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LendingTreeTREE +0.44%74 EV-to-EBIT is 6.27 as of Aug. 02, 2026, which is 87% below its 10-year median of 46.84. GuruFocus rates TREE with a GF Score™ of 74/100 and a GF Value™ of $60.66 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 151 Diversified Financial Services companies, LendingTree ranks worse than 58.28% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
LendingTree's Enterprise Value for the quarter that ended in Jun. 2026 was $947 Mil.
LendingTree's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $123 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendingTree EV-to-EBIT Related Terms
LendingTree EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for LendingTree's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, LendingTree's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendingTree EV-to-EBIT vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, LendingTree's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where LendingTree's EV-to-EBIT falls into.
LendingTree's current Enterprise Value is $772 Mil.
LendingTree's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $123 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendingTree (TREE) has a EV-to-EBIT of 6.27 as of Aug. 02, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LendingTree and its competitors. This is 87% below median its historical median of 46.84. According to the industry distribution chart, LendingTree ranks #88 out of 151 companies in the Diversified Financial Services industry, placing it in the top 58.3%.
Is LendingTree's EV-to-EBIT too high?
LendingTree's current EV-to-EBIT of 6.27 is 87% below median its 10-year median of 46.84. The Diversified Financial Services industry median EV-to-EBIT is 4.56. LendingTree's value of 6.27 is 37.5% above this industry median. Based on the distribution chart, LendingTree ranks #88 out of 151 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, LendingTree has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendingTree's EV-to-EBIT compare to TMS and RILY?
According to the Diversified Financial Services industry distribution chart, LendingTree ranks #88 out of 151 companies for EV-to-EBIT. This places LendingTree in the lower half of its industry. The industry median EV-to-EBIT is 4.56. LendingTree's value of 6.27 is 37.5% above this benchmark. While the company's 10-year median is 46.84 vs. the industry median of 4.56, LendingTree has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Diversified Financial Services company?
The median EV-to-EBIT among Diversified Financial Services companies is 4.56, based on 151 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendingTree's current EV-to-EBIT of 6.27 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LendingTree and its competitors. For the Diversified Financial Services industry, the median EV-to-EBIT is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendingTree's current EV-to-EBIT is 6.27, which is 87% below median its own 10-year median of 46.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (TREE) is currently considered Possible Value Trap. The stock's GF Value™ is $60.66, compared to a current price of $31.86 — trading 47.5% below its estimated fair value. The current EV-to-EBIT is 6.27, which is 87% below median its 10-year median of 46.84 and 37.5% above the Diversified Financial Services industry median of 4.56. LendingTree's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For LendingTree (TREE), the current EV-to-EBIT is 6.27 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendingTree (TREE) Overvalued in 2026?
Based on GuruFocus' analysis, LendingTree stock appears to be undervalued.
The current stock price of $31.86 is trading 47.5% below its estimated GF Value™ of $60.66.
GuruFocus considers LendingTree to be Possible Value Trap.
Key valuation signals for TREE:
EV-to-EBIT: 6.27 (87% below median its 10-year median of 46.84)
GF Value™: $60.66 vs. price of $31.86 (47.5% below fair value)
Industry Position: 37.5% above the Diversified Financial Services median (#88 of 151)
No single metric tells the full story. See the TREE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
74GF Score
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