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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash-to-Debt 1.44
TREE's Cash-to-Debt is ranked lower than
54% of the 1615 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.12 vs. TREE: 1.44 )
Ranked among companies with meaningful Cash-to-Debt only.
TREE' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.27  Med: No Debt Max: No Debt
Current: 1.44
0.27
No Debt
Equity-to-Asset 0.47
TREE's Equity-to-Asset is ranked higher than
96% of the 1617 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.11 vs. TREE: 0.47 )
Ranked among companies with meaningful Equity-to-Asset only.
TREE' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.53 Max: 0.82
Current: 0.47
0.14
0.82
Debt-to-Equity 0.73
TREE's Debt-to-Equity is ranked lower than
60% of the 1231 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.63 vs. TREE: 0.73 )
Ranked among companies with meaningful Debt-to-Equity only.
TREE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0  Med: 0.65 Max: 1.19
Current: 0.73
0
1.19
Debt-to-EBITDA 3.77
TREE's Debt-to-EBITDA is ranked higher than
55% of the 1243 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.24 vs. TREE: 3.77 )
Ranked among companies with meaningful Debt-to-EBITDA only.
TREE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.17  Med: -0.39 Max: 4.39
Current: 3.77
-6.17
4.39
Interest Coverage 5.74
TREE's Interest Coverage is ranked higher than
80% of the 1556 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.61 vs. TREE: 5.74 )
Ranked among companies with meaningful Interest Coverage only.
TREE' s Interest Coverage Range Over the Past 10 Years
Min: 5.74  Med: 165.64 Max: 5011
Current: 5.74
5.74
5011
Piotroski F-Score: 7
Altman Z-Score: 5.43
Beneish M-Score: -2.89
WACC vs ROIC
13.39%
48.07%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 8.49
TREE's Operating Margin % is ranked lower than
92% of the 1631 Companies
in the Global Specialty Finance industry.

( Industry Median: 32.81 vs. TREE: 8.49 )
Ranked among companies with meaningful Operating Margin % only.
TREE' s Operating Margin % Range Over the Past 10 Years
Min: -48.06  Med: -0.71 Max: 13.62
Current: 8.49
-48.06
13.62
Net Margin % 6.04
TREE's Net Margin % is ranked lower than
92% of the 1630 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.23 vs. TREE: 6.04 )
Ranked among companies with meaningful Net Margin % only.
TREE' s Net Margin % Range Over the Past 10 Years
Min: -108.95  Med: 2.68 Max: 60.21
Current: 6.04
-108.95
60.21
ROE % 13.76
TREE's ROE % is ranked lower than
70% of the 1631 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.44 vs. TREE: 13.76 )
Ranked among companies with meaningful ROE % only.
TREE' s ROE % Range Over the Past 10 Years
Min: -114.68  Med: 5.29 Max: 72.63
Current: 13.76
-114.68
72.63
ROA % 6.51
TREE's ROA % is ranked higher than
92% of the 1634 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.87 vs. TREE: 6.51 )
Ranked among companies with meaningful ROA % only.
TREE' s ROA % Range Over the Past 10 Years
Min: -55.6  Med: 2.87 Max: 22.06
Current: 6.51
-55.6
22.06
ROC (Joel Greenblatt) % 114.53
TREE's ROC (Joel Greenblatt) % is ranked higher than
64% of the 111 Companies
in the Global Specialty Finance industry.

( Industry Median: 15.32 vs. TREE: 114.53 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
TREE' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1115.7  Med: -29.25 Max: 388.69
Current: 114.53
-1115.7
388.69
3-Year Revenue Growth Rate 44.50
TREE's 3-Year Revenue Growth Rate is ranked higher than
98% of the 1453 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.40 vs. TREE: 44.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TREE' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -18 Max: 44.5
Current: 44.5
0
44.5
3-Year EBITDA Growth Rate 163.90
TREE's 3-Year EBITDA Growth Rate is ranked higher than
100% of the 1376 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.70 vs. TREE: 163.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
TREE' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 170.8
Current: 163.9
0
170.8
GuruFocus has detected 1 Warning Sign with LendingTree Inc TREE.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TREE's 30-Y Financials

Financials (Next Earnings Date: 2018-07-27)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2017

TREE Guru Trades in Q2 2017

Murray Stahl 8,233 sh (unchged)
Mario Gabelli 1,745 sh (-1.02%)
» More
Q3 2017

TREE Guru Trades in Q3 2017

Jim Simons 3,600 sh (New)
Murray Stahl 8,233 sh (unchged)
Mario Gabelli 1,000 sh (-42.69%)
» More
Q4 2017

