Business Description
RFA Financial Inc
NAICS : 531190
SIC : 7222
ISIN : CA7619271025
Share Class Description:
TSX:RFA: UnitTotal Employee Number:
143Compare
Compare
Traded in other countries / regions
RFA.CanadaRFAFF.USA5G6.Germany Index Membership
S&P/TSX Composite index IPO Date
2006-04-17Description
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.19 | |||||
Equity-to-Asset | 0.26 | |||||
Debt-to-Equity | 0.77 | |||||
Debt-to-EBITDA | -10.66 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | -0.07 | |||||
Beneish M-Score | 5.12 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -7.9 | |||||
3-Year FCF Growth Rate | -16.8 | |||||
3-Year Book Growth Rate | -13.5 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 77.33 | |||||
9-Day RSI | 66.49 | |||||
14-Day RSI | 60.47 | |||||
3-1 Month Momentum % | 13.94 | |||||
6-1 Month Momentum % | 11.57 | |||||
12-1 Month Momentum % | 17.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.16 | |||||
Quick Ratio | 0.53 | |||||
Cash Ratio | 0.29 | |||||
Days Inventory | 804.69 | |||||
Days Sales Outstanding | 8.35 | |||||
Days Payable | 134.26 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 6.06 | |||||
Forward Dividend Yield % | 5 | |||||
5-Year Yield-on-Cost % | 5.89 | |||||
3-Year Average Share Buyback Ratio | 6.1 | |||||
Shareholder Yield % | 24.48 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 50.46 | |||||
Operating Margin % | -12.82 | |||||
Net Margin % | -87.98 | |||||
EBITDA Margin % | -39.78 | |||||
FCF Margin % | 31.34 | |||||
OCF Margin % | 31.63 | |||||
ROE % | -16.12 | |||||
ROA % | -7.29 | |||||
ROIC % | -1.04 | |||||
ROC (Joel Greenblatt) % | -53.9 | |||||
ROCE % | -4.08 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 10.52 | |||||
Shiller PE Ratio | 66.79 | |||||
PS Ratio | 3.65 | |||||
PB Ratio | 0.86 | |||||
Price-to-Tangible-Book | 0.99 | |||||
Price-to-Free-Cash-Flow | 11.97 | |||||
Price-to-Operating-Cash-Flow | 11.89 | |||||
EV-to-EBIT | -20.14 | |||||
EV-to-EBITDA | -20.59 | |||||
EV-to-Revenue | 8.19 | |||||
EV-to-Forward-Revenue | 7.67 | |||||
EV-to-FCF | 26.13 | |||||
Price-to-GF-Value | 1.63 | |||||
Price-to-Projected-FCF | 0.53 | |||||
Price-to-Median-PS-Value | 1.13 | |||||
Earnings Yield (Greenblatt) % | -4.97 | |||||
FCF Yield % | 6.68 | |||||
Forward Rate of Return (Yacktman) % | 21.82 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
RFA Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil C$) | 260.594 | ||
| EPS (TTM) (C$) | -6.83 | ||
| Beta | 0.1666 | ||
| 3-Year Sharpe Ratio | 0.32 | ||
| 3-Year Sortino Ratio | 0.52 | ||
| Volatility % | 38.63 | ||
| 14-Day RSI | 60.47 | ||
| 14-Day ATR (C$) | 0.806008 | ||
| 20-Day SMA (C$) | 25.071 | ||
| 12-1 Month Momentum % | 17.13 | ||
| 52-Week Range (C$) | 17.64 - 34.49 | ||
| Shares Outstanding (Mil) | 46.26 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
RFA Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
RFA Financial Inc Stock Events
| Event | Date | Price (C$) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-11-13 | In 134 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-07 13:00 | In 37 days | ||
| Second quarter earnings results for 2026 | 2026-08-07 | In 36 days | ||
| CAD 0.330000 Cash Dividend | 2026-06-30 | 26.09 (+2.60%) | ||
| General meeting for 2025 | 2026-06-25 10:00 | 25.60 (+0.39%) | ||
| First quarter earnings conference call for 2026 | 2026-05-13 13:00 | 24.32 (-0.69%) | ||
| First quarter earnings results for 2026 | 2026-05-12 | 24.09 (-0.25%) | ||
| CAD 0.220000 Cash Dividend | 2026-03-31 | 23.03 (+0.39%) | ||
| Annual report for 2025 | 2026-03-04 | 22.54 (-3.05%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-04 | 22.54 (-3.05%) |
Show
Entries
RFA Financial Inc Frequently Asked Questions
What is RFA Financial Inc(TSX:RFA)'s stock price today?
The current price of TSX:RFA is C$26.41. The 52 week high of TSX:RFA is C$34.49 and 52 week low is C$17.64.
When is next earnings date of RFA Financial Inc(TSX:RFA)?
The next earnings date of RFA Financial Inc(TSX:RFA) is 2026-08-07 Est..
Does RFA Financial Inc(TSX:RFA) pay dividends? If so, how much?
The Dividend Yield %  of RFA Financial Inc(TSX:RFA) is 6.06% (As of Today), Highest Dividend Payout Ratio of RFA Financial Inc(TSX:RFA) was 4.28. The lowest was 0.38. And the median was 0.67. The  Forward Dividend Yield % of RFA Financial Inc(TSX:RFA) is 5%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | ||
|---|---|---|---|
| First Capital REIT Comments on Litigation By Sandpiper and Artis REIT | 2023-01-09 |
Articles on RFA Financial Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers