:FM5) is 3.63%. For more information regarding to dividend, please check our Dividend Page.
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