TREE Guru Trades in Q4 2017

Ron Baron 98,371 sh (New)
Leucadia National 877 sh (New)
Murray Stahl 8,233 sh (unchged)
Mario Gabelli Sold Out
Jim Simons Sold Out
» More
Q1 2018

TREE Guru Trades in Q1 2018

Paul Tudor Jones 2,340 sh (New)
Chuck Royce 6,000 sh (New)
Ron Baron 103,699 sh (+5.42%)
Murray Stahl 8,233 sh (unchged)
Leucadia National Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with TREE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ron Baron 2018-03-31 Add 5.42%0.01%$328.15 - $402.6 $ 259.35-28%103,699
Leucadia National 2018-03-31 Sold Out 0.02%$328.15 - $402.6 $ 259.35-28%0
Ron Baron 2017-12-31 New Buy0.15%$221.45 - $352.5 $ 259.35-9%98,371
Leucadia National 2017-12-31 New Buy0.02%$221.45 - $352.5 $ 259.35-9%877
Mario Gabelli 2017-12-31 Sold Out $221.45 - $352.5 $ 259.35-9%0
Mario Gabelli 2017-09-30 Reduce -42.69%$167.15 - $252.15 $ 259.3521%1,000
Mario Gabelli 2017-06-30 Reduce -1.02%$116.8 - $182.05 $ 259.3573%1,745
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Specialty Finance    NAICS: 522310    SIC: 6163
Compare:NYSE:ESNT, NSE:PNBHOUSING, BOM:511288, HKSE:03360, LSE:PAG, NSE:LICHSGFIN, NYSE:WD, NYSE:NSM, XKLS:1171, OTCPK:FNMA, HKSE:00056, TSX:FN, NYSE:TRTX, NYSE:KREF, NYSE:HTGC, OTCPK:FMCC, TSX:HCG, BOM:511196, NYSE:GSBD, OSTO:HOFI » details
Traded in other countries:T77.Germany,
Headquarter Location:USA
LendingTree Inc is an online lender exchange that connects consumers with lenders, and provides online tools to aid consumers in their financial divisions. It provides services such as mortgages, refinance loans, home equity loans, among others.

LendingTree Inc is a United States-based company that is principally engaged in operating an online loan marketplace. The company provides online tools and resources that can help consumers find loans or other credit-based offerings they need, including mortgage loans, reverse mortgage, home equity, personal loans, auto loans, credit cards, student loans, small business loans, and other related offerings. The company offers consumers direct access to a broad range of lenders. The company generates match fees by matching consumers with lenders, and closing fees from lenders on loans when a transaction is closed. The company operates business solely in the United States.

Top Ranked Articles about LendingTree Inc

LendingTree Reveals How Your Neighbors Are Utilizing Equity in Their Homes
US Market Indexes Lower on Wednesday After Fed Funds Rate Increase S&P 500 closes at 2,775.63 with a loss of -0.40%
The Dow Jones Industrial Average closed at 25,201.20 on Wednesday for a loss of -119.53 or -0.47%. The S&P 500 closed at 2,775.63 for a loss of -11.22 points or -0.40%. The Nasdaq Composite closed at 7,695.70 for a loss of -8.09 points or -0.11%. The VIX Volatility Index was higher at 12.94 for a gain of 0.60 points or 4.86%. Read more...
LendingTree Completes Acquisition of Ovation Credit Services
LendingTree Reveals the Cities with the Highest Share of Vacation, Investment and Second Homes
New Research Coverage Highlights Fortuna Silver Mines, First Majestic Silver, Anheuser-Busch InBev SA/NV, Banco Bradesco S.A., LendingTree, and Aon plc — Consolidated Revenues, Company Growth, and Expectations for 2018
LendingTree Releases Monthly Mortgage Offer Report for May
LendingTree, Inc. to Present at the William Blair 38th Annual Growth Stock Conference
LendingTree Reveals Where Homebuyers See the Most Mortgage Lender Competition
CompareCards Releases 2018 Credit Card Fee Report
LendingTree Study Finds More than Half of My LendingTree Users Improved Credit Scores in Majority of 50 Metros Analyzed

Ratios

vs
industry
vs
history
PE Ratio 97.13
TREE's PE Ratio is ranked lower than
99% of the 1497 Companies
in the Global Specialty Finance industry.

( Industry Median: 15.27 vs. TREE: 97.13 )
Ranked among companies with meaningful PE Ratio only.
TREE' s PE Ratio Range Over the Past 10 Years
Min: 1.76  Med: 37.38 Max: 1699
Current: 97.13
1.76
1699
Forward PE Ratio 49.51
TREE's Forward PE Ratio is ranked lower than
100% of the 443 Companies
in the Global Specialty Finance industry.

( Industry Median: 13.87 vs. TREE: 49.51 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 81.04
TREE's PE Ratio without NRI is ranked lower than
99% of the 1499 Companies
in the Global Specialty Finance industry.

( Industry Median: 15.29 vs. TREE: 81.04 )
Ranked among companies with meaningful PE Ratio without NRI only.
TREE' s PE Ratio without NRI Range Over the Past 10 Years
Min: 14.62  Med: 66.93 Max: 451.14
Current: 81.04
14.62
451.14
Price-to-Owner-Earnings 136.00
TREE's Price-to-Owner-Earnings is ranked lower than
98% of the 896 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.46 vs. TREE: 136.00 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TREE' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.37  Med: 37.62 Max: 199.19
Current: 136
2.37
199.19
PB Ratio 9.78
TREE's PB Ratio is ranked lower than
99% of the 1612 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.24 vs. TREE: 9.78 )
Ranked among companies with meaningful PB Ratio only.
TREE' s PB Ratio Range Over the Past 10 Years
Min: 0.11  Med: 2.88 Max: 15.62
Current: 9.78
0.11
15.62
PS Ratio 5.45
TREE's PS Ratio is ranked lower than
91% of the 1570 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.56 vs. TREE: 5.45 )
Ranked among companies with meaningful PS Ratio only.
TREE' s PS Ratio Range Over the Past 10 Years
Min: 0.06  Med: 2.37 Max: 8.5
Current: 5.45
0.06
8.5
Price-to-Free-Cash-Flow 40.96
TREE's Price-to-Free-Cash-Flow is ranked lower than
95% of the 882 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.66 vs. TREE: 40.96 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
TREE' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.68  Med: 50.79 Max: 8346.67
Current: 40.96
0.68
8346.67
Price-to-Operating-Cash-Flow 37.02
TREE's Price-to-Operating-Cash-Flow is ranked lower than
96% of the 960 Companies
in the Global Specialty Finance industry.

( Industry Median: 10.67 vs. TREE: 37.02 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
TREE' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.66  Med: 34.99 Max: 152.41
Current: 37.02
0.66
152.41
EV-to-EBIT 76.03
TREE's EV-to-EBIT is ranked lower than
98% of the 1245 Companies
in the Global Specialty Finance industry.

( Industry Median: 13.08 vs. TREE: 76.03 )
Ranked among companies with meaningful EV-to-EBIT only.
TREE' s EV-to-EBIT Range Over the Past 10 Years
Min: -253.9  Med: 23 Max: 238.3
Current: 76.03
-253.9
238.3
EV-to-EBITDA 48.94
TREE's EV-to-EBITDA is ranked lower than
97% of the 1253 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.01 vs. TREE: 48.94 )
Ranked among companies with meaningful EV-to-EBITDA only.
TREE' s EV-to-EBITDA Range Over the Past 10 Years
Min: -15  Med: 21.55 Max: 110.6
Current: 48.94
-15
110.6
EV-to-Revenue 4.71
TREE's EV-to-Revenue is ranked lower than
74% of the 1276 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.24 vs. TREE: 4.71 )
Ranked among companies with meaningful EV-to-Revenue only.
TREE' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.3  Med: 1.7 Max: 8.4
Current: 4.71
-0.3
8.4
PEG Ratio 0.66
TREE's PEG Ratio is ranked lower than
58% of the 845 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.60 vs. TREE: 0.66 )
Ranked among companies with meaningful PEG Ratio only.
TREE' s PEG Ratio Range Over the Past 10 Years
Min: 0.66  Med: 1.42 Max: 3.07
Current: 0.66
0.66
3.07
Current Ratio 3.33
TREE's Current Ratio is ranked higher than
73% of the 74 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.36 vs. TREE: 3.33 )
Ranked among companies with meaningful Current Ratio only.
TREE' s Current Ratio Range Over the Past 10 Years
Min: 0.96  Med: 2.02 Max: 4.55
Current: 3.33
0.96
4.55
Quick Ratio 3.33
TREE's Quick Ratio is ranked higher than
73% of the 74 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.35 vs. TREE: 3.33 )
Ranked among companies with meaningful Quick Ratio only.
TREE' s Quick Ratio Range Over the Past 10 Years
Min: 0.96  Med: 2.02 Max: 4.55
Current: 3.33
0.96
4.55
Days Sales Outstanding 35.48
TREE's Days Sales Outstanding is ranked lower than
67% of the 60 Companies
in the Global Specialty Finance industry.

