Q3 2021 UMB Financial Corp Earnings Call Transcript
Good morning, and welcome to UMB Financial Third Quarter 2021 Financial Results Conference Call. (Operator Instructions) After today's presentation, there will be an opportunity to ask questions. Please note that this event is being recorded.
Now I'd like to turn the call over to Ms. Kay Gregory, Investor Relations. Please go ahead.
Good morning, and welcome to our third quarter 2021 call. Mariner Kemper, President and CEO; and Ram Shankar, CFO, will share a few comments about our results. Jim Rine, CEO of UMB Bank; and Tom Terry, Chief Credit Officer, will also be available for the question-and-answer session.
Before we begin, let me remind you that today's presentation contains forward-looking statements, all of which are subject to assumptions, risks and uncertainties. These risks are included in our SEC filings and are summarized on Slide 43 of our presentation. Actual results and circumstances may differ from those set forth in any forward-looking statements. Forward
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