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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash-to-Debt 1.20
NAS:TREE's Cash-to-Debt is ranked higher than
50% of the 1374 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.22 vs. NAS:TREE: 1.20 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:TREE' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.27  Med: No Debt Max: No Debt
Current: 1.2
0.27
No Debt
Equity-to-Asset 0.49
NAS:TREE's Equity-to-Asset is ranked higher than
97% of the 1386 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.11 vs. NAS:TREE: 0.49 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:TREE' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.52 Max: 0.82
Current: 0.49
0.14
0.82
Debt-to-Equity 0.71
NAS:TREE's Debt-to-Equity is ranked higher than
50% of the 1222 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.72 vs. NAS:TREE: 0.71 )
Ranked among companies with meaningful Debt-to-Equity only.
NAS:TREE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0  Med: 0.68 Max: 1.19
Current: 0.71
0
1.19
Debt-to-EBITDA 3.29
NAS:TREE's Debt-to-EBITDA is ranked lower than
68% of the 1236 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.99 vs. NAS:TREE: 3.29 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NAS:TREE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.17  Med: -0.39 Max: 4.39
Current: 3.29
-6.17
4.39
Interest Coverage 4.74
NAS:TREE's Interest Coverage is ranked lower than
52% of the 172 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.78 vs. NAS:TREE: 4.74 )
Ranked among companies with meaningful Interest Coverage only.
NAS:TREE' s Interest Coverage Range Over the Past 10 Years
Min: 4.74  Med: 165.64 Max: 5011
Current: 4.74
4.74
5011
Piotroski F-Score: 4
Altman Z-Score: 5.66
Beneish M-Score: -1.83
WACC vs ROIC
15.46%
57.53%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 7.95
NAS:TREE's Operating Margin % is ranked lower than
73% of the 125 Companies
in the Global Specialty Finance industry.

( Industry Median: 28.29 vs. NAS:TREE: 7.95 )
Ranked among companies with meaningful Operating Margin % only.
NAS:TREE' s Operating Margin % Range Over the Past 10 Years
Min: -48.06  Med: -0.71 Max: 13.62
Current: 7.95
-48.06
13.62
Net Margin % 10.82
NAS:TREE's Net Margin % is ranked lower than
81% of the 1390 Companies
in the Global Specialty Finance industry.

( Industry Median: 23.34 vs. NAS:TREE: 10.82 )
Ranked among companies with meaningful Net Margin % only.
NAS:TREE' s Net Margin % Range Over the Past 10 Years
Min: -108.95  Med: 2.68 Max: 60.21
Current: 10.82
-108.95
60.21
ROE % 24.07
NAS:TREE's ROE % is ranked higher than
95% of the 1390 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.73 vs. NAS:TREE: 24.07 )
Ranked among companies with meaningful ROE % only.
NAS:TREE' s ROE % Range Over the Past 10 Years
Min: -114.68  Med: 5.29 Max: 72.63
Current: 24.07
-114.68
72.63
ROA % 10.94
NAS:TREE's ROA % is ranked higher than
99% of the 1396 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.90 vs. NAS:TREE: 10.94 )
Ranked among companies with meaningful ROA % only.
NAS:TREE' s ROA % Range Over the Past 10 Years
Min: -55.6  Med: 2.87 Max: 22.06
Current: 10.94
-55.6
22.06
ROC (Joel Greenblatt) % 137.68
NAS:TREE's ROC (Joel Greenblatt) % is ranked higher than
63% of the 92 Companies
in the Global Specialty Finance industry.

( Industry Median: 36.41 vs. NAS:TREE: 137.68 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
NAS:TREE' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1115.7  Med: -29.25 Max: 388.69
Current: 137.68
-1115.7
388.69
3-Year Revenue Growth Rate 44.50
NAS:TREE's 3-Year Revenue Growth Rate is ranked higher than
98% of the 1293 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.30 vs. NAS:TREE: 44.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:TREE' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -47.3  Med: 32.4 Max: 83.8
Current: 44.5
-47.3
83.8
3-Year EBITDA Growth Rate 163.90
NAS:TREE's 3-Year EBITDA Growth Rate is ranked higher than
97% of the 94 Companies
in the Global Specialty Finance industry.

( Industry Median: 9.40 vs. NAS:TREE: 163.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:TREE' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -201.4 Max: 170.8
Current: 163.9
0
170.8
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:TREE's 30-Y Financials

Financials (Next Earnings Date: 2018-10-27 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

TREE Guru Trades in Q3 2017

Jim Simons 3,600 sh (New)
Murray Stahl 8,233 sh (unchged)
Mario Gabelli 1,000 sh (-42.69%)
» More
Q4 2017

TREE Guru Trades in Q4 2017

Leucadia National 877 sh (New)
Ron Baron 98,371 sh (New)
Murray Stahl 8,233 sh (unchged)
Jim Simons Sold Out
Mario Gabelli Sold Out
» More
Q1 2018

TREE Guru Trades in Q1 2018

Paul Tudor Jones 2,340 sh (New)
Chuck Royce 6,000 sh (New)
Ron Baron 103,699 sh (+5.42%)
Murray Stahl 8,233 sh (unchged)
Leucadia National Sold Out
» More
Q2 2018

TREE Guru Trades in Q2 2018

Chuck Royce 9,000 sh (+50.00%)
Paul Tudor Jones 2,658 sh (+13.59%)
Ron Baron 106,460 sh (+2.66%)
Murray Stahl 8,233 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with TREE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ron Baron 2018-06-30 Add 2.66%$210.15 - $328.8 $ 232.45-16%106,460
Ron Baron 2018-03-31 Add 5.42%0.01%$328.15 - $402.6 $ 232.45-35%103,699
Leucadia National 2018-03-31 Sold Out 0.02%$328.15 - $402.6 $ 232.45-35%0
Ron Baron 2017-12-31 New Buy0.15%$221.45 - $352.5 $ 232.45-18%98,371
Leucadia National 2017-12-31 New Buy0.02%$221.45 - $352.5 $ 232.45-18%877
Mario Gabelli 2017-12-31 Sold Out $221.45 - $352.5 $ 232.45-18%0
Mario Gabelli 2017-09-30 Reduce -42.69%$167.15 - $252.15 $ 232.458%1,000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Specialty Finance    NAICS: 522310    SIC: 6163
Compare:NYSE:ESNT, NSE:PNBHOUSING, BOM:511288, HKSE:03360, LSE:PAG, NSE:LICHSGFIN, NYSE:WD, NYSE:NSM, XKLS:1171, OTCPK:FNMA, HKSE:00056, TSX:FN, NYSE:TRTX, NYSE:KREF, NYSE:HTGC, OTCPK:FMCC, TSX:HCG, BOM:511196, NYSE:GSBD, OSTO:HOFI » details
Traded in other countries:T77.Germany,
Headquarter Location:USA
LendingTree Inc is an online lender exchange that connects consumers with lenders, and provides online tools to aid consumers in their financial divisions. It provides services such as mortgages, refinance loans, home equity loans, among others.

LendingTree Inc is a United States-based company that is principally engaged in operating an online loan marketplace. The company provides online tools and resources that can help consumers find loans or other credit-based offerings they need, including mortgage loans, reverse mortgage, home equity, personal loans, auto loans, credit cards, student loans, small business loans, and other related offerings. The company offers consumers direct access to a broad range of lenders. The company generates match fees by matching consumers with lenders, and closing fees from lenders on loans when a transaction is closed. The company operates business solely in the United States.

Ratios

vs
industry
vs
history
PE Ratio 45.22
TREE's PE Ratio is ranked lower than
94% of the 1278 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.76 vs. TREE: 45.22 )
Ranked among companies with meaningful PE Ratio only.
TREE' s PE Ratio Range Over the Past 10 Years
Min: 1.76  Med: 40.31 Max: 1699
Current: 45.22
1.76
1699
Forward PE Ratio 41.67
TREE's Forward PE Ratio is ranked lower than
99% of the 464 Companies
in the Global Specialty Finance industry.

( Industry Median: 13.40 vs. TREE: 41.67 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 40.20
TREE's PE Ratio without NRI is ranked lower than
93% of the 1278 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.76 vs. TREE: 40.20 )
Ranked among companies with meaningful PE Ratio without NRI only.
TREE' s PE Ratio without NRI Range Over the Past 10 Years
Min: 14.62  Med: 63.12 Max: 451.14
Current: 40.2
14.62
451.14
Price-to-Owner-Earnings 288.73
TREE's Price-to-Owner-Earnings is ranked lower than
98% of the 813 Companies
in the Global Specialty Finance industry.

( Industry Median: 15.15 vs. TREE: 288.73 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TREE' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.37  Med: 39.82 Max: 344.66
Current: 288.73
2.37
344.66
PB Ratio 8.57
TREE's PB Ratio is ranked lower than
99% of the 1383 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.24 vs. TREE: 8.57 )
Ranked among companies with meaningful PB Ratio only.
TREE' s PB Ratio Range Over the Past 10 Years
Min: 0.11  Med: 3.07 Max: 15.62
Current: 8.57
0.11
15.62
PS Ratio 4.74
TREE's PS Ratio is ranked lower than
77% of the 1373 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.41 vs. TREE: 4.74 )
Ranked among companies with meaningful PS Ratio only.
TREE' s PS Ratio Range Over the Past 10 Years
Min: 0.06  Med: 2.4 Max: 8.5
Current: 4.74
0.06
8.5
Price-to-Free-Cash-Flow 62.97
TREE's Price-to-Free-Cash-Flow is ranked lower than
94% of the 754 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.61 vs. TREE: 62.97 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
TREE' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.68  Med: 51.57 Max: 8346.67
Current: 62.97
0.68
8346.67
Price-to-Operating-Cash-Flow 51.90
TREE's Price-to-Operating-Cash-Flow is ranked lower than
95% of the 803 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.07 vs. TREE: 51.90 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
TREE' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.66  Med: 35.28 Max: 152.41
Current: 51.9
0.66
152.41
EV-to-EBIT 58.24
TREE's EV-to-EBIT is ranked lower than
85% of the 99 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.62 vs. TREE: 58.24 )
Ranked among companies with meaningful EV-to-EBIT only.
TREE' s EV-to-EBIT Range Over the Past 10 Years
Min: -253.9  Med: 23.65 Max: 238.3
Current: 58.24
-253.9
238.3
EV-to-EBITDA 39.47
TREE's EV-to-EBITDA is ranked lower than
83% of the 99 Companies
in the Global Specialty Finance industry.

( Industry Median: 13.72 vs. TREE: 39.47 )
Ranked among companies with meaningful EV-to-EBITDA only.
TREE' s EV-to-EBITDA Range Over the Past 10 Years
Min: -15  Med: 22.1 Max: 110.6
Current: 39.47
-15
110.6
EV-to-Revenue 4.20
TREE's EV-to-Revenue is ranked higher than
50% of the 1151 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.50 vs. TREE: 4.20 )
Ranked among companies with meaningful EV-to-Revenue only.
TREE' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.3  Med: 1.8 Max: 8.4
Current: 4.2
-0.3
8.4
PEG Ratio 0.35
TREE's PEG Ratio is ranked higher than
80% of the 49 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.82 vs. TREE: 0.35 )
Ranked among companies with meaningful PEG Ratio only.
TREE' s PEG Ratio Range Over the Past 10 Years
Min: 0.35  Med: 1.29 Max: 3.07
Current: 0.35
0.35
3.07
Shiller PE Ratio 392.64
TREE's Shiller PE Ratio is ranked lower than
100% of the 573 Companies
in the Global Specialty Finance industry.

( Industry Median: 20.24 vs. TREE: 392.64 )
Ranked among companies with meaningful Shiller PE Ratio only.
TREE' s Shiller PE Ratio Range Over the Past 10 Years
Min: 362.37  Med: 416.61 Max: 470.25
Current: 392.64
362.37
470.25
Current Ratio 3.59
TREE's Current Ratio is ranked higher than
61% of the 90 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.55 vs. TREE: 3.59 )
Ranked among companies with meaningful Current Ratio only.
TREE' s Current Ratio Range Over the Past 10 Years
Min: 0.96  Med: 2.02 Max: 4.55
Current: 3.59
0.96
4.55
Quick Ratio 3.59
TREE's Quick Ratio is ranked higher than
62% of the 90 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.35 vs. TREE: 3.59 )
Ranked among companies with meaningful Quick Ratio only.
TREE' s Quick Ratio Range Over the Past 10 Years
Min: 0.96  Med: 2.02 Max: 4.55
Current: 3.59
0.96
4.55
Days Sales Outstanding 41.93
TREE's Days Sales Outstanding is ranked lower than
60% of the 52 Companies
in the Global Specialty Finance industry.

( Industry Median: 24.95 vs. TREE: 41.93 )
Ranked among companies with meaningful Days Sales Outstanding only.
TREE' s Days Sales Outstanding Range Over the Past 10 Years
Min: 11.51  Med: 32.63 Max: 54.14
Current: 41.93
11.51
54.14
Days Payable 190.46
TREE's Days Payable is ranked higher than
79% of the 28 Companies
in the Global Specialty Finance industry.

( Industry Median: 34.43 vs. TREE: 190.46 )
Ranked among companies with meaningful Days Payable only.
TREE' s Days Payable Range Over the Past 10 Years
Min: 16.83  Med: 209.84 Max: 801.18
Current: 190.46
16.83
801.18

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -1.70
TREE's 3-Year Average Share Buyback Ratio is ranked higher than
53% of the 975 Companies
in the Global Specialty Finance industry.

( Industry Median: -2.40 vs. TREE: -1.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TREE' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -5.7  Med: -1.6 Max: 17.4
Current: -1.7
-5.7
17.4

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 115.65
TREE's Price-to-Net-Current-Asset-Value is ranked lower than
100% of the 42 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.88 vs. TREE: 115.65 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
TREE' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.52  Med: 5.59 Max: 122.59
Current: 115.65
0.52
122.59
Price-to-Tangible-Book 21.11
TREE's Price-to-Tangible-Book is ranked lower than
99% of the 1370 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.33 vs. TREE: 21.11 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TREE' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.38  Med: 4.98 Max: 40.87
Current: 21.11
0.38
40.87
Price-to-Intrinsic-Value-Projected-FCF 5.21
TREE's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
98% of the 867 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.82 vs. TREE: 5.21 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
TREE' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.97  Med: 2.65 Max: 5.53
Current: 5.21
0.97
5.53
Price-to-Median-PS-Value 1.97
TREE's Price-to-Median-PS-Value is ranked lower than
94% of the 1305 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.11 vs. TREE: 1.97 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TREE' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.04  Med: 0.97 Max: 3.14
Current: 1.97
0.04
3.14
Price-to-Peter-Lynch-Fair-Value 1.61
TREE's Price-to-Peter-Lynch-Fair-Value is ranked lower than
83% of the 54 Companies
in the Global Specialty Finance industry.

( Industry Median: 9999.00 vs. TREE: 1.61 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
TREE' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.48  Med: 4.1 Max: 9.94
Current: 1.61
1.48
9.94
Price-to-Graham-Number 6.14
TREE's Price-to-Graham-Number is ranked lower than
100% of the 1212 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.01 vs. TREE: 6.14 )
Ranked among companies with meaningful Price-to-Graham-Number only.
TREE' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.18  Med: 5.39 Max: 21.25
Current: 6.14
2.18
21.25
Earnings Yield (Greenblatt) % 1.74
TREE's Earnings Yield (Greenblatt) % is ranked lower than
63% of the 134 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.04 vs. TREE: 1.74 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TREE' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -20791.7  Med: 1.6 Max: 450484.9
Current: 1.74
-20791.7
450484.9
Forward Rate of Return (Yacktman) % 20.86
TREE's Forward Rate of Return (Yacktman) % is ranked higher than
83% of the 65 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.36 vs. TREE: 20.86 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
TREE' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 2.8  Med: 7.5 Max: 64.3
Current: 20.86
2.8
64.3

More Statistics

Revenue (TTM) (Mil) $697.58
EPS (TTM) $ 5.14
Beta2.16
Volatility44.72%
52-Week Range $205.45 - 404.40
Shares Outstanding (Mil)12.82

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 760 921 1,087
EBIT (Mil $)
EBITDA (Mil $) 151 198 250
EPS ($) 6.79 5.39 7.04
EPS without NRI ($) 6.79 5.39 7.04
EPS Growth Rate
(Future 3Y To 5Y Estimate)
40.00%
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: 44
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAN
Lower Leverage yoyY
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

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