( Industry Median: 13.72 vs. TREE: 35.48 )
Ranked among companies with meaningful Days Sales Outstanding only.
TREE' s Days Sales Outstanding Range Over the Past 10 Years
Min: 11.51  Med: 32.63 Max: 54.14
Current: 35.48
11.51
54.14
Days Payable 89.25
TREE's Days Payable is ranked higher than
73% of the 22 Companies
in the Global Specialty Finance industry.

( Industry Median: 54.09 vs. TREE: 89.25 )
Ranked among companies with meaningful Days Payable only.
TREE' s Days Payable Range Over the Past 10 Years
Min: 16.83  Med: 209.84 Max: 801.18
Current: 89.25
16.83
801.18

Buy Back

vs
industry
vs
history
5-Year Yield-on-Cost % 0.20
TREE's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 2826 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.25 vs. TREE: 0.20 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TREE' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0
Current: 0.2
3-Year Average Share Buyback Ratio -1.70
TREE's 3-Year Average Share Buyback Ratio is ranked higher than
54% of the 1082 Companies
in the Global Specialty Finance industry.

( Industry Median: -2.20 vs. TREE: -1.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TREE' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -5.7  Med: -1.6 Max: 0
Current: -1.7
-5.7
0

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 61.75
TREE's Price-to-Net-Current-Asset-Value is ranked lower than
100% of the 34 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.39 vs. TREE: 61.75 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
TREE' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.52  Med: 5.55 Max: 103.48
Current: 61.75
0.52
103.48
Price-to-Tangible-Book 23.18
TREE's Price-to-Tangible-Book is ranked lower than
99% of the 1603 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.33 vs. TREE: 23.18 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TREE' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.38  Med: 4.88 Max: 40.87
Current: 23.18
0.38
40.87
Price-to-Intrinsic-Value-Projected-FCF 3.81
TREE's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
97% of the 883 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.83 vs. TREE: 3.81 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
TREE' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.97  Med: 2.63 Max: 4.82
Current: 3.81
0.97
4.82
Price-to-Median-PS-Value 2.30
TREE's Price-to-Median-PS-Value is ranked lower than
98% of the 1419 Companies
in the Global Specialty Finance industry.

( Industry Median: 9999.00 vs. TREE: 2.30 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TREE' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.05  Med: 0.98 Max: 3.2
Current: 2.3
0.05
3.2
Price-to-Peter-Lynch-Fair-Value 3.24
TREE's Price-to-Peter-Lynch-Fair-Value is ranked lower than
99.99% of the 447 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.25 vs. TREE: 3.24 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
TREE' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 3.11  Med: 7.02 Max: 9.94
Current: 3.24
3.11
9.94
Price-to-Graham-Number 9.14
TREE's Price-to-Graham-Number is ranked lower than
100% of the 1378 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.99 vs. TREE: 9.14 )
Ranked among companies with meaningful Price-to-Graham-Number only.
TREE' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.18  Med: 5.38 Max: 21.25
Current: 9.14
2.18
21.25
Earnings Yield (Greenblatt) % 1.31
TREE's Earnings Yield (Greenblatt) % is ranked lower than
75% of the 1635 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.52 vs. TREE: 1.31 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TREE' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -20791.7  Med: 1.6 Max: 450484.9
Current: 1.31
-20791.7
450484.9
Forward Rate of Return (Yacktman) % 20.82
TREE's Forward Rate of Return (Yacktman) % is ranked lower than
99.99% of the 1023 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.40 vs. TREE: 20.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
TREE' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 2.8  Med: 7.35 Max: 64.3
Current: 20.82
2.8
64.3

More Statistics

Revenue (TTM) (Mil) $666.26
EPS (TTM) $ 2.67
Beta1.80
Volatility46.69%
52-Week Range $163.70 - 404.40
Shares Outstanding (Mil)12.49

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 788 984 1,195
EBIT (Mil $)
EBITDA (Mil $) 149 202 267
EPS ($) 4.58 5.37 7.55
EPS without NRI ($) 4.58 5.37 7.55
EPS Growth Rate
(Future 3Y To 5Y Estimate)
41.00%
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: 77
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAY
Lower Leverage yoyN
Higher Current Ratio yoyY
Less Shares Outstanding yoyN
Higher Gross Margin yoyY
Higher Asset Turnover yoyY

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